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Housing Kitsap Home Rehabilitation Program
Housing Kitsap · Nonprofit program
Interest-free deferred-payment loan; no dollar cap stated
Housing Kitsap offers interest-free, deferred-payment home-repair loans to low-income homeowners in Kitsap County outside Bremerton city limits. The program can help pay for roof leaks, wiring, health-and-safety repairs, and weatherization.
Program details
How it works
Housing Kitsap says its Home Rehabilitation Program gives homeowners interest-free, deferred-payment loans for needed repairs. The program is described as “Home Repair Assistance,” and the funds come through Kitsap County’s Community Development Block Grant (CDBG) program.
What the money covers
The official page says the program can help repair:
- Roof leaks
- Wiring
- Health and safety concerns
- Weatherization
Amounts and repayment
The page does not state a dollar cap. It says the loan is interest-free and deferred-payment, and repayment is due:
- Upon sale of the home
- On refinance
- If the home is no longer the borrower’s primary residence
- After 20 years
Whichever happens first.
How to apply
The page provides a phone number for more information but does not list a full step-by-step application process on the page.
Timing and status
The page states: “WAITLIST NOW OPEN: EFFECTIVE 3/23/2026,” so this program is currently on a waitlist rather than open for immediate intake.
Full eligibility details
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