Project HELP

Neighborhood Housing Services (NHS) offices · Nonprofit program

Forgivable loans up to $20,000

For low- to moderate-income owners of 1-4 family homes, Project HELP provides forgivable loans for emergency repairs and hazardous conditions. The maximum loan amount is $20,000.

Last verified: August 22, 2026

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Program details

How it works

Project HELP provides forgivable loans to help low- to moderate-income homeowners make emergency repairs and address hazardous conditions in the home.

What the money covers

Home improvements
Addressing hazardous conditions
Examples listed on the page include electrical repairs, roof and window replacements, and plumbing fixes

Amounts and matching

Maximum loan amount: $20,000
The page describes the loans as forgivable

How to apply

Project HELP is administered by Neighborhood Housing Services (NHS) offices.
For more information, call NHS of NYC or the NHS office in your borough.

Timing and deadlines

The page does not list an application deadline.

Full eligibility details

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