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Montclair Township Home Improvement Program

Township of Montclair · City program

Up to $35,000

Montclair offers homeowners up to $35,000 in 0% interest, 10-year forgivable loan assistance for home repairs and improvements. The money can be used for roofs, foundations, heating and electrical systems, plumbing, weatherization, and more.

Last verified: August 5, 2026
Visit official program page

Program details

How it works

Montclair says eligible homeowners may receive up to $35,000 in home improvement assistance through the Township’s Home Improvement Program. The page states that eligible applicants receive a 0% interest, 10-year forgivable loan with no monthly payments.

What the money covers

The township says funding can be used for repairs to:

  • roofs
  • foundations
  • heating and electrical systems
  • plumbing
  • weatherization improvements
  • and more

Amounts and loan terms

  • Maximum assistance: up to $35,000
  • Interest rate: 0%
  • Term: 10-year forgivable loan
  • Monthly payments: none

How to apply

The Affordable Housing page directs homeowners to the township’s affordable housing materials and says more information is available through the program link. The page also lists the township contact for affordable housing inquiries.

Timing and deadlines

The page says Montclair’s waiting list for affordable housing is open, but it does not provide a closing date or a program deadline for the Home Improvement Program. The page also references a 2024 home improvement program page link and says the current affordable housing page was updated in June 2026.

Full eligibility details

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