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Union County Home Improvement Program

Union County Department of Economic Development; administered by Development Directions, LLC · County program

Deferred-payment loan of up to $24,999; non-interest bearing and repaid when the property is sold or transferred.

Union County offers eligible low- and moderate-income homeowners a deferred-payment loan for home rehabilitation work. The loan can be up to $24,999 and is repaid when the property is sold or transferred.

Last verified: August 12, 2026
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Program details

How it works

The Union County Home Improvement Program is funded by Union County with Community Development Block Grant funds. Its purpose is to help homeowners rehabilitate their homes. The program is administered by Development Directions, LLC, which meets with applicants, explains the guidelines, completes the application, and schedules property inspections.

What the money covers

The program is for home rehabilitation and the page lists eligible improvements as:

  • repair or replacement of substandard heating, electrical, and plumbing systems
  • structural repairs
  • repairs to correct code violations
  • lead-based paint remediation and stabilization measures
  • energy-saving measures such as insulation, new windows, and storm doors
  • improvements that will upgrade the home to standard condition

Amounts and repayment

  • Deferred-payment loan of up to $24,999
  • The loan is non-interest bearing
  • Payment is deferred until the sale or transfer of the property
  • Program staff prepare a detailed work write-up, review contractor bids, perform in-progress inspections to assure quality work, and complete a final inspection at the end of the job

How to apply

Homeowners should contact Development Directions, LLC at 732-382-8100 to arrange an appointment. Program staff will meet with potential applicants, explain the program guidelines, complete the application, and schedule property inspections.

Timing and deadlines

The official page does not list an application deadline or closing date.

Program notes

The page also provides contact information for Development Directions, LLC in Rahway and notes that contractor registration materials are available for contractors who want to participate in the program.

Full eligibility details

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