Small Cities Home Owner Rehabilitation Program

How it works

Cumberland County announced a Small Cities Home Owner Rehabilitation Program that offers a limited number of deferred no-interest loans for major home repairs. The county says the program is state-funded and administered for the county by Triad Associates.

What the money covers

The county says the program is intended to assist low- and moderate-income homeowners with code-related items and weatherization, including electric, plumbing, heating, roofing, structural issues, windows, and other problem areas.

Amounts and matching

The announcement does not state a maximum loan amount. It does say the loans are deferred, with no interest and no monthly payments. The loans are secured by a mortgage note held by the county and are generally repaid when the deed is transferred from the original applicant.

How to apply

The county directs interested homeowners to call Triad Associates at 856-690-9590 to check eligibility, fill out an application, or ask questions.

Timing and deadlines

The notice does not give an open/close date or application deadline. It describes the program as offering a limited number of loans.

Notes for homeowners

The county announcement says eligibility is based primarily on income and the municipality where the homeowner lives, but it does not list the municipalities on the page itself.