Home Improvement Loan Program

How it works

Burlington County says the Home Improvement Loan Program is one of the housing programs administered through the County’s Division of Community Development & Housing. The County describes the program as technical assistance plus a zero-percent-interest property improvement loan program.

What the money covers

The program is for work that corrects substandard housing conditions and eliminates health and safety hazards. The County’s materials list examples of eligible work as:

• Foundation repairs
• Plumbing repairs
• Heating repairs
• Electrical repairs
• Roof work
• Termite repairs
• Dry-rot repairs
• Water and sewer hookups
• Energy conservation measures
• Remodeling to provide wheelchair accessibility

Amounts and matching

The NJ 211 listing says the County makes 0% interest property improvement loans of up to $20,000. The County brochure also describes the loans as zero-percent-interest loans; the source material available here does not state a matching requirement.

How to apply

The NJ 211 listing says applicants should call to schedule an appointment and submit the preapplication and guide package in person. It also lists required documents and says loans may be fully forgiven if program terms are met.

Timing and deadlines

The County page points to a 2026 preapplication and guide timeline and a 2025 brochure, but the source excerpt available here does not state specific opening or closing dates.