Grants directory
Washington wildfire home hardening grants & rebates
Every live program we track for Washington homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across Washington.
- Insurance discountOpen
Washington insurers’ wildfire mitigation goods and services pilot authority
Office of the Insurance Commissioner
Up to $7,500 or 10% of annual premium in value per 12 months, whichever is greater.
Washington law lets property insurers, with commissioner approval, provide wildfire mitigation goods and services such as brush clearing or home safety monitoring as part of a property policy. The law caps the value at $7,500 or 10% of the annual premium, whichever is greater, in any 12-month period.
View program - Insurance discountOpen
Wildfire mitigation services in property insurer risk-reduction programs
Washington State Office of the Insurance Commissioner / approved property insurers
Up to $7,500 or 10% of annual premium, whichever is greater, in a 12-month period.
Washington law lets approved property insurers offer risk-reduction goods and services, including wildfire brush-clearing and home safety monitoring, as part of a policy. The statute caps the value at $7,500 or 10% of the annual premium, whichever is greater, in a 12-month period.
View program - Free serviceOpen
Wildfire Prepared Home designation available in Washington
Insurance Institute for Business & Home Safety
No cash payment; it is a mitigation designation program.
Washington’s Insurance Commissioner says the IBHS Wildfire Prepared Home program is available to Washington homeowners in high-risk areas. It is a designation program, not a cash rebate, but it can help homeowners document wildfire mitigation work that may support insurability.
View program - GrantOpen
Washington Conservation Commission Forest Health and Community Wildfire Resiliency Program
Washington State Conservation Commission
State program funding is listed, but no homeowner payout amount is stated on the page.
The Washington State Conservation Commission runs a statewide forest-health and community wildfire resiliency program that funds local wildfire-resilience work and home-risk assessment activities through partner districts and councils. The official page shows recent state funding for the program, but it does not publish a homeowner-facing grant amount on the page.
View program - Free serviceOpen
Washington Department of Natural Resources Defensible Space / Firewise USA support
Washington Department of Natural Resources
Free guidance and preparedness resources; no cash amount stated.
Washington DNR provides statewide wildfire-preparedness guidance for homeowners, including defensible-space help and references to Firewise USA support. The page does not describe a cash grant, but it is an official statewide homeowner hardening resource.
View program - Free serviceOpen
Wildfire Ready Neighbors
Washington State Department of Natural Resources
Free service; no cash amount stated.
DNR gives homeowners a free Wildfire Ready Plan and connects them with local wildfire experts to help reduce wildfire risk on their property. It is an ongoing statewide preparedness service, not a cash grant, and there is no stated homeowner fee.
View program - Cost shareOpen
Financial Assistance for Wildfire Resilience and Forest Health
Washington State Department of Natural Resources
Cost-share assistance; no public dollar cap stated.
DNR shares the cost of forest health and wildfire mitigation treatments with qualifying landowners, and also provides free consultations to help prioritize what to do first. The official page says financial assistance is available for qualifying forestland owners of up to 5,000 acres, but it does not give a single dollar cap.
View program - Insurance discountOpen
Approved insurer risk-reduction goods and services rules
Washington State Office of the Insurance Commissioner
No fixed dollar cap in this rule; it governs eligible goods/services insurers may offer.
Washington’s insurance rules let approved insurer risk-reduction programs include wildfire brush and fuel source removal services, plus related safety goods and services. This is not a grant; it is a regulatory framework that can support homeowner discounts, vouchers, or services through an insurer.
View program - Insurance discountOpen
Statewide wildfire risk model appeal / mitigation discount review for homeowners insurance
Washington State Legislature / property insurers
Could affect mitigation discounts or premium adjustment; no fixed dollar amount stated.
Washington’s wildfire insurance rules let a residential policyholder appeal an inaccurate wildfire risk model score or mitigation discount if they can show mitigation actions. This is not direct cash, but it can affect a homeowner’s premium or underwriting outcome.
View program - Free serviceOpen
Wildfire Ready
Washington State Department of Natural Resources
Free service; no cash amount stated.
Washington DNR and local wildfire experts provide homeowners with a free Wildfire Ready Plan and help them identify practical steps to reduce wildfire risk around the property. It is an ongoing preparedness service, not a cash incentive.
View program - Free serviceOpen
Wildfire Prepared Home designation program
Insurance Institute for Business & Home Safety (IBHS)
No cash payment; homeowners receive a designation/certificate after completing the standard.
IBHS offers a science-based wildfire-hardening designation for Washington homeowners. It is not a cash grant or rebate; homeowners receive a designation certificate after meeting the program requirements.
View program - GrantOpen
Forest Health and Community Wildfire Resiliency (CWR) Program
Washington State Conservation Commission
SCC lists $1.25 million in fiscal year 2027 program funding, but no homeowner award amount is stated.
Washington State Conservation Commission funding supports conservation districts doing wildfire-resiliency work, including education, fire risk assessment, Firewise activities, and other practices that help protect homes and communities. The page says the commission received an additional $1.25 million for fiscal year 2027, but it does not publish a homeowner grant amount.
View program - GrantOpen
Forest Health and Community Wildfire Resiliency Program
Washington State Conservation Commission
Grant program; homeowner amount not stated
A state grant program that supports local wildfire-resiliency work through conservation districts and related partners, including Firewise and Wildfire Ready Neighbors activities. The official page does not name a Mason County-specific award amount.
View program - GrantOpenIncome restricted
Home Rehabilitation Grant Program
Washington State Department of Commerce
Washington Commerce provides grants for home-repair improvements that address health, safety, and durability issues in rural homes. The program is open to low-income homeowners in eligible rural areas of Washington, with participating agencies helping determine eligibility and process applications.
View program - Free serviceOpen
Wildfire Prepared Home designation program
Insurance Institute for Business & Home Safety (IBHS)
No cash payment; homeowners receive a designation/certificate after completing the standard.
IBHS offers a science-based wildfire-hardening designation for Washington homeowners. It is not a cash grant or rebate; homeowners receive a designation certificate after meeting the program requirements.
View program - GrantOpens soon
Wildfire mitigation grant program bill — Strengthen Washington Homes
Washington State Office of the Insurance Commissioner
Proposed grant program; no currently available homeowner amount stated.
Washington has proposed the Strengthen Washington Homes grant program to help homeowners pay for wildfire mitigation work based on IBHS wildfire standards. The official page describes it as a bill proposal, not a currently operating homeowner grant program, so it is not an active funding source yet.
View program - GrantOpens soon
Washington state wildfire mitigation grant program / Strengthen Washington Homes
Office of the Insurance Commissioner
Amount not yet stated by the agency.
Washington’s Insurance Commissioner has proposed a statewide grant program to help homeowners pay for wildfire-hardening work that follows IBHS standards. As described by the agency, it would fund mitigation measures and be aimed at homes in the most at-risk areas, with no state-budget impact.
View program - GrantOpens soon
Washington state wildfire mitigation grant program / Strengthen Washington Homes
Office of the Insurance Commissioner
Amount not yet stated by the agency.
Washington’s Insurance Commissioner has proposed a statewide grant program to help homeowners pay for wildfire-hardening work that follows IBHS standards. As described by the agency, it would fund mitigation measures and be aimed at homes in the most at-risk areas, with no state-budget impact.
View program - GrantOpens soon
Wildfire mitigation grant program bill — Strengthen Washington Homes
Washington State Office of the Insurance Commissioner
Proposed grant program; no currently available homeowner amount stated.
Washington has proposed the Strengthen Washington Homes grant program to help homeowners pay for wildfire mitigation work based on IBHS wildfire standards. The official page describes it as a bill proposal, not a currently operating homeowner grant program, so it is not an active funding source yet.
View program - GrantOpens soon
Strengthen Washington Homes grant program
Office of the Insurance Commissioner
Amount not yet stated by the agency.
Washington’s Insurance Commissioner says it is working to establish a statewide grant program to help homeowners fund wildfire-hardening improvements. The page says the program would help people most at risk of wildfire and would be based on IBHS standards, but it does not yet give an award amount or application details.
View program - GrantStatus unknown
Washington Department of Natural Resources Firewise USA® Site Micro Grant
Washington Department of Natural Resources
No amount stated on the page
Washington DNR offers a Firewise USA® Site Micro Grant for Firewise community wildfire-preparedness work, but the current page says the 2026 grant application notice is posted and the page also says grants are closed. No dollar amount is stated.
View program - GrantClosed
Washington Department of Natural Resources Firewise USA Site Micro Grant
Washington Department of Natural Resources
Amount not stated on the official page excerpt
The Washington Department of Natural Resources offers Firewise USA site micro grants for communities in Cowlitz County, but the 2025 round is closed. The official page does not state a dollar amount on the page excerpt I found.
View program
County programs
Programs limited to specific Washington counties.
Chelan County
- RebateOpen
Chelan PUD Residential Rebates
Chelan Public Utility District
Varies by measure; up to $25/sq. ft. for multifamily window/patio door rebates, plus fixed rebates such as $80 for an Energy Star exterior entry door.
Chelan PUD gives residential electric customers cash-back rebates for energy-efficiency upgrades, including windows, insulation, and exterior doors that can also help with wildfire smoke and ember resistance. The standard rebate amounts vary by measure, with some window rebates reaching $25 per square foot for multifamily homes.
View program - RebateOpenIncome restricted
Chelan PUD Income-Qualified Rebate Program
Chelan Public Utility District
Enhanced rebates vary by measure; examples include $1,200 for duct sealing and $30/sq. ft. for some window/patio door replacements.
Chelan PUD offers enhanced rebates for income-qualified homeowners, including higher window and insulation rebates and higher support for some heating and weatherization work. The page says households at or below 120% of Chelan County Area Median Income may qualify.
View program - Free serviceOpenIncome restricted
Chelan PUD ComfortPlus
Chelan Public Utility District
Free assistance; specific service amounts were not stated in the source excerpt.
Chelan PUD’s ComfortPlus program provides low-income customers with free energy-efficiency and comfort improvements. The page says it is for customers who live in a home primarily heated by electricity and have household income at or below the Federal Poverty Level.
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Clark County
- RebateOpen
Weatherization Program
Clark Public Utilities
Rebates vary by measure; examples include $40 per door, $100-$300 for air sealing, $200 or $500 for duct sealing, and per-square-foot insulation and window rebates
Clark Public Utilities offers weatherization rebates for eligible improvements to existing homes and manufactured homes, including insulation, windows, doors, duct work, and air sealing. Rebates range from $40 per door to $500 for duct sealing, with additional income-qualified versions for some insulation upgrades.
View program - Free serviceOpenIncome restricted
Limited-Income Weatherization
Clark Public Utilities
Free insulation, minor weatherization-related repairs, and sometimes ductless heat pumps; exact dollar amount not stated
Clark Public Utilities and Clark County operate a joint limited-income weatherization program that provides free weatherization upgrades for eligible households in Clark County, including some ductless heat pumps. The utility funds electrically heated homes, and the county brings in additional funding for other heat sources.
View program - GrantClosedIncome restricted
Housing Preservation Program
Clark County Community Services
Up to $40,000 as a grant
Clark County offers up to $40,000 in grant funding to eligible low- to moderate-income homeowners for repairs and rehabilitation that keep a home safe and decent. The program is waitlist-closed right now, and new applications are only being accepted for emergency repairs.
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Cowlitz County
- RebateOpen
Cowlitz PUD Residential Efficiency Programs
Cowlitz Public Utility District
Rebate amounts not stated in the source excerpt I found
Cowlitz PUD offers residential efficiency rebates in its service area, including weatherization-related rebates that can help reduce wildfire vulnerability when they fund exterior work like windows or related envelope improvements. The official page confirms rebates exist but the specific measure list and amounts were not fully visible in the source excerpt I found.
View program - RebateOpen
Cowlitz PUD Residential Efficiency Programs
Cowlitz Public Utility District
Rebate amounts not stated in the source excerpt I found
Cowlitz PUD offers residential efficiency rebates in its service area, including weatherization-related rebates that can help reduce wildfire vulnerability when they fund exterior work like windows or related envelope improvements. The official page confirms rebates exist but the specific measure list and amounts were not fully visible in the source excerpt I found.
View program - GrantOpens soon
Cowlitz PUD Wildfire Risk Reduction by Undergrounding Power Lines
Cowlitz Public Utility District
$2.4 million utility project budget
Cowlitz PUD has a planned wildfire-risk-reduction project in Cowlitz County to convert overhead power lines underground. The board packet describes it as a 2026–2028 action with a $2.4 million budget, but the excerpt does not show a homeowner application process because this appears to be a utility infrastructure project rather than a homeowner program.
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Grays Harbor County
- Free serviceOpen
Grays Harbor Conservation District Forestry Assistance / Wildfire Risk Reduction
Grays Harbor Conservation District
No fixed homeowner amount published; page says some areas may be eligible for cost-share.
Grays Harbor Conservation District offers free forestry assistance to private landowners in Grays Harbor County, including wildfire risk reduction guidance, forest management planning, site visits, and technical assistance. The page says some areas may qualify for cost-share help, but it does not publish a fixed homeowner grant amount.
View program - Cost shareOpen
Grays Harbor Conservation District Agricultural Viability Program
Grays Harbor Conservation District
Financial assistance up to 100%; no fixed dollar cap published.
Grays Harbor Conservation District offers technical and financial assistance to farmers and producers within its boundary through the Agricultural Viability Program. The page says the program funds stewardship plans and best management practices, with financial assistance provided at up to 100%.
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Island County
- GrantStatus unknown
Island County Shore Friendly Mini-Grant Program
Island County Shore Friendly Program
Small grants; exact dollar cap not stated in the accessible official page excerpt.
Island County offers small reimbursable grants to shoreline property owners for projects that reduce erosion risk and improve nearshore resilience. The program can help pay for soft shore protection, native planting, upland water management, and related shoreline work.
View program - GrantStatus unknown
Island County Shore Friendly Mini-Grant Program
Island County Shore Friendly Program
Small grants; exact dollar cap not stated in the accessible official page excerpt.
Island County offers small reimbursable grants to shoreline property owners for projects that reduce erosion risk and improve nearshore resilience. The program can help pay for soft shore protection, native planting, upland water management, and related shoreline work.
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King County
- Cost shareOpen
Wildfire Mitigation Program
King Conservation District
75% reimbursement of approved project costs
King Conservation District helps eligible King County residents and community associations pay for wildfire-risk reduction projects after a wildfire risk assessment. It reimburses 75% of approved project costs for work like vegetation removal, hardscaping, gutter and roof maintenance, vent screening, deck/skirting improvements, fence changes, and pruning.
View program - Free serviceOpen
Wildfire Safe Eastside - Home Assessment Program
Eastside Fire and Rescue
Free wildfire home assessment
Eastside Fire and Rescue offers a free wildfire home assessment for homeowners in its service area. The assessment identifies wildfire mitigation steps, and homeowners receive a report with recommended measures.
View program - Free serviceOpen
Wildfire Safe Eastside - Home Assessment Program
Eastside Fire and Rescue
Free wildfire home assessment
Eastside Fire and Rescue offers a free wildfire home assessment for homeowners in its service area. The assessment identifies wildfire mitigation steps, and homeowners receive a report with recommended measures.
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Kitsap County
- LoanWaitlistIncome restricted
Housing Kitsap Home Rehabilitation Program
Housing Kitsap
Interest-free deferred-payment loan; no dollar cap stated
Housing Kitsap offers interest-free, deferred-payment home-repair loans to low-income homeowners in Kitsap County outside Bremerton city limits. The program can help pay for roof leaks, wiring, health-and-safety repairs, and weatherization.
View program - LoanWaitlistIncome restricted
Housing Kitsap Home Rehabilitation Program
Housing Kitsap
Interest-free deferred-payment loan; no dollar cap stated
Housing Kitsap offers interest-free, deferred-payment home-repair loans to low-income homeowners in Kitsap County outside Bremerton city limits. The program can help pay for roof leaks, wiring, health-and-safety repairs, and weatherization.
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Kittitas County
- Insurance discountOpenIncome restricted
Kittitas Public Utility District low-income energy assistance discount
Kittitas Public Utility District No. 1
$10 per month for the primary residence basic charge
Kittitas PUD gives qualifying residential customers a monthly $10 discount on the basic charge for their primary residence. It is an energy-bill discount, not a wildfire-hardening grant.
View program - Free serviceOpen
Kittitas County Firewise USA and wildfire preparation support through local partners
Kittitas Fire Adapted Communities Coalition
Kittitas Fire Adapted Communities Coalition helps neighborhoods in Kittitas County work toward Firewise USA recognition, which is a collaborative wildfire-risk reduction framework for communities. This is a free preparedness and coordination service, not a cash grant.
View program - Free serviceOpen
Kittitas Fire Adapted Communities Coalition free advice and chipping assistance
Kittitas Fire Adapted Communities Coalition
Kittitas Fire Adapted Communities Coalition offers free wildfire-preparedness help for Kittitas County homeowners and landowners, including chipping assistance, property-risk guidance, and help with personal fire protection plans. The page does not state any grant amount or rebate payment.
View program - Cost shareOpen
Kittitas County Conservation District Wildland Fire/Fuels Reduction program
Kittitas County Conservation District
Kittitas County Conservation District offers free home risk assessments and, in some cases, cost-share opportunities for wildfire-risk reduction work identified by those assessments. It also provides a spring chipping service for landowners.
View program - Cost shareOpen
Kittitas County Conservation District Wildland Fire/Fuels Reduction program
Kittitas County Conservation District
Kittitas County Conservation District offers free home risk assessments and, in some cases, cost-share opportunities for wildfire-risk reduction work identified by those assessments. It also provides a spring chipping service for landowners.
View program - Free serviceOpen
Kittitas Fire Adapted Communities Coalition free advice and chipping assistance
Kittitas Fire Adapted Communities Coalition
Kittitas Fire Adapted Communities Coalition offers free wildfire-preparedness help for Kittitas County homeowners and landowners, including chipping assistance, property-risk guidance, and help with personal fire protection plans. The page does not state any grant amount or rebate payment.
View program - Free serviceOpen
Kittitas County Firewise USA and wildfire preparation support through local partners
Kittitas Fire Adapted Communities Coalition
Kittitas Fire Adapted Communities Coalition helps neighborhoods in Kittitas County work toward Firewise USA recognition, which is a collaborative wildfire-risk reduction framework for communities. This is a free preparedness and coordination service, not a cash grant.
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Okanogan County
- Free serviceOpen
Okanogan Conservation District Forests & Wildfire services
Okanogan Conservation District
Free wildfire risk assessments, neighborhood assessments, and post-fire recovery guidance; no cash amount stated.
Okanogan Conservation District offers free wildfire-related help to landowners and residents in its district, including home risk assessments, neighborhood assessments for Firewise USA certification, and post-fire recovery recommendations. It also provides resources for hardening homes against wildfire.
View program - Cost shareOpen
Okanogan Conservation District cost-share funding
Okanogan Conservation District
Examples of 50/50 or 75/25 cost-share; in some cases, up to 100% of project cost.
Okanogan Conservation District says some of its programs have cost-share funding for eligible conservation projects, and that in some cases it can cover 100% of project cost. The program can support wildfire-related projects through the district’s forests and wildfire work.
View program - Free serviceOpen
Okanogan County free wildfire-resistant building guidance and risk assessment referral
Okanogan County
No cash benefit stated; official county wildfire-hardening guidance plus referral to free risk assessments.
Okanogan County provides wildfire-resistant building guidance and points homeowners to a free wildfire risk assessment offered by Okanogan Conservation District. The county page itself does not give cash, but it is an official county resource for home hardening information.
View program - Free serviceOpen
Okanogan Conservation District Forests & Wildfire services
Okanogan Conservation District
Free wildfire risk assessments, neighborhood assessments, and post-fire recovery guidance; no cash amount stated.
Okanogan Conservation District offers free wildfire-related help to landowners and residents in its district, including home risk assessments, neighborhood assessments for Firewise USA certification, and post-fire recovery recommendations. It also provides resources for hardening homes against wildfire.
View program - Cost shareOpen
Okanogan Conservation District cost-share funding
Okanogan Conservation District
Examples of 50/50 or 75/25 cost-share; in some cases, up to 100% of project cost.
Okanogan Conservation District says some of its programs have cost-share funding for eligible conservation projects, and that in some cases it can cover 100% of project cost. The program can support wildfire-related projects through the district’s forests and wildfire work.
View program - Free serviceOpen
Okanogan County free wildfire-resistant building guidance and risk assessment referral
Okanogan County
No cash benefit stated; official county wildfire-hardening guidance plus referral to free risk assessments.
Okanogan County provides wildfire-resistant building guidance and points homeowners to a free wildfire risk assessment offered by Okanogan Conservation District. The county page itself does not give cash, but it is an official county resource for home hardening information.
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Pierce County
- GrantOpenIncome restricted
Home Weatherization / Weatherization Assistance Program (WAP)
Pierce County Human Services
Pierce County Human Services offers weatherization help for low-income households outside Tacoma, including home assessments and efficiency upgrades. The program is funded by the HEAR grant and federal weatherization dollars, but the page does not state a homeowner dollar amount.
View program - GrantClosed
Homeowners Flood Relief
Tacoma-Pierce County Association of REALTORS® and National Association of REALTORS® Relief Foundation®
A nonprofit disaster relief grant is available for Pierce County homeowners affected by the December 2025 flood/storm event. The county page says the application deadline was March 13, 2026, but it does not state the grant amount.
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Snohomish County
- RebateOpen
Snohomish County PUD Weatherization Rebates
Snohomish County Public Utility District No. 1
Insulation: $1 per square foot; duct sealing up to $450; windows up to $100 per window.
Snohomish County PUD offers rebates for weatherization improvements in electrically heated homes, including insulation, duct sealing, and windows/sliding glass doors. Eligible customers can get instant savings through a registered contractor, with rebates up to $450 for duct sealing and up to $100 per window.
View program - Free serviceOpenIncome restricted
Snohomish County Weatherization Program
Snohomish County Office of Energy & Sustainability
Free improvements; no cash cap listed.
Snohomish County provides free home energy improvements and conservation education to qualifying low-income households. The program helps homeowners and renters lower utility costs, but income approval does not guarantee the home will receive work.
View program - RebateOpen
Snohomish County PUD Rebate Portal
Snohomish County Public Utility District No. 1
No amount stated on the portal page; it is the application platform for multiple rebates.
Snohomish PUD’s rebate portal is the online application system for multiple current rebate programs, including several residential weatherization offers. It is not a separate incentive itself, but it is the official way customers apply for active PUD rebates.
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Stevens County
- Cost shareOpen
Conservation District Cost-Share Funding for Conservation Projects
Stevens County Conservation District
Average 75% reimbursement, up to $100,000 cap; can be partial to full cost coverage depending on grant requirements.
Stevens County Conservation District says it offers cost-share contracts that reimburse landowners for conservation projects, with wildfire-related work such as fire restoration included among eligible uses.
View program - Free serviceOpen
Free Home/Site Visits through Wildfire Ready Neighbors
Stevens County Conservation District in partnership with Wildfire Ready Neighbors
Free home/site visit and wildfire-risk consultation.
Stevens County Conservation District offers free home/site visits for county residents to talk through ways to reduce wildfire risk around the home and property.
View program - Free serviceOpen
Free Home/Site Visits through Wildfire Ready Neighbors
Stevens County Conservation District in partnership with Wildfire Ready Neighbors
Free home/site visit and wildfire-risk consultation.
Stevens County Conservation District offers free home/site visits for county residents to talk through ways to reduce wildfire risk around the home and property.
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Whatcom County
- Free serviceOpen
Wildfire Resilience Program
Whatcom Conservation District
Free home risk assessment and wildfire preparedness support; no cash amount stated.
Whatcom Conservation District provides a free wildfire preparedness and education program for landowners across Whatcom County. Homeowners can request a customized on-site risk assessment, plus a report and resources that identify actions to improve wildfire resilience.
View program - Free serviceOpen
Community Wildfire Resilience Program
Whatcom Conservation District
Free wildfire preparedness services; no cash amount stated.
Whatcom Conservation District’s Community Wildfire Resilience Program provides free wildfire preparedness help for landowners in Whatcom and Skagit counties, including home risk assessments, community presentations, risk assessments, fuel-reduction coordination, and Firewise USA enrollment support.
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Whitman County
- Cost shareOpen
Wildfire Resiliency Program
Palouse Conservation District
Cost-share amount not stated
Palouse Conservation District offers technical assistance and cost-share funding to homeowners within its boundary for wildfire-resilience work. The program covers site visits, home ignition zone risk assessments, hazardous fuels reduction, defensible space creation, and hazardous vegetation removal, but the page does not state a dollar cap or match percentage.
View program - Free serviceOpenIncome restricted
Weatherization
Community Action Center
No dollar amount stated; waitlist-based free/assisted service
Community Action Center serves Whitman County residents with weatherization services that can include insulation, air sealing, ventilation, and related home repairs. The page says eligible households may be added to a waitlist; it does not state a dollar amount.
View program - Cost shareOpen
Wildfire Resiliency Program
Palouse Conservation District
Cost-share amount not stated
Palouse Conservation District offers technical assistance and cost-share funding to homeowners within its boundary for wildfire-resilience work. The program covers site visits, home ignition zone risk assessments, hazardous fuels reduction, defensible space creation, and hazardous vegetation removal, but the page does not state a dollar cap or match percentage.
View program - Free serviceOpenIncome restricted
Weatherization
Community Action Center
No dollar amount stated; waitlist-based free/assisted service
Community Action Center serves Whitman County residents with weatherization services that can include insulation, air sealing, ventilation, and related home repairs. The page says eligible households may be added to a waitlist; it does not state a dollar amount.
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See which programs your home qualifies for
Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.
Create accountCity & local programs
Programs limited to specific cities or zip codes in Washington.
- RebateOpen
City of Richland HVAC & Weatherization Rebates
City of Richland Energy Services
Measure-specific rebates; some heat-pump rebates shown up to $1,560
Richland offers residential rebates for weatherization and heating upgrades. The official rebate sheet shows dollar amounts for windows, exterior doors, insulation, and heat pumps, which can improve building resilience but are not wildfire-targeted measures.
View program - Free serviceOpen
Free home assessments and free mobile chipping service
Chelan County Fire District #3
Free home assessment and free mobile chipping service
Chelan County Fire District #3 offers free home wildfire risk assessments and a free mobile chipping service for woody debris. The City of Leavenworth FireWise page says these services are available to help residents reduce wildfire risk at home.
View program - Free serviceOpen
Wildfire Home Assessment Program
Eastside Fire and Rescue
Free wildfire home assessment
Eastside Fire and Rescue offers free wildfire home assessments for homeowners in parts of east and north King County. The program helps residents identify wildfire hazards and learn ways to lower risk.
View program - Free serviceOpen
Wildland Fuels Reduction / Home Ignition Zone assistance
City of Spokane Fire Department
Homeowner assistance with no dollar amount stated
The City of Spokane Fire Department offers homeowners wildfire-preparedness help through Home Ignition Zone assessments, Firewise programs, and landowner referrals. The page does not describe a cash grant or rebate amount for homeowners.
View program - Free serviceOpen
Free smoke alarm installation for qualifying homes
City of Spokane Fire Department
Free smoke alarms and installation
The City of Spokane Fire Department provides and installs smoke alarms free of charge for qualifying homes. This is a no-cost safety service for eligible households, not a rebate or grant.
View program - Free serviceOpen
Spokane Safe and Bright Residential Light program
City of Spokane
One free solar-powered, motion-detecting residential light
The City of Spokane offers eligible residential property owners one free solar-powered, motion-detecting residential light to improve visibility around their property. The program is intended to help illuminate dark neighborhood areas such as alleys, sidewalks, and public walking spaces.
View program - Free serviceOpenIncome restricted
SFD's Smoke Alarm Installation Program
City of Spokane Fire Department
Free smoke alarms and installation
The City of Spokane Fire Department provides and installs smoke alarms for free in qualifying homes. The department says the program is available to help homeowners replace aging alarms and improve life-safety protection.
View program - Free serviceOpen
Free Wildfire Home Assessments
Valley Regional Fire Authority (VRFA)
Free home assessment and mitigation recommendation report
VRFA offers free wildfire home assessments that help homeowners identify wildfire risks around the home and property and get customized mitigation recommendations. Trained staff survey the property, then provide a report with suggested steps to improve wildfire preparedness.
View program - Free serviceOpen
Free Wildfire Home Assessments
Valley Regional Fire Authority (VRFA)
Free home assessment and mitigation recommendation report
VRFA offers free wildfire home assessments that help homeowners identify wildfire risks around the home and property and get customized mitigation recommendations. Trained staff survey the property, then provide a report with suggested steps to improve wildfire preparedness.
View program - Free serviceOpen
Grant County Fire District 5 Resident Program
Grant County Fire District 5
Housing and related living services; no cash amount stated
Grant County Fire District 5 offers resident firefighters housing, internet, TV, utilities, and laundry at one of its resident stations. This is a residency benefit for volunteers, not a homeowner hardening grant.
View program - Free serviceOpen
Fire Mitigation and Defensible Space
City of Sequim
The City of Sequim provides wildfire safety guidance for homeowners, including defensible-space and fire-resistant landscaping recommendations. The page does not describe a cash benefit or direct service payment.
View program - Free serviceOpen
Free home assessments and free mobile chipping service
Chelan County Fire District #3
Free home assessment and free mobile chipping service
Chelan County Fire District #3 offers free home wildfire risk assessments and a free mobile chipping service for woody debris. The City of Leavenworth FireWise page says these services are available to help residents reduce wildfire risk at home.
View program - GrantOpens soon
S.H.A.R.E. Accelerator
City of Olympia
The City of Olympia is developing the S.H.A.R.E. Accelerator to connect owners of affordable rental housing within Olympia to funding and support for health-and-safety retrofits. It is not a homeowner wildfire-hardening program, but it may fund building upgrades inside Olympia city limits.
View program - LoanWaitlistIncome restricted
Housing Rehabilitation Program
City of Vancouver
2% simple-interest loan up to $35,000
The City of Vancouver offers 2% simple-interest home-repair loans of up to $35,000 for qualified low-income homeowners within the city limits. The program is currently backlogged, and wait times may be 12 months or more.
View program - GrantClosedIncome restricted
WUI Fire Development and Retrofit Program
City of Leavenworth
The City of Leavenworth says it has a program to help low-income residents fund retrofitting older homes to reduce wildfire ember intrusion. The city page says the program is currently on hold, so it is not accepting applications now.
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Nationwide programs
Federal and national programs Washington homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - LoanOpenIncome restricted
USDA Rural Development Section 504 Home Repair Program
USDA Rural Development
Lifetime grant maximum $10,000; loan terms also available
Cortland County’s official resource guide points homeowners to USDA’s Section 504 repair loans and grants for fixing health and safety hazards. The guide says grants can reach $10,000 lifetime and are for homeowners age 62+ who cannot afford a loan.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
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Home Improvement and Structural Alterations (HISA) grant
Veterans Health Administration
Up to $6,800 lifetime for service-connected veterans; up to $2,000 for non-service-connected veterans.
The Veterans Health Administration’s HISA grant helps eligible veterans modify their homes for access and essential bathroom needs. The lifetime benefit is capped at $6,800 for service-connected veterans and $2,000 for non-service-connected veterans.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - RebateOpen
Alabama Power Rebates & Incentives
Alabama Power
Up to $1,000 on a heat pump; up to $200 on a smart thermostat; free tank water heater or $500 rebate for electric conversion
Alabama Power offers limited-time rebates for qualifying residential customers, including up to $1,000 back for a high-efficiency heat pump and up to $200 back for a smart thermostat. These are energy programs, not wildfire-specific hardening grants.
View program - RebateOpen
Alabama Power Energy Assistant heat-pump rebate for Talladega County-area customers
Alabama Power
$1,000 one-time rebate
Alabama Power offers a $1,000 rebate for eligible customers who switch from a gas furnace to a high-efficiency heat pump. This is a utility rebate, not a county-only program, but it is available to Alabama Power residential customers in Talladega County if they meet the utility’s rules.
View program - Free serviceOpen
Minnesota Firewise Program homeowner kits and DIY wildfire risk assessment
Minnesota Department of Natural Resources
Free kit and assessment form; no cash payment.
The Minnesota DNR mails homeowners a free Firewise kit with a DIY home risk assessment form and brochures. It is a no-cost service for homeowners who want to reduce wildfire risk.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
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Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
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Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
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Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - Free serviceOpenIncome restricted
Georgia Power EASE Program
Georgia Power
Free improvements; dollar cap not stated.
Georgia Power says income-qualified customers may receive free home energy-efficiency improvements through its EASE program. The official page describes it as no-cost help for eligible Georgia Power customers, but does not publish a dollar cap.
View program - GrantOpen
FEMA Individuals and Households Program Hazard Mitigation Measures
Federal Emergency Management Agency
Additional mitigation funds tied to FEMA disaster home-repair assistance; no separate cap stated on the page
FEMA can add hazard-mitigation money to eligible disaster home-repair assistance for homeowners after certain disasters. For wildfire-damaged homes, FEMA says it may pay for vent coverings plus non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Assistance (HMA) Grants
Federal Emergency Management Agency
Varies by underlying FEMA mitigation grant program
FEMA’s Hazard Mitigation Assistance grants fund eligible projects that reduce future disaster losses. FEMA’s materials show wildfire mitigation is an eligible activity in the main HMA programs.
View program - GrantOpen
Flood Mitigation Assistance (FMA) Program
Federal Emergency Management Agency
Varies; FEMA describes it as a pre-disaster flood mitigation grant program
FEMA’s Flood Mitigation Assistance program funds measures that reduce or eliminate long-term flood damage to buildings, including homes. It is a pre-disaster grant program.
View program - Insurance discountOpen
Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page
New Mexico Office of the Superintendent of Insurance
No cash amount stated; possible insurance-rate benefit after certification
New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.
View program - GrantOpen
Community Fire Prevention Grants
Tennessee Department of Agriculture, Division of Forestry
This Division of Forestry page is the umbrella landing page for wildfire-prevention funding and technical help for communities, groups, and organizations. It points to the currently available programs, including the Hazard Mitigation and Community Education Grant and the Community Wildfire Defense Grant.
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Title I Property Improvement Loans
U.S. Department of Housing and Urban Development
No cap stated; loans over $7,500 must be secured against the property.
HUD insures private lender loans for property improvements that substantially protect or improve a home’s basic livability or utility. The page says balances over $7,500 must be secured against the subject property.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - LoanOpenIncome restricted
USDA Section 504 Single Family Repair Loans and Grants
USDA
Loan and/or grant funds available; no dollar cap stated.
USDA Section 504 offers loans and grants for very-low income applicants who cannot qualify for conventional bank financing. Grant funds may be used for repairs or improvements that fix identified health or safety hazards.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - GrantOpenIncome restricted
USDA Housing Repair Loans & Grants
United States Department of Agriculture Rural Development
USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.
View program - LoanOpen
Title I Manufactured Home Loan Program
U.S. Department of Housing and Urban Development
Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.
HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
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Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
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Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
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Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
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Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
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Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
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Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free wildfire-preparedness education and guidance; no cash amount stated
The Mississippi Forestry Commission’s Firewise program gives homeowners and community leaders wildfire-preparedness education and guidance for reducing home ignition risk. The official page describes it as a free educational program, but it does not state a cash amount.
View program - Free serviceOpenIncome restricted
Georgia Power EASE Program
Georgia Power
Free improvements; dollar cap not stated.
Georgia Power says income-qualified customers may receive free home energy-efficiency improvements through its EASE program. The official page describes it as no-cost help for eligible Georgia Power customers, but does not publish a dollar cap.
View program - LoanOpen
Title I Manufactured Home Loan Program
U.S. Department of Housing and Urban Development
Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.
HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.
View program - LoanOpen
Title I Property Improvement Loans
U.S. Department of Housing and Urban Development
No cap stated; loans over $7,500 must be secured against the property.
HUD insures private lender loans for property improvements that substantially protect or improve a home’s basic livability or utility. The page says balances over $7,500 must be secured against the subject property.
View program - Insurance discountOpen
Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page
New Mexico Office of the Superintendent of Insurance
No cash amount stated; possible insurance-rate benefit after certification
New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.
View program - LoanOpenIncome restricted
USDA Section 504 Single Family Repair Loans and Grants
USDA
Loan and/or grant funds available; no dollar cap stated.
USDA Section 504 offers loans and grants for very-low income applicants who cannot qualify for conventional bank financing. Grant funds may be used for repairs or improvements that fix identified health or safety hazards.
View program - Insurance discountOpen
Insurance Discounts and Savings for Homeowners
New York State Department of Financial Services
No fixed amount stated; savings depend on the insurer and the qualifying mitigation measure.
New York DFS says homeowners may be eligible for insurance discounts when they install risk-reducing upgrades, and insurers must provide discounts for hurricane-resistant shutters and hurricane-resistant windows and doors. The page also lists other possible savings tied to fire, theft, water, earthquake, lightning, and roof-hardening measures.
View program - Insurance discountOpen
Wildfire Prepared Home
Insurance Institute for Business & Home Safety (IBHS)
No cash amount stated; possible insurance-rate savings.
IBHS runs a homeowner-led wildfire hardening certification program that can help homeowners qualify for insurance discounts after passing an evaluation. The program is available in New Mexico and other western and southern states, but it does not provide a cash grant.
View program - GrantOpenIncome restricted
USDA Housing Repair Loans & Grants
United States Department of Agriculture Rural Development
USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.
View program - Free serviceOpen
Firewise for communities
Minnesota Department of Natural Resources
Funding opportunities and mentorship; no fixed dollar amount stated.
The Minnesota DNR provides Firewise communities with funding opportunities and mentorship for wildfire preparedness work. The page specifically says staff can help with home site assessments, mitigation projects, education, and access improvement projects.
View program - Free serviceOpen
Cherokee Nation Wildfire Prevention Program
Cherokee Nation Secretary of Natural Resources Office
Cherokee Nation provides free wildfire-prevention outreach and home-protection education on Cherokee Nation lands. The page does not list a cash grant, rebate, or dollar amount for home-hardening work.
View program - Free serviceOpen
Firewise (Mississippi Forestry Commission educational program)
Mississippi Forestry Commission
Free educational program; no cash benefit stated
The Mississippi Forestry Commission offers Firewise, a free educational program that helps homeowners and community leaders reduce wildfire risk. It teaches defensible space, fire-resistant landscaping and building choices, and home maintenance for wildfire resilience.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - GrantOpen
Community Fire Prevention Grants
Tennessee Department of Agriculture, Division of Forestry
This Division of Forestry page is the umbrella landing page for wildfire-prevention funding and technical help for communities, groups, and organizations. It points to the currently available programs, including the Hazard Mitigation and Community Education Grant and the Community Wildfire Defense Grant.
View program - Free serviceOpen
Georgia Forestry Commission pre-suppression firebreak plowing and harrowing
Georgia Forestry Commission
Paid service with posted hourly rates; minimum one hour, then billed by the hour meter
The Georgia Forestry Commission will plow pre-suppression firebreaks for landowners, which can help reduce wildfire spread around homes and property. The service is scheduled first come, first served and is charged at the agency’s posted equipment rates after the first hour.
View program - Free serviceOpen
Fort Mountain Firewise USA community
Georgia Forestry Commission
No dollar amount stated; community wildfire-risk program
Fort Mountain in Murray County is listed by the Georgia Forestry Commission as a Firewise USA community. Firewise is a homeowner/community wildfire-risk-reduction program, but the official Georgia page does not show a cash amount for residents.
View program - Free serviceOpen
Community Wildfire Protection Plan for Murray County
Georgia Forestry Commission
No homeowner funding stated; planning/resource page
The Georgia Forestry Commission hosts Murray County’s Community Wildfire Protection Plan, which is a planning and education resource for wildfire mitigation. It is not a homeowner cash program, but it can connect residents to wildfire-risk-reduction guidance.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosed
FACNM Microgrants
Fire Adapted New Mexico
Up to $2,000 per award.
Fire Adapted New Mexico offers microgrant awards of up to $2,000 for community wildfire preparedness, on-the-ground fire risk reduction, and grant proposal development. The program is for FACNM Leaders and Members, with first-time applicants and leaders getting priority.
View program - GrantClosedIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
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