HomeFix

HPD · City program

Up to $60,000 per home, plus $30,000 per additional rental unit; anticipated max $150,000 for a four-family home

HPD’s HomeFix program offers eligible 1-4 unit homeowners affordable low- or no-interest loans for home repairs. The loans can also cover energy efficiency and accessibility improvements.

Last verified: August 22, 2026

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Program details

How it works

HPD’s HomeFix Program provides home repair assistance and financing for eligible homeowners of 1-4 unit homes. The loans are described as affordable and may be low-interest, no-interest, and potentially forgivable.

What the money covers

Home repairs, including repairs in rental units
Energy efficiency improvements
Accessibility improvements

Amounts and matching

Loans up to $60,000 per home
An additional $30,000 per additional rental unit
An anticipated maximum loan amount of $150,000 for a four-family home
Loan terms are structured to be affordable to the homeowner

How to apply

Visit homefixNYC.org or call 646-513-3470 for more information.

Timing and deadlines

The page does not list a deadline or closing date.

Full eligibility details

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