New York wildfire home hardening grants & rebates

First Ward Action Council RESTORE

First Ward Action Council

Grants up to $10,000

RESTORE provides grants of up to $10,000 for emergency repairs for older homeowners. The program can pay for heating, electrical, plumbing, structural, and health-or-safety repairs.

First Ward Action Council Home Repair Program

First Ward Action Council

Free labor; homeowner pays for materials

First Ward Action Council provides labor-free minor home repairs for low-income households, with the homeowner paying for materials. Typical work includes stair, electrical, and plumbing repairs.

First Ward Action Council AHC Home Improvement Grants

First Ward Action Council

Grant program; amount not stated

AHC Home Improvement Grants fund larger repairs for low- and moderate-income Broome County homeowners, including roof replacement and major system repairs.

First Ward Action Council Access to Home

First Ward Action Council

Grant program; amount not stated

Access to Home provides grants for accessibility modifications such as ramps, chair lifts, and bathroom changes. The county materials also note separate versions for Medicaid members and veterans.

First Ward Action Council Home Repair Program

First Ward Action Council

Free labor; homeowner pays for materials

First Ward Action Council provides labor-free minor home repairs for low-income households, with the homeowner paying for materials. Typical work includes stair, electrical, and plumbing repairs.

First Ward Action Council AHC Home Improvement Grants

First Ward Action Council

Grant program; amount not stated

AHC Home Improvement Grants fund larger repairs for low- and moderate-income Broome County homeowners, including roof replacement and major system repairs.

First Ward Action Council Access to Home

First Ward Action Council

Grant program; amount not stated

Access to Home provides grants for accessibility modifications such as ramps, chair lifts, and bathroom changes. The county materials also note separate versions for Medicaid members and veterans.

July 2024 Storms Rapid Response Home Repair Program

Belmont Housing and Development / New York State Homes and Community Renewal

Emergency repair assistance and/or reimbursement; amount not stated on the main program page

After the July 10–16, 2024 storms and flooding, HCR made emergency home-repair grants available for impacted homeowners in Chautauqua County through Belmont Housing and Development.

Owner-Occupied Property Rehabilitation Program

Dutchess County Office for the Aging / Dutchess County Department of Planning & Development

Dutchess County helps low- and moderate-income senior homeowners repair owner-occupied homes with code violations. The program focuses on major systems like roofs, furnaces, decks/porches, structural problems, electrical, and plumbing.

Owner-Occupied Property Rehabilitation Program

Dutchess County Office for the Aging / Dutchess County Department of Planning & Development

Dutchess County helps low- and moderate-income senior homeowners repair owner-occupied homes with code violations. The program focuses on major systems like roofs, furnaces, decks/porches, structural problems, electrical, and plumbing.

Utility Connection Program

Erie County Department of Environment and Planning

Up to $10,000 as a 0% deferred loan.

Erie County offers up to $10,000 in assistance for eligible households connecting homes to new community sewer and water lines. The aid is a 0% deferred loan that is repaid only when the property is sold or transferred.

Weatherization Assistance Programs

Erie County HEAP and listed local weatherization providers

No cash amount stated; no-cost weatherization services.

Erie County HEAP says HEAP-eligible households may also qualify for WAP weatherization services. The program provides no-cost home energy and weatherization measures such as insulation, air sealing, window and door replacement, ventilation, detectors, and appliance or system repairs.

Weatherization Assistance Programs

Erie County HEAP and listed local weatherization providers

No cash amount stated; no-cost weatherization services.

Erie County HEAP says HEAP-eligible households may also qualify for WAP weatherization services. The program provides no-cost home energy and weatherization measures such as insulation, air sealing, window and door replacement, ventilation, detectors, and appliance or system repairs.

Housing Rehabilitation Loan Program

Erie County Department of Environment and Planning

0% fixed-interest repayable loan up to $15,000.

Erie County offers 0% fixed-interest loans of up to $15,000 for essential repairs to eligible owner-occupied homes. The county says the program is currently waitlisted.

Mobile Home Repair Program

Erie County Department of Environment and Planning

Amount and terms not stated on the official page excerpt.

Erie County lists a Mobile Home Repair Program for eligible homeowners who need repairs to their mobile homes. The county page confirms the program exists, but the excerpt available here does not state the dollar amount or detailed work covered.

Mobile Home Repair Program

Erie County Department of Environment and Planning

Amount and terms not stated on the official page excerpt.

Erie County lists a Mobile Home Repair Program for eligible homeowners who need repairs to their mobile homes. The county page confirms the program exists, but the excerpt available here does not state the dollar amount or detailed work covered.

Rental Rehabilitation Program

Erie County Department of Environment and Planning

Owner must pay at least 10% of rehab cost; maximum assistance not stated.

Erie County offers rental rehabilitation assistance to property owners whose rental units fail housing code standards. Owners must contribute at least 10% of rehab costs and keep rents at or below fair market rent for seven years.

Housing Accessibility Program

Erie County Department of Environment and Planning

Program details not stated on the official page excerpt.

Erie County lists a Housing Accessibility Program for eligible homeowners who need home modifications. The page confirms the program exists, but the excerpt available here does not spell out the dollar amount or exact modifications covered.

Rental Rehabilitation Program

Erie County Department of Environment and Planning

Owner must pay at least 10% of rehab cost; maximum assistance not stated.

Erie County offers rental rehabilitation assistance to property owners whose rental units fail housing code standards. Owners must contribute at least 10% of rehab costs and keep rents at or below fair market rent for seven years.

North Jefferson Improvement Association Owner Occupied Housing Rehabilitation Program

North Jefferson Improvement Association

North Jefferson Improvement Association has a HUD North Country HOME Consortium owner-occupied rehabilitation grant for eligible households in several Jefferson County towns outside Watertown. The page says applicants must meet income criteria, but it does not publish a dollar amount.

Neighbors of Watertown, Inc. Owner Occupied Housing Rehabilitation Program

Neighbors of Watertown, Inc.

Neighbors of Watertown provides financial assistance to eligible owner-occupants in Jefferson County outside the City of Watertown to make needed home improvements and bring homes up to housing quality standards. The page says income eligibility may apply, but it does not publish a dollar amount.

North Jefferson Improvement Association Owner-Occupied Rehabilitation Grant

North Jefferson Improvement Association

North Jefferson Improvement Association has a HUD-funded owner-occupied rehabilitation grant for eligible homeowners in several towns in Jefferson County outside Watertown. The county lists the covered towns, but the page does not state a dollar amount or a deadline.

North Jefferson Improvement Association Owner Occupied Housing Rehabilitation Program

North Jefferson Improvement Association

North Jefferson Improvement Association has a HUD North Country HOME Consortium owner-occupied rehabilitation grant for eligible households in several Jefferson County towns outside Watertown. The page says applicants must meet income criteria, but it does not publish a dollar amount.

Weatherization Assistance Program (WAP) providers serving Kings County (Brooklyn)

New York State Homes and Community Renewal (HCR) / local WAP providers

No public dollar cap stated; free weatherization services for eligible households.

Income-eligible Brooklyn homeowners can get free weatherization work through the state Weatherization Assistance Program, delivered by local providers serving Kings County. The program focuses on reducing energy use and can include home-shell improvements and health-and-safety-related repairs, but exact measures and amounts depend on the local provider and the home.

Access to Home program projects in Kings County (Brooklyn)

New York State Homes and Community Renewal (HCR)

No Kings County-specific public amount stated on the materials reviewed.

HCR’s Access to Home program has funded accessibility-related home modifications in Brooklyn, including Kings County projects. The official HCR board materials show Kings County Access to Home projects, but the public program page does not give a Kings County-specific current homeowner application amount.

Green Affordable Pre-Electrification (GAP) Program projects in Kings County

New York State Homes and Community Renewal (HCR)

No Kings County-specific public amount stated on the materials reviewed.

HCR’s GAP program helps make homes eligible for weatherization or decarbonization funding by fixing health and safety barriers, and the official HCR page shows Kings County providers participating in Brooklyn. The public page does not publish a Kings County homeowner grant cap.

Monroe County Home Improvement Program

Monroe County Community Development Office

Grant of up to $20,000; may also be offered as a grant/low-interest loan package

Monroe County offers income-eligible homeowners in the suburban towns and villages a grant of up to $20,000 for eligible home repairs. The program covers things like roofs, foundations, windows, siding, heating, plumbing, and accessibility work.

Monroe County Healthy Neighborhood Program

Monroe County Environmental Health

Free fire safety and cleaning supplies through a Home Safety Survey

Monroe County offers a free Home Safety Survey that can earn residents free fire safety and cleaning supplies. It is a free service rather than a cash grant.

Resilient and Ready Storm Repair Program

Utica Neighborhood Housing Services

Up to $50,000 for emergency storm repairs

This storm-damage grant helps eligible homeowners in Oneida County pay for emergency repairs needed to make a primary residence safe and livable after the July 2024 storms. The program can cover up to $50,000.

Oneida County Home Rehabilitation Program

HomeOwnershipCenter / Utica Neighborhood Housing Services

Up to $40,000 deferred forgivable grant

Oneida County’s home rehab grant helps low-income homeowners outside Utica and Rome pay for needed repairs that address health and safety, useful life, energy efficiency, and accessibility. The grant can be as much as $40,000 and is forgiven over five years if you keep the home.

Shape-Up Program (Safe Housing Assistance Program for the Elderly)

Onondaga County Community Development

Up to $15,000 for actual cost of necessary home repairs; structured as a 5-year deferred loan

Onondaga County Community Development offers eligible older or disabled homeowners outside the City of Syracuse help with necessary home repairs, up to $15,000. The assistance pays the actual cost of repairs and is structured as a 5-year deferred loan.

Shape-Up Program (Safe Housing Assistance Project for the Elderly)

Onondaga County Community Development

Up to $15,000 for actual cost of eligible repairs

Onondaga County gives eligible older or disabled homeowners outside the City of Syracuse up to $15,000 for necessary home repairs that remove health and safety hazards and help preserve the home. The program pays the actual repair cost, up to the cap.

Home Energy Assistance Program (HEAP) – Heating Equipment Repair and Replacement Benefit (HERR)

Onondaga County Department of Social Services

Amount not stated on the page

Onondaga County’s HEAP HERR benefit helps eligible homeowners repair or replace a furnace, boiler, or other direct heating equipment needed to keep the home’s primary heating source working. The program is closed as of 2026-04-10.

Home-Safe-Home Program

Ontario County Office for the Aging

Ontario County’s Office for the Aging offers older adults a free home safety review and minor home modifications, including smoke detectors and small accessibility repairs. The program’s official county material says it also can help with aluminum ramps.

Home Fire Preparedness Campaign – Free Smoke Alarms

American Red Cross of Western New York / Ontario County outreach

Ontario County public safety pages direct residents to an American Red Cross home fire preparedness campaign that provides free smoke alarms. The county page says to call or request online.

Orange County Open Space Fund

Orange County Department of Planning

Up to 50% of purchase price, capped at 50% of appraised value

Orange County offers matching grants for open space protection, including land purchases, development rights, and conservation easements. The fund can cover up to 50% of the purchase price, capped at 50% of appraised value.

Orange County Housing Rehabilitation Program (0% Home Improvement Loans)

Orange County Office of Community Development

0% deferred loans up to $20,000

Orange County offers 0% deferred home-improvement loans of up to $20,000 for eligible homeowners with incomes below the program limits. The county says the money can be used for home repairs, including structural repairs and weatherization.

Home Improvement Program

Putnam County Housing Corporation

Up to $40,000

Putnam County Housing Corporation offers income-eligible owner-occupants grants to make needed home repairs, with a headline amount of up to $40,000. The program is aimed at correcting code and safety violations, which can include home-hardening-related repairs if they are part of those violations.

Weatherization services through Putnam Weatherization / WestCOP

Westchester Community Opportunity Program, Inc. (WestCOP)

Free weatherization services

WestCOP provides no-cost weatherization services to income-eligible households in Putnam County. The work includes air-sealing, door and window repairs, insulation, and some heating-system and exterior-door fixes.

Weatherization services through Putnam Weatherization / WestCOP

Westchester Community Opportunity Program, Inc. (WestCOP)

Free weatherization services

WestCOP provides no-cost weatherization services to income-eligible households in Putnam County. The work includes air-sealing, door and window repairs, insulation, and some heating-system and exterior-door fixes.

NYS Resilient Retrofits Program

New York State, referenced on NYC HPD homeowner resources page

Up to $50,000 in low-interest loans plus matching grants

Queens homeowners at risk of flooding, or who have had flood damage from heavy rain or other flooding events, may be able to get up to $50,000 through a mix of low-interest loans and matching grants. The NYC HPD homeowner-resources page says the program is available to Brooklyn and Queens homeowners.

FloodHelpNY

NYC Housing Recovery / City of New York, with the Center for NYC Neighborhoods

Free resiliency-audit connection and flood-risk guidance

The City runs FloodHelpNY to help Queens homeowners understand flood risk and protect their homes and finances. The page says eligible low- and middle-income homeowners in select coastal communities can get resiliency audits from engineers.

HomeOwner Repair Program

Rensselaer County Housing Resources (RCHR)

Up to $10,000 in repair assistance.

RCHR offers up to $10,000 for owner-occupied single-family homes in Rensselaer County to fix health-and-safety and other eligible repair issues. Eligible work can include roof replacement, structural repairs, electrical, plumbing, heat systems, window replacement, and energy-efficiency measures.

Clean and Tune through HEAP

Rockland County Department of Social Services

Up to $500 based on actual cost

Rockland County administers a heating-safety service that pays for cleaning primary heating equipment, chimney cleaning, and minor repairs to keep heating systems safe and efficient. The benefit is capped at $500.

Weatherization Assistance Program

Rockland County Office for the Aging

Weatherization assistance; details not stated on the page excerpt

Rockland County’s Office for the Aging lists Weatherization Assistance as a service for older residents. The page indicates the service is funded in part by state and county aging resources.

Residential Emergency Services to Offer (HOME) Repairs to the Elderly (RESTORE) Program

Rockland County Office of Community Development

Rockland County gives eligible homeowners age 60+ money for emergency home repairs that fix unsafe conditions or code violations. The program covers urgent repairs that protect health and safety, with income capped at 100% of area median income.

Heating Equipment Repair or Replacement (HERR) through HEAP

Rockland County Department of Social Services

Rockland County administers a federally funded heating repair benefit for eligible homeowners whose furnace, boiler, or other essential heating equipment is unsafe or broken. It can pay for repair or replacement of essential heating equipment.

Weatherization Assistance Program

Rockland County Office for the Aging

Weatherization assistance; details not stated on the page excerpt

Rockland County’s Office for the Aging lists Weatherization Assistance as a service for older residents. The page indicates the service is funded in part by state and county aging resources.

Rebuilding Together Saratoga County – Critical Repairs for Low-Income Homeowners

Rebuilding Together Saratoga County

No fixed dollar award stated; repairs are provided at no cost to the homeowner.

Rebuilding Together Saratoga County provides no-cost critical home repairs and accessibility-related work for low-income homeowners in Saratoga County. The program is CDBG-funded through the City of Saratoga Springs, but the page does not state a fixed dollar award for each household.

Schenectady County Lead Hazard Control / Lead Poisoning Prevention services

Schenectady County Public Health Services

County services are free; related city lead grant is up to $20,000 per unit

Schenectady County provides free lead inspections, free lead training, cleaning products, and HEPA vacuum rentals, plus help applying for the City’s lead grant program. The county page also says it can help with a lead-safe housing grant that provides up to $20,000 for eligible properties.

Septic System Replacement Program

Schenectady County Public Health Services

Up to 50% of eligible costs, capped at $10,000 per project

Schenectady County reimburses eligible homeowners for septic system replacement, repair, or upgrade work near certain waterbodies. The grant covers up to 50% of eligible costs, up to $10,000 per project.

Schenectady County Healthy Neighborhoods Program

Schenectady County Public Health Services

Free home visit and supplies; no cash amount stated

Schenectady County Public Health Services offers free home visits that educate homeowners and tenants on fire safety and other home health and safety issues. The program also provides health/safety supplies and referrals, but the page does not state a cash amount.

EFC Septic System Replacement Program

St. Lawrence County Planning Office / New York State Environmental Facilities Corporation

50% reimbursement, up to $10,000

St. Lawrence County offers eligible homeowners near designated priority waterbodies reimbursement for repairing or replacing deficient septic systems. The program pays half the cost, up to $10,000.

Steuben County Weatherization Assistance referral and intake

Steuben County Department of Social Services

No county amount stated; county provides HEAP application help and referrals.

Steuben County Social Services helps residents apply for the Weatherization Assistance Program, which lowers heating and cooling costs for income-eligible households. The county does not describe a separate county grant amount, but it does provide the local intake path for the program.

Steuben County Office for the Aging home repair/weatherization referrals

Steuben County Office for the Aging

No fixed amount stated; referral to grants, low-interest loans, and other assistance.

Steuben County’s Office for the Aging does not give a set cash grant, but it helps older homeowners find grants, low-interest loans, and other help for home repairs, weatherization, and home modifications. The county says it can also screen older residents for winterizing and energy-conservation services and refer them to other resources.

Steuben County Office for the Aging home repair/weatherization referrals

Steuben County Office for the Aging

No fixed amount stated; referral to grants, low-interest loans, and other assistance.

Steuben County’s Office for the Aging does not give a set cash grant, but it helps older homeowners find grants, low-interest loans, and other help for home repairs, weatherization, and home modifications. The county says it can also screen older residents for winterizing and energy-conservation services and refer them to other resources.

Steuben County Weatherization Assistance referral and intake

Steuben County Department of Social Services

No county amount stated; county provides HEAP application help and referrals.

Steuben County Social Services helps residents apply for the Weatherization Assistance Program, which lowers heating and cooling costs for income-eligible households. The county does not describe a separate county grant amount, but it does provide the local intake path for the program.

Steuben County Hazard Mitigation / disaster assistance referrals

Steuben County Office of Emergency Services

No direct homeowner funding stated.

Steuben County’s emergency management office maintains a Hazard Mitigation plan and survey effort aimed at reducing disaster risk across the county. This is not a cash grant, but it is an official county program page tied to disaster-preparedness and mitigation planning.

Steuben County Emergency Blue Light Project

Steuben County Office for the Aging

Free emergency blue light; no dollar amount stated.

Steuben County gives eligible older residents a free emergency blue light for the home. The program is about emergency response visibility rather than physical hardening, but it is a county service with a homeowner-facing benefit.

Pro Action of Steuben and Yates, Inc. Weatherization Assistance Program

Pro Action of Steuben and Yates, Inc.

No dollar amount stated on the official program pages reviewed.

Pro Action runs the local Weatherization Assistance Program for Steuben County residents who qualify by income. The program helps improve home energy efficiency, which can support resilience through weatherization work.

Ulster County Plus One Home Program

Ulster County Government / RUPCO / City of Kingston

Up to $112,500 on the current county program page

Ulster County’s Plus One Home Program gives low- and moderate-income homeowners grants to build or rehab accessory dwelling units, with awards of up to $112,500 on the current program page.

Ulster County Home Repair Program

Ulster County Government / RUPCO

Ulster County, through RUPCO, offers a home repair program for owner-occupied single-family homes. It funds vital repairs such as roofs, structural fixes, health and safety work, and energy-efficiency improvements.

Ulster County Home Repair Program

Ulster County Government / RUPCO

Ulster County, through RUPCO, offers a home repair program for owner-occupied single-family homes. It funds vital repairs such as roofs, structural fixes, health and safety work, and energy-efficiency improvements.

Mobile Home Resilience Grants Program

Ulster County Government / Ulster County Community Action

Ulster County offers grants for manufactured-home owners to add high-efficiency heat pumps, insulation, and electrical improvements. The program is aimed at low- and moderate-income households and is intended to reduce utility costs and improve indoor air quality.

Ulster County Plus One ADU Home Program

Ulster County Government / RUPCO / City of Kingston

Up to $112,500

Ulster County’s Plus One ADU Home Program gives eligible low- and moderate-income homeowners grants to build or rehab code-compliant accessory dwelling units, with awards up to $112,500 on the current page. In exchange, participants must rent the unit at an affordable rate for at least 10 years.

Con Edison and NYSERDA Coordinated Incentive Program for Westchester County Weatherization Projects

Con Edison and New York State Energy Research and Development Authority (NYSERDA)

Additional $1,000 incentive for some Westchester homes that do not meet Con Edison Weather Ready criteria

Westchester homeowners may get extra weatherization incentives through a Con Edison/NYSERDA coordinated program, and eligible Westchester homes outside Con Edison criteria can get an additional $1,000 NYSERDA incentive. The fact sheet says the program is for certain Con Edison-heated or electric homes in Westchester.

Westchester County Property Improvement Program

Westchester County, with applications assisted by the White Plains Housing Authority

Not stated

Westchester County provides limited repair money for senior homeowners, with the White Plains Housing Authority helping with applications. The county inspects the home first, and the guide says the money is not paid directly to homeowners.