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Housing Kitsap Home Rehabilitation Program

Housing Kitsap · Nonprofit program

Interest-free deferred-payment loan; no dollar cap stated

Housing Kitsap offers interest-free, deferred-payment home-repair loans to low-income homeowners in Kitsap County outside Bremerton city limits. The program can help pay for roof leaks, wiring, health-and-safety repairs, and weatherization.

Opens: March 23, 2026
Last verified: August 9, 2026
Visit official program page

Program details

How it works

Housing Kitsap says its Home Rehabilitation Program gives homeowners interest-free, deferred-payment loans for needed repairs. The program is described as “Home Repair Assistance,” and the funds come through Kitsap County’s Community Development Block Grant (CDBG) program.

What the money covers

The official page says the program can help repair:

  • Roof leaks
  • Wiring
  • Health and safety concerns
  • Weatherization

Amounts and repayment

The page does not state a dollar cap. It says the loan is interest-free and deferred-payment, and repayment is due:

  • Upon sale of the home
  • On refinance
  • If the home is no longer the borrower’s primary residence
  • After 20 years

Whichever happens first.

How to apply

The page provides a phone number for more information but does not list a full step-by-step application process on the page.

Timing and status

The page states: “WAITLIST NOW OPEN: EFFECTIVE 3/23/2026,” so this program is currently on a waitlist rather than open for immediate intake.

Full eligibility details

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