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Housing Rehabilitation Loan Program

Erie County Department of Environment and Planning · County program

0% fixed-interest repayable loan up to $15,000.

Erie County offers 0% fixed-interest loans of up to $15,000 for essential repairs to eligible owner-occupied homes. The county says the program is currently waitlisted.

Last verified: August 4, 2026
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Program details

How it works

Erie County says the Housing Rehabilitation Loan Program helps eligible owner-occupied one- to two-family households with essential repairs. The program is funded through Community Development Block Grant and Home Investment Partnership Program money.

What the money covers

The county describes the purpose as eliminating substandard living conditions and prolonging the useful life of the housing stock. The page does not list a line-item scope of work, but it does say the loans are for essential repairs.

Amounts and terms

  • Assistance is provided as repayable loans.
  • Maximum loan amount: up to $15,000.
  • Interest rate: 0% fixed interest.

How to apply

The county says homeowners should fill out the Housing Intake Form and a staff member will contact them to complete the intake process.

Timing and deadlines

The official housing programs page says there is currently a waiting list for this program.

Full eligibility details

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