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Municipal Employee Housing Assistance Program

City of Newark Department of Economic & Housing Development · City program

$20,000 no-interest forgivable loan

Newark offers a no-interest forgivable loan for City employees to buy a home in Newark. The program provides $20,000 and is forgiven over five years if the borrower keeps living in the home.

Last verified: August 5, 2026
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Program details

How it works

This program is similar to the Live Newark Home Closing Cost Program and is designed to encourage City employees to own homes in Newark. It provides a no-interest, forgivable loan for home purchase.

What the money covers

The loan is used to purchase a home in Newark.

Amounts and forgiveness

  • $20,000 per loan.
  • 0% interest.
  • 20% of the loan is forgiven for each full year the recipient lives in the home, over a five-year period.

How to apply

The webpage lists a supporting PDF for the Municipal Employee Housing Assistance Program.

Timing and deadlines

The page does not state a closing date or deadline.

Full eligibility details

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