Grants directory
Pennsylvania wildfire home hardening grants & rebates
Every live program we track for Pennsylvania homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across Pennsylvania.
- GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program (DRAP)
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs/remediations; other grant uses may also be available depending on the disaster.
State disaster grants for eligible Pennsylvania homeowners after a declared disaster. DRAP can pay for home repairs, temporary housing, and some personal property losses, with home repairs up to $20,000.
View program - GrantOpen
Fire Company and Emergency Medical Services Grant
Office of the State Fire Commissioner
Up to $20,000 for fire organizations and up to $15,000 for EMS, per OSFC funding page.
A statewide grant for fire companies, EMS, and rescue squads to buy equipment, improve facilities, and support training. It is not a homeowner program, but it is a state wildfire-related funding program documented by the Commonwealth.
View program - GrantOpenIncome restricted
Disaster Recovery Assistance Program (DRAP)
Pennsylvania Emergency Management Agency (PEMA)
Up to $6,000 for home repairs, plus up to $2,000 for temporary housing and $2,000 for essential personal property under published guidance
PEMA gives eligible Pennsylvania households state disaster-recovery grants after certain disasters when federal help is not available or does not fully cover losses. Homeowners can use the money for home repairs and other recovery needs, with awards that can reach $6,000 for repairs under current guidance.
View program - Tax creditOpenIncome restricted
Property Tax/Rent Rebate Program
Pennsylvania Department of Revenue
$380 to $1,000 standard rebate, plus up to $500 supplemental rebate for some homeowners
Pennsylvania gives eligible older adults and people with disabilities a property tax or rent rebate worth up to $1,000, with some supplemental rebates on top. It is not a home-hardening program, but it is a statewide homeowner benefit that can free up money for repairs.
View program - Tax creditOpenIncome restricted
Pennsylvania Property Tax/Rent Rebate Program
Pennsylvania Department of Revenue
$380 to $1,000 rebate, depending on eligibility rules.
A statewide rebate program for eligible older adults and people with disabilities in Pennsylvania. It is not a home-hardening grant, but it does provide cash relief to homeowners and renters, with rebates ranging from $380 to $1,000.
View program - Tax creditOpenIncome restricted
Working Pennsylvanians Tax Credit
Pennsylvania Department of Revenue
Up to $805 refundable state tax credit
Pennsylvania offers a refundable state income tax credit of up to $805 to working residents who qualify for the federal Earned Income Tax Credit. This is not a hardening program, but it can indirectly help homeowners pay for repairs.
View program - GrantOpen
Hazard Mitigation Grant Program (HMGP)
Pennsylvania Emergency Management Agency (PEMA)
Pennsylvania administers HMGP after a Presidential disaster declaration to help communities reduce future disaster losses. Homeowners do not apply directly, so this is not a homeowner grant, but it can fund mitigation projects that protect homes after disasters.
View program - GrantOpenIncome restricted
Columbia Gas Emergency Repair Program
Columbia Gas of Pennsylvania
Financial assistance for qualifying gas-system repairs; dollar amount not stated
Columbia Gas offers emergency repair assistance for income-eligible customers to repair or replace gas furnaces, water heaters, service lines, and house lines.
View program - Free serviceOpenIncome restricted
Low Income Usage Reduction Program (LIURP) / WARM
Columbia Gas of Pennsylvania
Free energy-efficiency help; dollar amount not stated
Columbia Gas offers LIURP, also called WARM, to help low-income households lower energy bills and improve comfort through free energy-efficiency work.
View program - GrantStatus unknownIncome restricted
Whole Home Repairs Program
Pennsylvania Department of Community and Economic Development (DCED)
Pennsylvania’s Whole Home Repairs Program gives low-income homeowners money to fix habitability and safety problems in their homes. It is a statewide repair program, but the official materials are not specific to wildfire hardening.
View program - GrantStatus unknownIncome restricted
Whole Home Repairs Program
Pennsylvania Department of Community and Economic Development (DCED)
Pennsylvania’s Whole Home Repairs Program gives low-income homeowners money to fix habitability and safety problems in their homes. It is a statewide repair program, but the official materials are not specific to wildfire hardening.
View program - GrantClosed
Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000.
State capital grants for municipal fire departments to improve facilities and equipment. This is not a homeowner program, but it is a statewide wildfire-related grant run by the Commonwealth.
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County programs
Programs limited to specific Pennsylvania counties.
Beaver County
- GrantOpenIncome restricted
Emergency Home Improvement Program (EHIP)
Beaver County Community Development Program
County emergency rehab assistance; public homeowner page does not state a per-household maximum.
Beaver County has an emergency home repair program for homeowners with urgent housing problems. The county’s public planning documents show it is countywide and funded through CDBG, but the homeowner-facing page does not publish the repair categories or award limit.
View program - GrantOpenIncome restricted
Home Improvement Program (HIP)
Beaver County Community Development Program
County CDBG rehab assistance; exact household maximum not stated publicly on the program page.
Beaver County uses CDBG funds to help eligible homeowners repair and rehabilitate owner-occupied homes. The county says the program is for low-income homeowners and can cover work that restores a house to a code-compliant condition, with a secondary emphasis on energy conservation.
View program - Free serviceOpenIncome restricted
Weatherization Program
Housing Authority of the County of Beaver
Free weatherization services; no public dollar cap stated.
The Housing Authority of the County of Beaver runs a weatherization service that helps lower fuel bills by sealing and insulating homes. The county’s senior guide says it may include weather stripping, caulking, insulation, duct sealing, attic insulation, and a furnace safety inspection.
View program - GrantOpenIncome restricted
Emergency Home Improvement Program (EHIP)
Beaver County Community Development Program
County emergency rehab assistance; public homeowner page does not state a per-household maximum.
Beaver County has an emergency home repair program for homeowners with urgent housing problems. The county’s public planning documents show it is countywide and funded through CDBG, but the homeowner-facing page does not publish the repair categories or award limit.
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Butler County
- Free serviceOpenIncome restricted
Options Program
Butler County Area Agency on Aging
Sliding-fee home and community services; no fixed dollar amount stated
Butler County’s Options Program provides home and community-based services to help eligible older adults remain in their homes. It is a sliding-fee service program, not a cash grant, rebate, or tax credit.
View program - Free serviceOpenIncome restricted
Options Program
Butler County Area Agency on Aging
Sliding-fee home and community services; no fixed dollar amount stated
Butler County’s Options Program provides home and community-based services to help eligible older adults remain in their homes. It is a sliding-fee service program, not a cash grant, rebate, or tax credit.
View program - GrantStatus unknownIncome restricted
Home Repair Programs (Butler County Area Agency on Aging)
Butler County Area Agency on Aging
USDA Rural Housing 504 loans up to $20,000 at 1% interest; grants up to $7,500 for seniors 62+
Butler County’s Area Agency on Aging lists home-repair help for older residents, including weatherization for very low-income residents and a USDA Rural Housing 504 loan/grant option that can pay for safer home repairs. The USDA piece includes up to a $20,000 loan, and seniors 62+ may qualify for up to $7,500 in grant funds.
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Cumberland County
- LoanOpenIncome restricted
Emergency Repair Loans
Housing and Redevelopment Authority of Cumberland County
Up to $10,000 as an interest-free deferred loan
The Cumberland County Housing and Redevelopment Authority offers homeowners up to $10,000 as an interest-free deferred loan for urgent home repairs. It can cover emergency work like roof, furnace, plumbing, wiring, and foundation repairs.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program (South Central Community Action Program service area for Cumberland County)
South Central Community Action Program
Free weatherization services for eligible low-income households
South Central Community Action Program provides weatherization services to low-income households in Cumberland County. Services can include energy audits, insulation, air sealing, electrical reduction measures, minor heating repairs, and energy education.
View program - Free serviceOpen
LIURP (Low Income Usage Reduction Program)
UGI Utilities, Inc.
Weatherization assistance through UGI
UGI offers a Low Income Usage Reduction Program for natural-gas customers that the county guide describes as a weatherization program. The official Cumberland County guide says it must be approved by the landlord.
View program - Free serviceOpenIncome restricted
PPL Operation Help
PPL Electric Utilities
Bill-payment assistance for eligible low-income households
Cumberland County’s human services guide lists PPL Operation Help as a financial assistance program for electric customers. The guide says it serves households up to 200% of poverty guidelines and is administered through Tri County Community Action.
View program - Free serviceOpenIncome restricted
PPL ON TRACK
PPL Electric Utilities
Reduced monthly bill payment and debt forgiveness
Cumberland County’s human services guide lists PPL ON TRACK as a low-income program that lowers monthly bills and offers debt forgiveness. It is administered through Tri County Community Action.
View program - LoanClosedIncome restricted
Owner-Occupied Rehabilitation Program
Housing and Redevelopment Authority of Cumberland County
Up to $22,000 per eligible home
The Cumberland County Housing and Redevelopment Authority offers qualified homeowners up to $22,000 to fix code-deficient homes through an interest-free deferred loan. The program covers repairs like roofs, windows, siding, insulation, and other major home components.
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Delaware County
- LoanOpenIncome restricted
Homeownership First Program
Delaware County OHCD
Up to $10,000 as a 0% interest loan for down payment and closing costs
Delaware County offers qualifying low- and moderate-income first-time homebuyers up to $10,000 for down payment and closing costs through a 0% interest loan. The loan is only repaid when the home is sold or transferred, and it can be forgiven after five years if the property is in a Revitalization Area.
View program - GrantOpenIncome restricted
Housing Rehabilitation Assistance
Delaware County OHCD / Habitat MontDelco
Delaware County partners with Habitat MontDelco to provide major system home repairs for eligible income-qualified homeowners. The page confirms the program exists and that it is open to Delaware County homeowners, but it does not state a dollar amount.
View program - Free serviceOpenIncome restricted
Lead Hazard Control Program
Community Action Agency of Delaware County
Free lead hazard remediation; no dollar cap stated
Delaware County’s Lead Hazard Control Program gives qualifying low-income homeowners with a child age 5 or under free lead-hazard remediation. The work can include window and door replacement, new drywall, and trim and molding replacement.
View program - GrantOpenIncome restricted
Housing Rehabilitation Assistance
Delaware County OHCD / Habitat MontDelco
Delaware County partners with Habitat MontDelco to provide major system home repairs for eligible income-qualified homeowners. The page confirms the program exists and that it is open to Delaware County homeowners, but it does not state a dollar amount.
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Erie County
- GrantOpenIncome restricted
Erie County Housing Rehabilitation Programs
Erie County Department of Planning and Community Development
Program amounts vary by track; Act 137 mentions about $150,000 per year countywide, but no single homeowner maximum is stated on the page.
Erie County runs several home-repair programs that help low- and moderate-income homeowners fix health, safety, and structural problems. Depending on the program, aid can be a grant or a deferred-payment loan, and the county says eligible work can include roofs, siding, windows, foundations, porches, code issues, and accessibility repairs.
View program - GrantOpen
In-Home Childcare Housing Rehabilitation Grants
Erie County Department of Planning and Community Development
County-wide funding totals $500,000, with separate references to a $400,000 repair fund and $100,000 in mini grants; no per-home maximum is stated on the main page.
Erie County is funding home-repair grants for licensed in-home family and group childcare providers. The county says the money can pay for safety-related building repairs such as roofs, doors, windows, electrical systems, mechanical systems, fencing, and ADA modifications.
View program - GrantOpen
In-Home Family and Group Childcare Housing Rehabilitation and Mini Grants
Erie County Department of Planning and Community Development
Total announced funding is $500,000 across rehabilitation grants and mini grants; the page does not state a per-home maximum or match requirement.
Erie County is offering ARPA-funded grants for licensed in-home family and group childcare providers to fix property-condition and safety problems. The program includes rehabilitation grants and mini grants, with a total of $500,000 announced.
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Fayette County
- Free serviceOpenIncome restricted
Redevelopment Authority of the County of Fayette Weatherization Program
Redevelopment Authority of the County of Fayette
Free service; no dollar cap stated
Free weatherization and basic furnace-safety work for income-qualified Fayette County households. The program is funded by LIHEAP, DOE Weatherization Assistance Program money, and local utilities, and it helps reduce energy costs through air-sealing, insulation, and heating-system safety work.
View program - LoanOpenIncome restricted
Redevelopment Authority of the County of Fayette Homeowner Rehabilitation Program
Redevelopment Authority of the County of Fayette
No-interest rehabilitation loan; deferred or forgiveness features may apply
A county rehabilitation loan program for qualified Fayette County owner-occupants. It offers no-interest loans, with some borrowers eligible for deferred repayment or forgiveness features, to help pay for home rehabilitation work.
View program - Free serviceOpenIncome restricted
Redevelopment Authority of the County of Fayette Weatherization Program
Redevelopment Authority of the County of Fayette
Free service; no dollar cap stated
Free weatherization and basic furnace-safety work for income-qualified Fayette County households. The program is funded by LIHEAP, DOE Weatherization Assistance Program money, and local utilities, and it helps reduce energy costs through air-sealing, insulation, and heating-system safety work.
View program - LoanOpenIncome restricted
Redevelopment Authority of the County of Fayette Homeowner Rehabilitation Program
Redevelopment Authority of the County of Fayette
No-interest rehabilitation loan; deferred or forgiveness features may apply
A county rehabilitation loan program for qualified Fayette County owner-occupants. It offers no-interest loans, with some borrowers eligible for deferred repayment or forgiveness features, to help pay for home rehabilitation work.
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Lackawanna County
- GrantStatus unknownIncome restricted
Housing Rehabilitation Program
Lackawanna County Office of Economic and Community Development
Up to $24,999.99 per eligible unit
Lackawanna County offers conditional grants to income-eligible owner-occupants to repair homes with health and safety problems. The program’s current guideline caps assistance at $24,999.99 per eligible unit.
View program - GrantStatus unknown
Emergency Repair Assistance Program
Lackawanna County Office of Economic and Community Development
Lackawanna County gives eligible homeowners financial help for emergency home repairs, including structural, electrical, plumbing, and roofing problems that make a home unsafe or unsanitary. The county says the program is aimed at fixing health and safety threats and preserving housing stock.
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Lawrence County
- Free serviceOpen
CodeRED emergency alerts
Lawrence County Department of Public Safety / 911
Free service
Lawrence County offers free emergency alerts through CodeRED for residents, visitors, and businesses. It is not a home-hardening grant, but it is a no-cost service that helps homeowners get warnings for severe weather and other emergencies.
View program - Free serviceOpen
CodeRED emergency alerts
Lawrence County Department of Public Safety / 911
Free service
Lawrence County offers free emergency alerts through CodeRED for residents, visitors, and businesses. It is not a home-hardening grant, but it is a no-cost service that helps homeowners get warnings for severe weather and other emergencies.
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Lebanon County
- LoanStatus unknownIncome restricted
Lebanon County Housing Repair Program
Lebanon County Housing and Redevelopment Authority
No-interest financing or outright grants; no dollar cap stated.
The county’s Housing and Redevelopment Authority offers homeowners financial help for property repairs needed to meet community housing standards. Official county materials say assistance can range from no-interest financing to outright grants.
View program - GrantStatus unknownIncome restricted
County Housing Accessibility Program (ACCESS)
Lebanon County Housing Rehabilitation Office
Grant forgiven in two years if the recipient stays in the property; no dollar cap stated.
Lebanon County’s Housing Rehabilitation Office offers ACCESS grants to help low- and moderate-income homeowners with permanent disabilities make their homes accessible. The county materials say the money can cover modifications like ramps and grab bars.
View program - Free serviceStatus unknown
Lebanon County Community Action Partnership barrier remediation
Lebanon County Community Action Partnership
Barrier remediation service; no amount stated.
Lebanon County Community Action Partnership says it provides barrier remediation services to county residents. The county page does not spell out a dollar amount, but it does confirm this is a county-run service funded in part by state and federal sources.
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Lycoming County
- GrantStatus unknown
Lycoming County Flood Mitigation Program
Lycoming County Planning & Community Development
Lycoming County says it has used PHARE funds for a Flood Mitigation Program serving residential properties in the floodplain. The page does not state a current award amount or whether the program is actively accepting applications.
View program - GrantStatus unknown
Lycoming County Flood Mitigation Program
Lycoming County Planning & Community Development
Lycoming County says it has used PHARE funds for a Flood Mitigation Program serving residential properties in the floodplain. The page does not state a current award amount or whether the program is actively accepting applications.
View program - GrantStatus unknownIncome restricted
Homes-in-Need Program
Lycoming County Planning & Community Development
Lycoming County says its Homes-in-Need Program helps homeowners with interior and exterior health-and-safety upgrades, weatherization, and accessibility improvements. The official page does not state a current dollar amount or application deadline.
View program - GrantStatus unknown
Regional Homes-in-Need Program
STEP, Inc.
STEP, Inc. administers Lycoming County’s Regional Homes-in-Need Program to renovate owner-occupied homes. The county says the program is funded with PHARE money and some CDBG support, but the reviewed page does not state a current dollar cap.
View program - GrantStatus unknown
Lycoming County Flood Buyout / Acquisition and Demolition Program
Lycoming County Planning & Community Development
Fair market value for eligible acquired homes
Lycoming County used FEMA hazard-mitigation funding to buy flood-prone homes at fair market value and demolish them. The program is for voluntary buyouts of eligible homes in flood hazard areas, with the land then kept as open space.
View program - GrantStatus unknownIncome restricted
Lycoming County Community Development Block Grant Program
Lycoming County Planning & Community Development
Lycoming County administers Community Development Block Grant (CDBG) funds that can support housing, infrastructure, and community/public service needs across the county. The page does not describe a dedicated homeowner hardening rebate or grant, so homeowner-specific benefits are not stated.
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Mercer County
- Free serviceOpenIncome restricted
Weatherization Assistance Program
Community Action Partnership of Mercer County
Free weatherization services; no household dollar cap stated on the official page.
Low-income Mercer County households can get weatherization services through Community Action Partnership of Mercer County, the county’s designated weatherization agency. The program helps reduce energy use and can also correct minor health and safety issues at no cost to the household.
View program - Free serviceStatus unknown
Housing Services
Community Action Partnership of Mercer County
Community Action Partnership of Mercer County lists Housing Services as one of its programs, but the page does not describe a specific rebate or grant amount. It appears to be a local housing assistance/service offering for Mercer County residents.
View program - Free serviceStatus unknown
Social Services
Community Action Partnership of Mercer County
Community Action Partnership of Mercer County lists Social Services as a program area, but the page does not specify any homeowner hardening funding or a dollar amount. It is presented as a local assistance/service offering.
View program - Free serviceStatus unknown
Lots to Love Initiative
Community Action Partnership of Mercer County
Community Action Partnership of Mercer County lists a “Lots to Love Initiative,” but the page does not explain any homeowner grant or rebate amount. It is only identified as one of the organization’s initiatives.
View program - Free serviceStatus unknown
Energy Services
Community Action Partnership of Mercer County
Community Action Partnership of Mercer County offers Energy Services to help local households with energy-related needs. The page does not state a dollar amount or a specific hardening rebate, so the program is described as a local service rather than a cash incentive.
View program - Free serviceStatus unknown
Energy Services
Community Action Partnership of Mercer County
Community Action Partnership of Mercer County offers Energy Services to help local households with energy-related needs. The page does not state a dollar amount or a specific hardening rebate, so the program is described as a local service rather than a cash incentive.
View program - Free serviceStatus unknown
Housing Services
Community Action Partnership of Mercer County
Community Action Partnership of Mercer County lists Housing Services as one of its programs, but the page does not describe a specific rebate or grant amount. It appears to be a local housing assistance/service offering for Mercer County residents.
View program - Free serviceStatus unknown
Social Services
Community Action Partnership of Mercer County
Community Action Partnership of Mercer County lists Social Services as a program area, but the page does not specify any homeowner hardening funding or a dollar amount. It is presented as a local assistance/service offering.
View program - Free serviceStatus unknown
Lots to Love Initiative
Community Action Partnership of Mercer County
Community Action Partnership of Mercer County lists a “Lots to Love Initiative,” but the page does not explain any homeowner grant or rebate amount. It is only identified as one of the organization’s initiatives.
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Monroe County
- LoanOpenIncome restricted
Owner-Occupied Housing Rehabilitation Program
Redevelopment Authority of the County of Monroe
0% deferred-payment loan; 1/7 forgiven each year over 7 years.
Monroe County’s Redevelopment Authority offers a 0% deferred-payment home repair loan for eligible owner-occupants, with forgivable principal over seven years. The program can cover health, safety, and energy repairs including roofing, windows, doors, structural repairs, and system work.
View program - Free serviceStatus unknownIncome restricted
Home Preservation Program
Monroe County Habitat for Humanity
No dollar amount stated on the source page.
Monroe County Habitat for Humanity offers a Home Preservation Program that helps eligible homeowners make critical home repairs and accessibility improvements. The county RDA’s resources page lists it as an available local repair option, but the page does not state funding amounts.
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Montgomery County
- GrantOpenIncome restricted
Montgomery County First Time Homebuyers Program
Montgomery County Office of Housing and Community Development
Up to 10% of the estimated affordable sales price, capped at $10,000
Montgomery County provides down payment and closing cost assistance to eligible first-time homebuyers and other qualifying households buying a primary residence in the county. The grant can cover up to 10% of the estimated affordable sales price, capped at $10,000.
View program - GrantStatus unknownIncome restricted
Healthy Homes Production (HHP)
Montgomery County Office of Housing and Community Development and Office of Public Health
Montgomery County offers a countywide home health and safety repair program for low- and moderate-income households. It is funded by a federal HUD grant but run by the county, and it can pay for work that removes health and safety hazards in the home.
View program - GrantStatus unknownIncome restricted
Healthy Homes Production (HHP)
Montgomery County Office of Housing and Community Development and Office of Public Health
Montgomery County offers a countywide home health and safety repair program for low- and moderate-income households. It is funded by a federal HUD grant but run by the county, and it can pay for work that removes health and safety hazards in the home.
View program - GrantClosed
Home Repairs Program / Whole Home Repairs Program
Montgomery County Office of Housing and Community Development
Montgomery County’s Whole Home Repairs Program was a one-time home repair grant for homeowners, but the county says it is no longer accepting applications and will not reopen the program. No funding is currently available for new households.
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Schuylkill County
- GrantStatus unknownIncome restricted
Asthma/COPD Remediation Home Repair Program
Schuylkill Community Action
Up to $25,000 for major system repairs, plus free cleaning supplies and rehabilitation services
Schuylkill Community Action offers free cleaning supplies plus home rehabilitation and critical repairs for Schuylkill County homeowners with documented asthma or COPD. The page says up to $25,000 is available for major system repairs and related health-and-safety work.
View program - LoanStatus unknownIncome restricted
Minersville Borough & Wayne Township Housing Rehabilitation Programs
Schuylkill Community Action
Zero-percent forgivable loan; no dollar cap stated on the page
For homeowners in Minersville Borough and Wayne Township, Schuylkill Community Action offers zero-percent forgivable loans for safe and healthy home repairs. The page says the loans can cover health and safety issues, code violations, lead hazards, energy efficiency, accessibility, and radon work.
View program - LoanStatus unknownIncome restricted
Minersville Borough & Wayne Township Housing Rehabilitation Programs
Schuylkill Community Action
Zero-percent forgivable loan; no dollar cap stated on the page
For homeowners in Minersville Borough and Wayne Township, Schuylkill Community Action offers zero-percent forgivable loans for safe and healthy home repairs. The page says the loans can cover health and safety issues, code violations, lead hazards, energy efficiency, accessibility, and radon work.
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Washington County
- GrantOpenIncome restricted
Washington County Housing Rehabilitation Program
County of Washington / Redevelopment Authority of the County of Washington
Countywide housing rehab funds total about $5.08 million over FY 2025–2029; no per-home amount stated.
Washington County says it will use county housing funds to help income-qualifying households repair and improve homes across the county. The official notice says the program is budgeted at about $5.08 million over 2025-2029, but it does not give a per-home maximum.
View program - GrantOpenIncome restricted
Washington County Homeowner Rehabilitation Program
Redevelopment Authority of the County of Washington
Over $1 million in HOME funds covered Home Rehabilitation and Homebuyer Assistance combined; no per-home amount stated.
Washington County reported that its homeowner rehabilitation work helped 20 homeowners in the prior program year. The county document does not give the dollar amount for each homeowner or a full application process.
View program - GrantOpenIncome restricted
Washington County Housing Rehabilitation Program
County of Washington / Redevelopment Authority of the County of Washington
Countywide housing rehab funds total about $5.08 million over FY 2025–2029; no per-home amount stated.
Washington County says it will use county housing funds to help income-qualifying households repair and improve homes across the county. The official notice says the program is budgeted at about $5.08 million over 2025-2029, but it does not give a per-home maximum.
View program - GrantOpenIncome restricted
Washington County Homeowner Rehabilitation Program
Redevelopment Authority of the County of Washington
Over $1 million in HOME funds covered Home Rehabilitation and Homebuyer Assistance combined; no per-home amount stated.
Washington County reported that its homeowner rehabilitation work helped 20 homeowners in the prior program year. The county document does not give the dollar amount for each homeowner or a full application process.
View program - GrantStatus unknown
Washington County Blight Mitigation and Demolition Fund Program
County of Washington / Redevelopment Authority of the County of Washington
County-approved blight mitigation funding includes $65,000 for training and a separate $125,000 request; no homeowner amount stated.
Washington County has a blight mitigation and demolition fund paid with ARPA money. The official agenda shows funding for code-enforcement training and a separate legal-services contract, but it does not state a homeowner benefit or application process.
View program - GrantStatus unknownIncome restricted
Washington County Access Assistance Program
Redevelopment Authority of the County of Washington
8 county residents received home modification improvements; no dollar amount stated.
Washington County reported a home modification program that provided improvements for 8 county residents with permanent physical disabilities. The document does not list the dollar amount or what exact modifications were installed.
View program - GrantStatus unknownIncome restricted
Washington County Access Assistance Program
Redevelopment Authority of the County of Washington
8 county residents received home modification improvements; no dollar amount stated.
Washington County reported a home modification program that provided improvements for 8 county residents with permanent physical disabilities. The document does not list the dollar amount or what exact modifications were installed.
View program - GrantStatus unknown
Washington County Blight Mitigation and Demolition Fund Program
County of Washington / Redevelopment Authority of the County of Washington
County-approved blight mitigation funding includes $65,000 for training and a separate $125,000 request; no homeowner amount stated.
Washington County has a blight mitigation and demolition fund paid with ARPA money. The official agenda shows funding for code-enforcement training and a separate legal-services contract, but it does not state a homeowner benefit or application process.
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See which programs your home qualifies for
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Create accountCity & local programs
Programs limited to specific cities or zip codes in Pennsylvania.
- LoanOpenIncome restricted
Home Rehabilitation Program
City of Altoona Community Development Department
Up to $5,000 for exterior code violations and up to $20,000 for emergency repairs.
Altoona offers an income-restricted home rehabilitation loan for eligible homeowners. The program can fund up to $5,000 for exterior code violations and up to $20,000 for emergency repairs that threaten health and safety.
View program - GrantOpen
Basic Systems Repair Program (BSRP)
Philadelphia Housing Development Corporation (PHDC) / City of Philadelphia Division of Housing and Community Development
Free emergency repairs; dollar cap not stated.
Philadelphia offers free emergency home repairs for eligible owner-occupied single-family homes. The work covers health-and-safety repairs like electrical, plumbing, heating, structural, and roofing emergencies.
View program - LoanOpen
Restore, Repair, Renew
City of Philadelphia Division of Housing and Community Development
Low-interest loan; amount not stated.
Philadelphia offers low-interest home improvement loans for homeowners who need repairs. The city’s housing page lists it as one of the repair programs available to residents.
View program - Free serviceOpenIncome restricted
Heater Hotline Program
City of Philadelphia Division of Housing and Community Development
Emergency heater repairs; amount not stated.
Philadelphia provides emergency heater repairs for eligible low-income homeowners. The city lists it as a housing repair service for residents who need help restoring heat.
View program - GrantOpen
Senior Housing Assistance Repair Program (SHARP)
City of Philadelphia Division of Housing and Community Development
Minor repairs and modifications; amount not stated.
Philadelphia offers minor repairs and modifications for homeowners age 60 and older. The city lists it among its homeowner repair programs.
View program - LoanOpen
Homeowner’s Emergency Loan Program (HELP)
Philadelphia Water Department (City of Philadelphia)
Zero-interest loan; maximum not stated on the page reviewed.
Philadelphia offers zero-interest loans for water and sewer service line repairs. Homeowners can also use the loan to replace lead water service lines.
View program - Free serviceOpen
Lead and Healthy Homes Program
City of Philadelphia Department of Public Health
Service and lead-safety help; amount not stated.
Philadelphia’s Lead and Healthy Homes Program works to improve the health and safety of housing in the city. The official page describes services and testing help, but the excerpt does not state a homeowner cash amount.
View program - GrantOpen
Adaptive Modifications Program (AMP)
City of Philadelphia Division of Housing and Community Development
Free accessibility modifications; amount not stated.
Philadelphia offers free accessibility modifications for people with permanent physical disabilities. The city lists it as a housing program for residents who need help making their homes accessible.
View program - LoanOpenIncome restricted
Emergency Homeowner Roof Replacement Program
City of Altoona Community Development Department
Citywide CDBG funding of $60,000 is listed; per-home maximum not stated on the program page.
The City of Altoona offers a 0% interest deferred loan for low- and moderate-income homeowners who need an emergency roof replacement on an owner-occupied home. The city’s planning documents show up to $20,000 for emergency repairs and up to $5,000 for exterior code violations under related rehab activity, but the roof page itself does not state a dollar cap.
View program - Free serviceOpen
Residential Smoke Detector Program
Lancaster City Bureau of Fire
Free 10-year lithium smoke detectors and installation for one instance per eligible home.
Lancaster City provides and installs 10-year lithium smoke detectors at no charge for eligible owner-occupied homes. The service is meant to place detectors where they are missing or incorrectly located, and it is available one time per approved home while supplies last.
View program - GrantOpen
Critical Repair Program
City of Lancaster
Grant help and possibly low-interest loans; dollar amount not stated.
The City of Lancaster offers repair help for homeowners with emergency issues that could force someone to move out of the home. The program may provide a grant, and low-interest loans may be available for people who do not qualify for a grant.
View program - GrantOpen
Healthy Homes Program
City of Lancaster
No dollar amount stated; city provides repairs or services after approval.
Lancaster City helps residents fix health and safety hazards in homes after an application is approved. The city does not publish a dollar amount on the official page.
View program - LoanOpenIncome restricted
York City Owner-Occupied Rehab Program (YCOORP)
York County Planning Commission
York County Planning Commission’s Home Repair Programs page lists the York City Owner-Occupied Rehab Program for York County and City residents. It is a home repair assistance program for residents who need help living safely and comfortably in their homes, but the page does not state a dollar amount.
View program - Free serviceOpen
Smoke Detector Give-A-Way / Save-A-Life and Installation Program
City of Reading Department of Fire and Rescue Services, Office of the Fire Marshal
Free smoke detectors and installation
The City of Reading gives eligible homeowners free smoke detectors and installation. It’s a no-cost home fire-safety service for owner-occupied homes in the city.
View program - GrantOpenIncome restricted
Community Development Block Grant (CDBG) Housing Rehabilitation and related projects
City of Reading Community Development
No homeowner amount stated on the official page
The City of Reading uses federal Community Development Block Grant funds for housing rehabilitation and related neighborhood improvements. The official page says housing rehab is an eligible use, though it does not give a homeowner dollar amount on the page.
View program - GrantOpenIncome restricted
HOME Investment Partnerships Program (HOME)
City of Reading Community Development
No homeowner amount stated on the official page
The City of Reading receives HOME funds and can use them for housing rehabilitation. The official page does not show a homeowner-specific home-hardening amount, but it confirms rehab is an eligible use.
View program - GrantOpenIncome restricted
United Way of Carlisle & Cumberland County heating-fuel assistance
United Way of Carlisle & Cumberland County
Heating-fuel assistance for eligible residents in select municipalities
United Way of Carlisle & Cumberland County offers help with propane, kerosene, and wood pellets for eligible residents in select Cumberland County municipalities. The county guide says applicants need LIHEAP status and income cannot exceed 200% of federal poverty guidelines.
View program - LoanOpenIncome restricted
Emergency Homeowner Roof Replacement Program
City of Altoona Community Development Department
Citywide CDBG funding of $60,000 is listed; per-home maximum not stated on the program page.
The City of Altoona offers a 0% interest deferred loan for low- and moderate-income homeowners who need an emergency roof replacement on an owner-occupied home. The city’s planning documents show up to $20,000 for emergency repairs and up to $5,000 for exterior code violations under related rehab activity, but the roof page itself does not state a dollar cap.
View program - Tax creditOpen
Neighborhood Assistance Program - Neighborhood Partnership Program project in Sharon
Commonwealth of Pennsylvania / City of Sharon partners including Community Action Partnership of Mercer County
A Sharon revitalization project called Lots to Love was launched as a tax credit project with city and nonprofit partners. It is not a homeowner hardening program, but it is an official Sharon-area incentive program documented by CAP Mercer.
View program - GrantStatus unknownIncome restricted
Lead Hazard Reduction Demonstration Program
City of Harrisburg Department of Building & Housing Development
Up to about $13,500 in free services
Harrisburg’s lead-safe home program offers free lead inspection/risk assessment and up to about $13,500 in free services for eligible owner-occupied or tenant-occupied homes in the city. The program page says the program is open.
View program - GrantStatus unknown
City of Williamsport Rehabilitation Programs
City of Williamsport
Lycoming County says the City of Williamsport runs PHARE-funded rehabilitation programs, including BNIP Rental Rehab, Park Ave., and Historic Properties. The page names the programs but does not provide current award amounts or application details.
View program - GrantStatus unknown
Brodart Neighborhood Improvement Program (BNIP)
Lycoming County / City of Williamsport / STEP, Inc. / Habitat for Humanity
Lycoming County describes BNIP as a joint neighborhood rehabilitation effort with the City of Williamsport, STEP, Inc., and Habitat for Humanity. The reviewed page does not state a current dollar amount, application process, or status.
View program - GrantClosedIncome restricted
Homeowner Occupied Improvement Program (HOIP)
City of Harrisburg Department of Building and Housing
Up to $30,000
The City of Harrisburg used ARPA funds to offer homeowners up to $30,000 for emergency and essential home repairs, paid directly to contractors for pre-approved work. The city page says the application window closed on July 15, 2024.
View program - GrantClosedIncome restricted
City of Johnstown ARPA Home Repairs Grant
City of Johnstown
$10,000 grant for home repairs
The City of Johnstown offered a $10,000 home repairs grant as part of its ARPA program for owner-occupied housing. The city presentation says the funds could pay for major exterior repair items like roofing, windows, doors, siding, soffit and fascia, plus insulation.
View program - GrantClosed
Stormwater Grants
Philadelphia Water Department
Grant funding available; maximum not stated on the page reviewed.
Philadelphia Water Department offers stormwater grants for private-property green stormwater infrastructure. These grants help pay for design and construction of eligible projects in Philadelphia.
View program - GrantClosedIncome restricted
Housing Rehabilitation Improvement Program
City of Harrisburg Department of Building and Housing Development
Forgivable grant or low-interest loan; amount not stated on the page excerpt
The City of Harrisburg previously offered low- and moderate-income homeowners repair help for health and safety work like roofs, plumbing, electrical, and heating. The city page says the program is now closed.
View program
Nationwide programs
Federal and national programs Pennsylvania homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - GrantOpenIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - LoanOpen
Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
View program - LoanOpen
Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
View program - LoanOpen
Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - GrantOpen
FEMA Individuals and Households Program Hazard Mitigation Measures
Federal Emergency Management Agency
Additional mitigation funds tied to FEMA disaster home-repair assistance; no separate cap stated on the page
FEMA can add hazard-mitigation money to eligible disaster home-repair assistance for homeowners after certain disasters. For wildfire-damaged homes, FEMA says it may pay for vent coverings plus non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Assistance (HMA) Grants
Federal Emergency Management Agency
Varies by underlying FEMA mitigation grant program
FEMA’s Hazard Mitigation Assistance grants fund eligible projects that reduce future disaster losses. FEMA’s materials show wildfire mitigation is an eligible activity in the main HMA programs.
View program - GrantOpen
Flood Mitigation Assistance (FMA) Program
Federal Emergency Management Agency
Varies; FEMA describes it as a pre-disaster flood mitigation grant program
FEMA’s Flood Mitigation Assistance program funds measures that reduce or eliminate long-term flood damage to buildings, including homes. It is a pre-disaster grant program.
View program - LoanOpen
SBA Mitigation Assistance
U.S. Small Business Administration
Up to 20% increase on an SBA disaster loan for mitigation
The Small Business Administration lets eligible disaster loan borrowers increase their low-interest disaster loan by up to 20% to make home improvements that reduce future damage. Homeowners can use it after a declared disaster.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Insurance discountOpen
Louisiana Wind Mitigation Incentives / Hurricane Loss Mitigation Insurance Discounts
Louisiana Department of Insurance
Insurance premium discount; amount varies
Louisiana homeowners may qualify for insurance premium discounts for making hurricane and storm mitigation improvements that comply with state code requirements. The Department of Insurance says homeowners need an assessment to document qualifying features.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Free serviceOpen
Neighborhood Energy Saver
Duke Energy
Free home energy assessment plus free installed products valued at up to $300; the page also says customers may save up to $95 on energy bills.
Duke Energy offers eligible residential customers free home energy assessments and free energy-saving products through Neighborhood Energy Saver. The event page says customers may get up to $300 in products installed for free.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpenIncome restricted
SC Safe Home Grant Program
South Carolina Department of Insurance
South Carolina’s Safe Home grant program helps eligible homeowners harden homes against hurricane and wind damage. The official notice says homeowners are responsible for costs above the grant award, but it does not give a county-specific Florence County cap on the page snippet available.
View program - Free serviceOpen
Get Alarmed, Tennessee!
Tennessee Department of Commerce and Insurance, State Fire Marshal’s Office
Free smoke alarms; carbon monoxide detectors are also included in the 2026 expansion
The State Fire Marshal’s Office gives out free smoke alarms, and now carbon monoxide detectors too, through local fire departments. It’s aimed at high-risk homes and can help homeowners in Washington County lower the chance of a deadly residential fire.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
View program
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