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Housing Rehabilitation Program

City of Vancouver · City program

2% simple-interest loan up to $35,000

The City of Vancouver offers 2% simple-interest home-repair loans of up to $35,000 for qualified low-income homeowners within the city limits. The program is currently backlogged, and wait times may be 12 months or more.

Last verified: August 13, 2026
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Program details

How it works

The City of Vancouver’s Housing Rehabilitation Program provides loans for basic home repairs to qualified low-income homeowners within the city limits. The program’s goal is to preserve the existing housing supply in Vancouver.

What the money covers

The page says the rehab program’s priorities are to address:

  • Structural deficiency
  • Dry rot
  • Foundation repair
  • Weatherization
  • Internal elements including electrical, mechanical, and plumbing deficiency
  • Sustainability
  • Cosmetic issues

Amounts and matching

  • Loans are 2% simple interest.
  • Maximum loan amount: $35,000.
  • No payments are required until the house is sold.
  • Funding for the program comes from the U.S. Department of Housing and Urban Development (HUD) Community Development Block Grant (CDBG) and HOME Investment Partnership (HOME) programs, plus the Vancouver Affordable Housing Fund.

How to apply

To be placed on the waitlist, send the following information to bryan.monroe@cityofvancouver.us:

  • Name
  • Address
  • Email address
  • Phone number
  • Brief description of needed repairs

For eligibility inquiries, the page provides Bryan Monroe at 360-487-7958 or bryan.monroe@cityofvancouver.us.

Timing and deadlines

  • Due to high demand, the program has a large backlog of applications.
  • Wait times for assistance may be 12 months or more.
  • The page indicates applicants should join the waitlist by emailing the requested information.

Additional notes

The page also says the City is seeking local contractors to bid on and perform work for the program. Contractor qualifications include current insurance, bonding, and licensing; EPA RRP certification for homes built before 1978 with lead present; knowledge of asbestos and lead-based paint safety; and ability to follow City housing rehab specifications.

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