Oneida County Home Rehabilitation Program

How it works

This program provides housing rehabilitation assistance to low-income homeowners in Oneida County. The rehabilitation work is focused on health and safety, useful life of major home components, energy efficiency, and accessibility. It is awarded as a deferred forgivable grant.

What the money covers

The program says funds are used exclusively to address health and safety concerns or extend the useful life of major home components. The source also says only builder-grade replacement materials are eligible.

Amounts and matching

• Grant amount varies based on a Housing Quality Standards inspection.
• Maximum grant: $40,000.
• Term: 5 years.
• Interest: 0%.
• Monthly payment: $0.
• The HomeOwnershipCenter files a declaration of interest on the property for the full grant amount for five years.
• If you keep ownership for the full term, the grant is forgiven.
• If the home is sold or transferred before the five years are up, the deferred grant becomes due and payable.

How to apply

To start, applicants must submit:

• a completed and signed application, and
• required supporting documentation listed in the checklist.

Completed applications are processed on a first come, first approval basis.

Timing and deadlines

The source does not list a deadline or end date. It does say that if the property does not meet all standards when evaluated, the application is automatically disqualified and the applicant may reapply later.

Extra notes for homeowners

The program says flood-zone homes are handled case by case, and flood insurance may be required.