Grants directory
New Jersey wildfire home hardening grants & rebates
Every live program we track for New Jersey homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across New Jersey.
- LoanOpen
Housing Mitigation Fund Program
New Jersey Department of Community Affairs, Division of Disaster Recovery and Mitigation
Up to $100,000; interest-free funding that must be repaid when the home is transferred
The State of New Jersey offers interest-free repayable funding for homeowners to reduce future disaster risk, with awards of up to $100,000 for eligible mitigation work. It is currently accepting applications.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
New Jersey Department of Community Affairs, Division of Housing and Community Resources
Free weatherization and heating-efficiency improvements
New Jersey’s Weatherization Assistance Program provides free weatherization and heating-efficiency work for eligible elderly, disabled, and low-income households. The program is open and applicants apply through local county-serving agencies.
View program - Free serviceOpenIncome restricted
Comfort Partners
New Jersey Board of Public Utilities / New Jersey's Clean Energy Program
Free energy-efficiency and safety improvements
Comfort Partners is a free statewide energy-efficiency program for income-eligible customers that also improves home safety and comfort at no cost. It is open now.
View program - Free serviceOpen
Housing Counseling and Legal Services Program
New Jersey Department of Community Affairs, Division of Disaster Recovery and Mitigation
Free counseling and legal services.
New Jersey provides free housing counseling and legal help, including help completing applications for disaster recovery programs.
View program - GrantStatus unknown
Community Wildfire Hazard Mitigation Assistance Program
New Jersey Forest Fire Service
Up to $5,000 reimbursement; no more than 50% of project cost
The New Jersey Forest Fire Service has a wildfire mitigation grant program that reimburses approved projects up to $5,000 and no more than 50% of costs. The official document frames it as a 50:50 cost-share program for qualifying organizations, not direct homeowner grants.
View program - GrantStatus unknown
Community Wildfire Hazard Mitigation Assistance Grant Program
New Jersey Forest Fire Service
Up to $5,000 reimbursement, with a 50/50 cost share described in the state plan.
New Jersey’s Forest Fire Service administers a wildfire mitigation grant that reimburses up to $5,000 for approved projects, with a 50/50 cost share.
View program - GrantStatus unknown
Firewise Grant Program
New Jersey Department of Environmental Protection (NJDEP), Division of Parks and Forestry, Forest Fire Service
NJDEP offers Firewise grants to help communities and homeowners reduce wildfire risk through Firewise USA efforts and related preparedness work. The page provided does not state the dollar amount, match, or application timing.
View program - Tax creditStatus unknown
Automatic Fire Suppression System Property Tax Exemption
New Jersey Division of Taxation
Tax exemption; amount not stated on the captured state page
New Jersey lists an Automatic Fire Suppression System Property Tax Exemption as one of its local property tax exemption programs. The state page confirms the exemption exists, but it does not state the dollar value or full eligibility details on the captured page.
View program - Tax creditStatus unknown
Automatic Fire Suppression System Property Tax Exemption
New Jersey Division of Taxation
Tax exemption; amount not stated on the captured state page
New Jersey lists an Automatic Fire Suppression System Property Tax Exemption as one of its local property tax exemption programs. The state page confirms the exemption exists, but it does not state the dollar value or full eligibility details on the captured page.
View program - GrantStatus unknown
Firewise Grant Program
New Jersey Department of Environmental Protection (NJDEP), Division of Parks and Forestry, Forest Fire Service
NJDEP offers Firewise grants to help communities and homeowners reduce wildfire risk through Firewise USA efforts and related preparedness work. The page provided does not state the dollar amount, match, or application timing.
View program - GrantClosed
Firewise Community grant support for Hardwick Township
New Jersey Forest Fire Service
Up to $5,000 per Firewise community, covering up to 50% of project cost
Hardwick Township in Warren County has been a Firewise community, and NJDEP’s Firewise grant page says Firewise communities can receive cost-share support for wildfire risk reduction work. The official program page says the grant program is permanently closed, so this is not currently open to new applicants.
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County programs
Programs limited to specific New Jersey counties.
Bergen County
- LoanOpenIncome restricted
Habitat for Humanity of Bergen County Brush with Kindness Program
Habitat for Humanity of Bergen County
No-monthly-payment, interest-free repair loan up to $17,500 for single-family/condo interiors or $25,000 for two-family homes.
Habitat for Humanity of Bergen County offers no-monthly-payment, interest-free repair loans for eligible homeowners in Bergen County. The county guide says loans can be up to $17,500 for single-family homes or condominium interiors and up to $25,000 for two-family homes.
View program - LoanOpenIncome restricted
Bergen County Home Improvement Program
Bergen County Division of Community Development
Interest-free financing; no payments until sale or title transfer.
Bergen County offers interest-free home-rehabilitation financing for eligible homeowners in one- and two-family homes. The program can cover major repairs like roofs, siding, windows, doors, heating, plumbing, and electrical work, with no payments until the home is sold or the title changes.
View program - Free serviceOpenIncome restricted
Bergen County Sheriff’s Office Accessible Ramp Program
Bergen County Sheriff’s Office
Free labor; materials may be free or subsidized through partner nonprofits for income-qualified households.
The Bergen County Sheriff’s Office provides free labor to measure, design, and build accessible ramps for Bergen County residents and homeowners with limited mobility. Homeowners may need to provide their own materials, though subsidized materials can be available through partner nonprofits for eligible households.
View program - Free serviceOpenIncome restricted
Bergen Volunteers CHORE Program
Bergen Volunteers
Free labor; homeowner pays for parts and equipment replaced/installed.
Bergen Volunteers provides minor household repairs and weatherization help for eligible low-income homeowners or tenants in Bergen County. The county guide says the service is free of charge except for parts and equipment replaced or installed.
View program - Free serviceOpenIncome restricted
Greater Bergen Community Action Weatherization Assistance Program
Greater Bergen Community Action
Free weatherization services for approved participants.
Greater Bergen Community Action provides weatherization and energy-efficiency upgrades for eligible households, including repairs or replacement of windows and doors, insulation, boilers, furnaces, and water heaters. Bergen County’s guide says the program is free for approved participants.
View program - Free serviceOpenIncome restricted
Bergen County Home Weatherization Services Program
Bergen Volunteers
Free exterior weatherization and property improvements for approved applicants.
Bergen Volunteers offers a home weatherization services program that handles exterior home and property improvements for eligible low-income households. The county guide says the work is free of charge for approved applicants.
View program - LoanStatus unknown
Bergen County Lead-Safe Home Remediation Program
Bergen County Division of Community Development
Free of charge for approved applicants.
Bergen County’s lead-safe home remediation program helps eligible homeowners remove lead dust hazards and remediate lead paint. The county guide found for this search says the service is free of charge for approved applicants.
View program - Free serviceStatus unknown
Bergen County Sheriff’s Office Lead-Safe Home Remediation Program
Bergen County Sheriff’s Office
Free of charge for approved applicants.
Bergen County’s senior-services guide describes a lead-safe home remediation program that removes lead paint hazards for eligible homeowners. The county material says the program is free of charge for approved applicants.
View program - LoanStatus unknown
Bergen County Lead-Safe Home Remediation Program
Bergen County Division of Community Development
Free of charge for approved applicants.
Bergen County’s lead-safe home remediation program helps eligible homeowners remove lead dust hazards and remediate lead paint. The county guide found for this search says the service is free of charge for approved applicants.
View program - Free serviceStatus unknown
Bergen County Sheriff’s Office Lead-Safe Home Remediation Program
Bergen County Sheriff’s Office
Free of charge for approved applicants.
Bergen County’s senior-services guide describes a lead-safe home remediation program that removes lead paint hazards for eligible homeowners. The county material says the program is free of charge for approved applicants.
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Burlington County
- LoanOpenIncome restricted
Home Improvement Loan Program
Burlington County Division of Community Development & Housing
0% interest loan up to $20,000; may be forgivable if terms are met
Burlington County offers qualified homeowners zero-percent loans of up to $20,000 to correct unsafe housing conditions and other substandard home repairs.
View program - GrantOpenIncome restricted
Emergency Home Repair Program
Burlington County Division of Community Development & Housing
Up to $10,000 grant
Burlington County gives eligible homeowners grants of up to $10,000 for emergency repairs that fix dangerous home conditions affecting health, safety, or welfare.
View program - GrantOpenIncome restricted
Heater and Air Conditioner Replacement Program
Burlington County Division of Community Development & Housing
Up to $10,000 grant
Burlington County offers grants to qualified low-income homeowners to replace heating or cooling systems that are older than 25 years and cannot be repaired. The maximum grant amount stated on the page is up to $10,000.
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Camden County
- LoanOpenIncome restricted
Camden County First Time Home Buyers Program
Camden County Community Development / Camden County Improvement Authority
Up to $25,000 for eligible home buyers.
Camden County offers eligible first-time homebuyers up to $25,000 to help purchase a home in Camden County. The program is aimed at low- and moderate-income buyers and includes both financial and technical assistance.
View program - LoanOpenIncome restricted
Camden County Home Improvement Program (HIP)
Camden County Community Development / Camden County Improvement Authority
Interest-free loan; no public maximum listed on the page.
Camden County offers an interest-free home repair loan for eligible owner-occupants of single-family homes. The program is funded through a HUD Community Development Block Grant loan and is limited to low- and moderate-income households.
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Cape May County
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Cape May County Open Space Program
Cape May County Open Space & Farmland Preservation
Cape May County’s Open Space Program can pay municipalities for projects that preserve land and improve public spaces, but the official page does not show a homeowner hardening grant program. I included it because it is the county’s only clearly documented ongoing county incentive program on the official site, though it does not appear to be a direct homeowner home-hardening benefit.
View program - GrantOpen
Cape May County Open Space Program
Cape May County Open Space & Farmland Preservation
Cape May County’s Open Space Program can pay municipalities for projects that preserve land and improve public spaces, but the official page does not show a homeowner hardening grant program. I included it because it is the county’s only clearly documented ongoing county incentive program on the official site, though it does not appear to be a direct homeowner home-hardening benefit.
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Cumberland County
- LoanStatus unknownIncome restricted
Small Cities Home Owner Rehabilitation Program
Cumberland County government
Deferred no-interest loan; maximum amount not stated
Cumberland County has a state-funded home repair program that offers deferred, no-interest loans for eligible homeowners in parts of the county. The county says the money is for major home repairs including code-related work and weatherization.
View program - LoanStatus unknownIncome restricted
Small Cities Home Owner Rehabilitation Program
Cumberland County government
Deferred no-interest loan; maximum amount not stated
Cumberland County has a state-funded home repair program that offers deferred, no-interest loans for eligible homeowners in parts of the county. The county says the money is for major home repairs including code-related work and weatherization.
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Gloucester County
- GrantOpenIncome restricted
Owner Occupied Rehabilitation Program
Gloucester County Office of Housing and Community Development
Up to $6,000 for qualifying mobile-home urgent-needs cases; other award limits not stated on the public page.
Gloucester County offers income-restricted grants and loans to help eligible owner-occupants repair health and safety hazards and bring homes up to code. The county page says grants must remove health and safety hazards, and the program can also cover emergency repair and deferred payment loans.
View program - Free serviceOpenIncome restricted
Low Income Home Energy Assistance Program (LIHEAP)
Gloucester County Department of Health and Human Services
Amount not stated; county describes federally funded help with energy bills, crises, weatherization, and minor repairs.
Gloucester County points residents to LIHEAP for help with home energy costs and weatherization-related minor home repairs. The county page says the program can also help with home energy crises.
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Hunterdon County
- Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program - Free serviceOpenIncome restricted
NORWESCAP Home Energy Assistance & Weatherization
NORWESCAP, Inc.
Free home energy audit and weatherization improvements; no dollar cap stated.
NORWESCAP provides energy assistance and weatherization services for Hunterdon County residents through its local intake site. The county’s official directory lists it as a repair and weatherization resource for homeowners.
View program - Free serviceOpenIncome restricted
Housing Accessibility and Rehabilitation Program (HAR)
Housing Accessibility and Rehabilitation Program
Free housing modifications, repairs, safety mechanisms, and technical assistance for those who qualify; no cap stated.
HAR Hunterdon provides free housing modifications, repairs, safety mechanisms, and technical assistance for income-qualified seniors and people with disabilities in Hunterdon County. It also offers consultation and technical assistance to any county resident requesting help.
View program - GrantOpenIncome restricted
Hunterdon County Housing Rehabilitation Program
Hunterdon County Division of Housing
Amount not stated on the official page.
Hunterdon County offers income-qualified homeowners help to fix code violations and other housing problems, including weather-damage-related repairs. The program is county-run and funded by the New Jersey Department of Community Affairs Small Cities Program.
View program - GrantOpenIncome restricted
Hunterdon County Housing Rehabilitation Program
Hunterdon County Division of Housing
Amount not stated on the official page.
Hunterdon County offers income-qualified homeowners help to fix code violations and other housing problems, including weather-damage-related repairs. The program is county-run and funded by the New Jersey Department of Community Affairs Small Cities Program.
View program - Free serviceOpen
Mr. Fix-It Program
Hunterdon County Division of Senior, Disabilities & Veterans' Services (DSDVS)
Free volunteer home maintenance and repair service; no dollar cap stated.
Hunterdon County provides a free volunteer home maintenance and repair service for residents age 60 and over. The program helps seniors stay in their homes by doing jobs that, if neglected, could affect health or safety.
View program - Free serviceOpenIncome restricted
Housing Accessibility and Rehabilitation Program (HAR)
Housing Accessibility and Rehabilitation Program
Free housing modifications, repairs, safety mechanisms, and technical assistance for those who qualify; no cap stated.
HAR Hunterdon provides free housing modifications, repairs, safety mechanisms, and technical assistance for income-qualified seniors and people with disabilities in Hunterdon County. It also offers consultation and technical assistance to any county resident requesting help.
View program - Free serviceOpenIncome restricted
NORWESCAP Home Energy Assistance & Weatherization
NORWESCAP, Inc.
Free home energy audit and weatherization improvements; no dollar cap stated.
NORWESCAP provides energy assistance and weatherization services for Hunterdon County residents through its local intake site. The county’s official directory lists it as a repair and weatherization resource for homeowners.
View program - Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
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Mercer County
- LoanOpenIncome restricted
Mercer County Residential Home Improvement Program
Mercer County Housing and Community Development Office
Mercer County offers a residential rehabilitation program for eligible low- and moderate-income homeowners to pay for code violations and safety repairs. The county page does not state a dollar cap, but it says the program is funded through HOME and is for housing safety improvements.
View program - Free serviceOpenIncome restricted
Mercer County Housing and Community Development Home Weatherization Programs
Mercer County Housing and Community Development Office
Mercer County lists Home Weatherization Programs that provide energy-saving improvements for eligible households. The page does not give a dollar amount, but it does show a county-administered home service program that can reduce vulnerability around the home envelope.
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Middlesex County
- Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program (WAP)
New Jersey Department of Community Affairs; administered locally through Middlesex County energy-assistance intake resources
A state weatherization program that Middlesex County points residents to for home energy upgrades such as insulation and air-sealing at no direct cost to eligible households. It can also reduce damage from severe weather by making homes tighter and more resilient.
View program - Free serviceOpen
Southern Middlesex Flood Mitigation and Resiliency Study
Middlesex County
Middlesex County is running a FEMA grant-funded regional flood study for ten southern county municipalities to identify flood risk and develop resilience strategies. It is a planning and study effort, not a homeowner cash grant.
View program - Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program
Monmouth County
- GrantOpenIncome restricted
Monmouth County Home Repair Program
Monmouth County Office of Community Development
No dollar cap stated on the official page.
Monmouth County’s Home Repair Program provides help for eligible low- and moderate-income homeowners to make repairs through the county Office of Community Development. The page does not state a dollar cap, and it says the office has reached the maximum amount of Home Repair Applications for Howell residents for 2026.
View program - GrantOpenIncome restricted
Lead-Safe Home Remediation Pilot Grant Program
Community Affairs & Resource Center
Free lead testing, inspection/risk assessment, and remediation services; no dollar cap stated.
The Community Affairs & Resource Center offers a free lead-safe home remediation pilot program for eligible homes in Monmouth, Ocean, and Atlantic counties. It provides lead testing, lead inspection/risk assessment, and remediation of lead-based paint hazards at no cost.
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Ocean County
- LoanOpenIncome restricted
Housing Rehabilitation Program
Affordable Housing Alliance
Deferred loans from $1,000 to $50,000
Ocean County’s Housing Rehabilitation Program provides deferred loans to eligible low- and moderate-income owner-occupants to fix and rehabilitate homes. Loan amounts run from $1,000 to $50,000, and eligible work includes weatherization, accessibility, code issues, structural concerns, and roof replacement.
View program - GrantOpenIncome restricted
Lead-Safe Home Remediation Pilot Grant Program
Community Affairs & Resource Center
Free lead testing, inspection/risk assessment, and remediation services; no dollar cap stated.
The Community Affairs & Resource Center offers a free lead-safe home remediation pilot program for eligible homes in Monmouth, Ocean, and Atlantic counties. It provides lead testing, lead inspection/risk assessment, and remediation of lead-based paint hazards at no cost.
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Passaic County
- GrantOpenIncome restricted
Passaic County Division of Home Energy & Weatherization Assistance
Passaic County Division of Home Energy & Weatherization
Amount not stated on the county webpage.
Passaic County offers weatherization and home-energy help for low-income households, including free home-energy application appointments and weatherization services. The county says appointments are now required and clients can schedule through the program page.
View program - GrantOpen
Passaic County Community Development Block Grant Program
Passaic County Division of Economic Development
Passaic County administers HUD Community Development Block Grant funds for housing rehabilitation and other community needs. The county page says these funds may be used for housing rehabilitation, but it does not describe a homeowner-facing hardening program on the page itself.
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Somerset County
- Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program - GrantOpenIncome restricted
Somerset County Community Development Block Grant (CDBG) Program
Somerset County Community Development Office
No fixed homeowner amount published; depends on annual county awards.
Somerset County administers federal CDBG funds that can support eligible housing and community projects serving county residents, including low- and moderate-income households. The county does not publish a home-hardening-only dollar amount on the page, so the amount depends on the annual award process.
View program - GrantOpenIncome restricted
Somerset County HOME Investment Partnership Program (HOME)
Somerset County Community Development Office
No fixed homeowner amount published; depends on annual county awards.
Somerset County administers federal HOME funds to expand decent, safe, sanitary, and affordable housing for low- and moderate-income residents. The official page does not publish a home-hardening-specific amount or homeowner application details.
View program - Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program - GrantClosed
Somerset County Historic Preservation Grant Program
Somerset County Cultural and Heritage Commission
No published standard grant cap on the official page.
Somerset County offers historic preservation grants for eligible historic sites and historic-district properties in the county. It is not a wildfire-hardening program, but it can fund stabilization, rehabilitation, and preservation work on qualifying properties.
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Sussex County
- Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program - Free serviceOpen
Family Promise of Sussex County – Utility Assistance / Energy Assistance Intake
Family Promise of Sussex County
Family Promise of Sussex County helps eligible households apply for utility-assistance programs that can free up cash for home safety and emergency preparedness. It is an intake/assistance service rather than a home-hardening grant, and the page does not state a dollar amount specific to Sussex County.
View program - Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program
Union County
- LoanOpenIncome restricted
Union County Home Improvement Program
Union County Department of Economic Development; administered by Development Directions, LLC
Deferred-payment loan of up to $24,999; non-interest bearing and repaid when the property is sold or transferred.
Union County offers eligible low- and moderate-income homeowners a deferred-payment loan for home rehabilitation work. The loan can be up to $24,999 and is repaid when the property is sold or transferred.
View program - GrantOpenIncome restricted
Storm-Related Emergency Home Repair Grant Program
Union County Board of County Commissioners; administered by Development Directions, LLC
Up to $10,000 for eligible senior homeowners with storm damage from the July 2025 storms.
Union County offers eligible senior homeowners up to $10,000 to cover necessary storm-related home repairs after the July 3 and July 14, 2025 storms. The grant does not need to be repaid.
View program - GrantOpenIncome restricted
Senior Home Improvement Grant Program
Union County Department of Economic Development; administered by Development Directions, LLC
Grant capped at $5,000 on the official program page; later county material suggests $10,000, but the program page still states $5,000.
Union County offers eligible senior homeowners a grant for home rehabilitation work. The official page says the grant is capped at $5,000 and does not have to be repaid.
View program - GrantOpenIncome restricted
Senior Home Improvement Grant
Union County Department of Economic Development; administered by Development Directions, LLC
Grant capped at $5,000; does not have to be repaid.
Union County offers eligible residents a home rehabilitation grant for senior homeowners. The grant is capped at $5,000 and does not have to be repaid.
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Warren County
- Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program - Free serviceOpenIncome restricted
NORWESCAP Energy Assistance
NORWESCAP, Inc.
Utility bill assistance for electric, gas, and oil; emergency heating and summer cooling help; no dollar cap stated.
NORWESCAP helps income-eligible residents in five New Jersey counties apply for utility bill assistance and related energy-saving services. The page also describes weatherization, lead remediation, and Solar Farm Plots as separate ways to reduce energy costs.
View program - GrantStatus unknownIncome restricted
Warren County Housing Rehabilitation Program
Warren County Housing Programs
Warren County offers financial help to low- and moderate-income homeowners to repair owner-occupied homes in the county. The program is meant for repairs that affect the health and safety of occupants, and the county says it may help with home repair work in several partner municipalities.
View program - Free serviceStatus unknown
NORWESCAP Weatherization & Repairs
NORWESCAP
Warren County lists NORWESCAP Weatherization & Repairs as a repair service available to residents. The county page does not state the amount, but it is a local service referral for weatherization and repairs.
View program - Free serviceStatus unknown
Warren County Chore Corps
Warren County Division of Aging & Disability Services
Free labor; homeowner pays materials
Warren County runs a volunteer handyman-style repair service for seniors and eligible residents. The county says labor is free, while the resident pays for materials.
View program - GrantStatus unknownIncome restricted
Warren County Housing Rehabilitation Program
Warren County Housing Programs
Warren County offers financial help to low- and moderate-income homeowners to repair owner-occupied homes in the county. The program is meant for repairs that affect the health and safety of occupants, and the county says it may help with home repair work in several partner municipalities.
View program - Free serviceStatus unknown
Warren County Chore Corps
Warren County Division of Aging & Disability Services
Free labor; homeowner pays materials
Warren County runs a volunteer handyman-style repair service for seniors and eligible residents. The county says labor is free, while the resident pays for materials.
View program - Free serviceStatus unknown
NORWESCAP Weatherization & Repairs
NORWESCAP
Warren County lists NORWESCAP Weatherization & Repairs as a repair service available to residents. The county page does not state the amount, but it is a local service referral for weatherization and repairs.
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See which programs your home qualifies for
Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.
Create accountCity & local programs
Programs limited to specific cities or zip codes in New Jersey.
- LoanOpenIncome restricted
Live Newark Program – Home Façade Improvement Program
City of Newark Department of Economic & Housing Development
Up to $40,000 no-interest forgivable loan
Newark offers a no-interest forgivable loan for owner-occupied homes to pay for exterior repairs and improvements. The program provides up to $40,000 and is forgiven over five years if the homeowner keeps living in the home.
View program - LoanOpenIncome restricted
Montclair Township Home Improvement Program
Township of Montclair
Up to $35,000
Montclair offers homeowners up to $35,000 in 0% interest, 10-year forgivable loan assistance for home repairs and improvements. The money can be used for roofs, foundations, heating and electrical systems, plumbing, weatherization, and more.
View program - LoanOpenIncome restricted
West Orange Housing Rehabilitation Program
Township of West Orange
Up to $25,000 at 0% interest
West Orange offers low- and moderate-income township homeowners up to $25,000 in a 0% interest home-repair loan. There are no monthly payments, and the loan is repaid when the home is sold or title is transferred.
View program - LoanOpen
Live Newark Program – Home Closing Cost Program
City of Newark Department of Economic & Housing Development
$20,000 no-interest forgivable loan
Newark offers a no-interest forgivable loan to first-time homebuyers for down payment and closing costs on an owner-occupied home in Newark. The program provides $20,000 and is forgiven over five years if the buyer lives in the home.
View program - LoanOpen
Municipal Employee Housing Assistance Program
City of Newark Department of Economic & Housing Development
$20,000 no-interest forgivable loan
Newark offers a no-interest forgivable loan for City employees to buy a home in Newark. The program provides $20,000 and is forgiven over five years if the borrower keeps living in the home.
View program - GrantOpen
Clifton Home Improvement Program (CHIP)
City of Clifton Housing Department
Up to $10,000 per qualified Clifton homeowner
Clifton’s Housing Department offers eligible owner-occupants up to $10,000 to repair housing code violations on their home. The program is city-run and federally funded through HUD Community Development Block Grant money.
View program - GrantOpenIncome restricted
Trenton Urgent Rehabilitation Program (TURP)
City of Trenton Housing Rehabilitation Program
Up to $5,000
Trenton offers qualifying City of Trenton homeowners up to $5,000 as a grant for urgent repairs or accessibility improvements. The program covers repairs that pose an immediate health or safety risk, plus certain accessibility work, and it does not place a lien on the property.
View program - LoanOpenIncome restricted
East Orange Housing Rehabilitation Program
City of East Orange Neighborhood Housing & Revitalization Division
Amount not stated on the public page
East Orange offers a housing rehabilitation program through its Neighborhood Housing & Revitalization Division, funded through HOME Investment Partnerships Program dollars and other housing initiatives. The public page names the program but does not state the loan amount, repair cap, or detailed terms.
View program - LoanOpenIncome restricted
Residential Rehab Program
City of Vineland Community Development Division
Interest-free rehab loan; maximum amount not stated on the main program page
Vineland’s Community Development Division offers interest-free loans to eligible homeowners for residential repairs. The city says the program is for income-eligible families, with nearly all assisted homes owner-occupied, and the loans are repaid when the property is no longer the borrower’s principal residence.
View program - LoanStatus unknownIncome restricted
Princeton Home Improvement Program (PHIP)
Princeton Office of Affordable Housing
Forgivable loan; amount not stated in captured text
Princeton offers eligible low- and moderate-income homeowners a forgivable home-improvement loan for repairs to their residence. The application says it is for Princeton residents and does not state a dollar maximum in the captured text.
View program - LoanStatus unknownIncome restricted
Princeton Home Improvement Program (PHIP)
Princeton Office of Affordable Housing
Forgivable loan; amount not stated in captured text
Princeton offers eligible low- and moderate-income homeowners a forgivable home-improvement loan for repairs to their residence. The application says it is for Princeton residents and does not state a dollar maximum in the captured text.
View program - GrantStatus unknown
Phillipsburg Housing Improvement Program
Town of Phillipsburg
Warren County’s resource list points homeowners in Phillipsburg to a local housing improvement program for repairs. The county page does not state the funding amount or exact repair scope.
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Nationwide programs
Federal and national programs New Jersey homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
View program - GrantOpenIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - LoanOpen
Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
View program - LoanOpen
Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
View program - LoanOpen
Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - GrantOpen
FEMA Individuals and Households Program Hazard Mitigation Measures
Federal Emergency Management Agency
Additional mitigation funds tied to FEMA disaster home-repair assistance; no separate cap stated on the page
FEMA can add hazard-mitigation money to eligible disaster home-repair assistance for homeowners after certain disasters. For wildfire-damaged homes, FEMA says it may pay for vent coverings plus non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Assistance (HMA) Grants
Federal Emergency Management Agency
Varies by underlying FEMA mitigation grant program
FEMA’s Hazard Mitigation Assistance grants fund eligible projects that reduce future disaster losses. FEMA’s materials show wildfire mitigation is an eligible activity in the main HMA programs.
View program - GrantOpen
Flood Mitigation Assistance (FMA) Program
Federal Emergency Management Agency
Varies; FEMA describes it as a pre-disaster flood mitigation grant program
FEMA’s Flood Mitigation Assistance program funds measures that reduce or eliminate long-term flood damage to buildings, including homes. It is a pre-disaster grant program.
View program - LoanOpen
SBA Mitigation Assistance
U.S. Small Business Administration
Up to 20% increase on an SBA disaster loan for mitigation
The Small Business Administration lets eligible disaster loan borrowers increase their low-interest disaster loan by up to 20% to make home improvements that reduce future damage. Homeowners can use it after a declared disaster.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - Free serviceOpen
PSO Home Weatherization Assistance
Public Service Company of Oklahoma (Power Forward With PSO)
Free weatherization services; dollar cap not stated in the source found.
PSO offers weatherization services for qualified customers to make homes more comfortable and energy efficient, with free weatherization services mentioned in PSO’s program materials.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpenIncome restricted
SC Safe Home Grant Program
South Carolina Department of Insurance
South Carolina’s Safe Home grant program helps eligible homeowners harden homes against hurricane and wind damage. The official notice says homeowners are responsible for costs above the grant award, but it does not give a county-specific Florence County cap on the page snippet available.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Free serviceOpen
Get Alarmed, Tennessee!
Tennessee Department of Commerce and Insurance, State Fire Marshal’s Office
Free smoke alarms; carbon monoxide detectors are also included in the 2026 expansion
The State Fire Marshal’s Office gives out free smoke alarms, and now carbon monoxide detectors too, through local fire departments. It’s aimed at high-risk homes and can help homeowners in Washington County lower the chance of a deadly residential fire.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
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