Housing Rehabilitation Program

How it works

Ocean County’s Housing Rehabilitation Program is designed to help owner-occupied homes meet local and state building codes through moderate or substantial rehabilitation. The page says the Affordable Housing Alliance administers the day-to-day operations of the program.

What the money covers

Eligible projects listed on the page include:

• Weatherization
• Handicapped accessibility
• Code issues
• Structural concerns
• Roof replacement
• And more

Amounts and matching

The page describes two loan levels:

• Moderate rehabilitation: ten-year deferred loans from $1,000 to $24,999
• Substantial rehabilitation: deferred loans from $25,000 to $50,000, which also require a ten-year deferred loan

No interest rate, matching requirement, or forgiveness terms are stated on the page.

Who can use it

The page says the program is for Ocean County residents, with separate programs for Brick, Toms River, Jackson, and Lakewood.

How to apply

The page says to apply here and provides the administering agency contact information, but it does not describe a step-by-step application process on the page itself.

Timing and deadlines

The page does not give an application deadline, closing date, or funding cap.

Additional notes

The program is framed as housing rehabilitation rather than a hazard-specific home hardening grant, but some listed eligible work, such as roof replacement and weatherization, can overlap with home-hardening improvements.