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Live Newark Program – Home Façade Improvement Program

City of Newark Department of Economic & Housing Development · City program

Up to $40,000 no-interest forgivable loan

Newark offers a no-interest forgivable loan for owner-occupied homes to pay for exterior repairs and improvements. The program provides up to $40,000 and is forgiven over five years if the homeowner keeps living in the home.

Last verified: August 5, 2026
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Program details

How it works

The Home Façade Improvement Program is one of two Live Newark programs. It gives owner-occupied homeowners a no-interest, forgivable loan to help renovate and repair the outside of their homes. The loan is forgiven only if the resident continues to occupy the home for 5 years after the loan closes.

What the money covers

Funds may be used for repairs or improvements to the property’s exterior. The city says the work is intended to beautify the community and may also address code violations or conditions that threaten the health, safety, and welfare of the occupants or the surrounding community.

Amounts and forgiveness

  • Up to $40,000 per home.
  • 0% interest.
  • 20% of the loan is forgiven for each full year the recipient lives in the home, over a five-year period.

How to apply

The city page links to supporting brochures and program documents for the façade program. The page identifies the program as part of Newark’s Division of Housing and Finance.

Timing and deadlines

The page does not give a closing date. Newark’s progress report says Live Newark applications are accepted on a rolling basis.

Full eligibility details

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