Grants directory
South Dakota wildfire home hardening grants & rebates
Every live program we track for South Dakota homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across South Dakota.
- GrantOpen
Individual Assistance for Disaster Recovery
South Dakota Department of Public Safety
Up to $44,800 for eligible disaster recovery needs.
South Dakota administers Individual Assistance grants for people hurt by a presidentially declared disaster. The page says eligible households can get up to $44,800 for disaster-related needs, but this is recovery aid after a disaster—not a pre-disaster home-hardening program.
View program - LoanOpenIncome restricted
South Dakota Housing Development Authority CHIP (Community Home Improvement Program)
South Dakota Housing Development Authority
Low-interest loan at 2.9%; income limit 120% of median income.
South Dakota Housing Development Authority offers CHIP, a low-interest home improvement loan for low-income homeowners. The page source says it is for repairs or improvements to the home, with a 2.9% interest rate and an income limit of 120% of median income.
View program - Cost shareOpen
Hazardous Fuels Mitigation Cost-Share Program
South Dakota Wildland Fire, South Dakota Department of Public Safety
Up to 100% cost-share; no dollar cap stated.
South Dakota Wildland Fire can help pay for tree removal or thinning projects through its Hazardous Fuels Mitigation Cost-Share Program. The state says homeowners in proposed project areas may receive up to 100% cost-share.
View program - Cost shareOpen
Forest Stewardship Program
Resource Conservation & Forestry Division, South Dakota Department of Agriculture and Natural Resources; USDA Forest Service administers the federal program through the state division
Free state technical help; cost-share available for hiring a plan writer; no cap stated.
South Dakota’s Forest Stewardship Program gives private forest landowners free technical help and may provide cost-share assistance for hiring a forester to write a stewardship plan. The program also helps landowners implement practices in the plan, including some tree and windbreak management work relevant to wildfire resilience.
View program - Insurance discountOpen
Homeowners insurance loss-prevention guidance with premium discounts for fire and burglar alarms
South Dakota Division of Insurance, Department of Labor and Regulation
Potential insurer discount; no statewide amount stated.
South Dakota’s Division of Insurance says many insurance companies offer premium discounts for approved fire and burglar alarm systems. This is guidance rather than a separate state rebate program, but it is the state’s official homeowner-insurance page pointing to a potential discount.
View program - Free serviceOpen
Weatherization Assistance Program
South Dakota Department of Social Services
Heating and weatherization assistance; amount not stated on the FAQ page
South Dakota’s Department of Social Services says it provides heating and weatherization assistance. This is a statewide service program that can help make homes more efficient and resilient, though the page reviewed does not give the full program details.
View program - Insurance discountStatus unknown
Homeowner's Insurance (South Dakota Division of Insurance)
South Dakota Division of Insurance, Department of Labor and Regulation
No state-funded homeowner hardening payment stated.
South Dakota’s insurance division explains that homeowners can buy optional coverages and may get premium discounts from some insurers for loss-prevention devices, but the state page does not create a specific wildfire-hardening discount program. The official page is informational rather than a homeowner cash incentive.
View program - LoanStatus unknownIncome restricted
Community Home Improvement Program (CHIP)
South Dakota Housing Development Authority
2.9% interest loan; amounts and terms set individually.
South Dakota Housing Development Authority offers low-interest CHIP loans to eligible homeowners to repair or improve their current single-family home. The published interest rate is 2.9%, with loan size and terms set individually.
View program - Tax deductionStatus unknownIncome restricted
Tax Refund for Senior Citizens & Citizens with Disabilities
South Dakota Department of Revenue, Special Tax Division
Yearly tax refund; amount depends on income and is not stated on the summary page
South Dakota offers an annual property-tax relief refund to eligible senior citizens and people with disabilities. The program is based on income and can reduce overall housing costs, though it is not a home-hardening grant.
View program - Tax deductionClosedIncome restricted
Assessment Freeze for the Elderly & Disabled
South Dakota Department of Revenue
Property-tax assessment freeze; no hardening grant amount stated.
South Dakota offers an assessment freeze that can reduce the assessed value of an eligible homeowner’s property. It is a property-tax relief program, not a wildfire-hardening incentive, but it does help some homeowners lower housing costs.
View program
County programs
Programs limited to specific South Dakota counties.
Brown County
- Free serviceStatus unknown
Brown County / Aberdeen area wildfire home-hardening homeowner incentive programs
No official county- or city-run homeowner incentive program found
No verified homeowner incentive amount found
I could not verify any currently open Brown County- or Aberdeen-specific homeowner grant, rebate, cost-share, or loan program for wildfire home hardening. The only local wildfire-related official pages I found were informational or permit pages, not homeowner incentive programs.
View program - Free serviceStatus unknown
Brown County / Aberdeen area wildfire home-hardening homeowner incentive programs
No official county- or city-run homeowner incentive program found
No verified homeowner incentive amount found
I could not verify any currently open Brown County- or Aberdeen-specific homeowner grant, rebate, cost-share, or loan program for wildfire home hardening. The only local wildfire-related official pages I found were informational or permit pages, not homeowner incentive programs.
View program
Pennington County
- Cost shareStatus unknown
Fuels Mitigation/Wildland Urban Interface Program
South Dakota Department of Public Safety – Wildland Fire
80% cost share; 0.5 to 10 acres up to $1,200 per acre
South Dakota Wildland Fire offers a fuels mitigation and wildland-urban interface program to help increase home survivability in the Black Hills National Forest. The page says it provides 80% cost share for home assets on 0.5 to 10 acres, up to $1,200 per acre.
View program - Cost shareStatus unknown
Pennington Conservation District Cost Sharing Programs
Pennington Conservation District
80% cost share; 0.5 to 10 acres up to $1,200 per acre
The Pennington Conservation District lists a forest-thinning cost-share program for landowners in Pennington County. The page says the program can pay 80% cost share for fuels mitigation and home assets, with rates of up to $1,200 per acre for 0.5 to 10 acres.
View program - Cost shareStatus unknown
Private Land Forest Thinning Cost Share
Pennington Conservation District
80% cost share; current rate $1,800/acre on 50/50; payout $900/acre; up to $1,200/acre for 0.5 to 10 acres
Pennington Conservation District lists a private land forest thinning cost-share program for landowners in Pennington or Meade County. The page says the program pays 80% cost share, with a current rate of $1,800 per acre on a 50/50 basis and a payout of $900 per acre.
View program - Cost shareStatus unknown
Brood/Pollinator Plots
South Dakota Game, Fish and Parks
100% reimbursement up to $150/acre for seed costs
South Dakota Game, Fish and Parks offers brood/pollinator plot seed reimbursement. The page says landowners are reimbursed 100% up to $150 per acre for seed costs, with plantings between 2 and 9 acres.
View program - Cost shareStatus unknown
Grassland Establishment
South Dakota Game, Fish and Parks
100% reimbursement up to $125/acre for seed costs
South Dakota Game, Fish and Parks offers a grassland establishment reimbursement for native grass and forb seed mixes. The page says landowners are reimbursed 100% up to $125 per acre for seed costs, with a minimum of 10 acres.
View program - Cost shareStatus unknown
Herbicide Cost Share
Pennington County Weed and Pest
$100 cost share on a 50/50 reimbursement basis
Pennington County Weed and Pest offers a herbicide cost-share program for wildfire-related vegetation control. The page says it provides a $100 cost share on a 50/50 reimbursement basis for herbicides or commercial herbicide applications.
View program - Cost shareStatus unknown
Food Plots
South Dakota Game, Fish and Parks
$20/acre annually, or $80/acre if enrolled in public hunting access; free seed each spring
South Dakota Game, Fish and Parks offers a food plots program with annual payments and free seed. The page says payments are $20 per acre, or $80 per acre for plots enrolled in a public hunting access program, with up to 20 acres per quarter section.
View program - Cost shareStatus unknown
Grassland/Grazing Management Practices
South Dakota Game, Fish and Parks
South Dakota Game, Fish and Parks offers cost-shared grazing and habitat practices for working grasslands. The page lists fence, water, wetland, grassland, riparian, and habitat exclusion projects, with additional incentives if enrolled in public hunting access.
View program - Cost shareStatus unknown
Grassland/Grazing Management Practices
South Dakota Game, Fish and Parks
South Dakota Game, Fish and Parks offers cost-shared grazing and habitat practices for working grasslands. The page lists fence, water, wetland, grassland, riparian, and habitat exclusion projects, with additional incentives if enrolled in public hunting access.
View program - Cost shareStatus unknown
Riparian Habitat Enhancement Program
South Dakota Game, Fish and Parks
One-time payment of 75% per year of county NASS pasture rate; 75% cost share for alternative water; 100% for fence materials and grass seed
South Dakota Game, Fish and Parks offers a riparian habitat enhancement program with a 10-year contract. The page says the one-time payment is 75% per year of the county NASS pasture rate, with 75% cost share for alternative water and 100% for fence materials and grass seed.
View program
See which programs your home qualifies for
Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.
Create accountCity & local programs
Programs limited to specific cities or zip codes in South Dakota.
- Free serviceOpen
Smoke Alarm Program
Sioux Falls Fire Rescue, in partnership with the American Red Cross and Helpline Center
Free smoke alarms and installation
Sioux Falls residents inside city limits can get free smoke alarms and installation from Sioux Falls Fire Rescue. The program prioritizes people who may not be able to afford or install alarms on their own.
View program - LoanOpenIncome restricted
Single-Family Rehabilitation Program
City of Sioux Falls Housing Division
Deferred, zero-interest loan; amount based on need, income, assessed value, equity, and lowest bid
Sioux Falls offers low- and moderate-income homeowners a deferred, zero-interest rehabilitation loan for major repairs that keep a home safe and sanitary. The city funds the lowest contractor bid for eligible work, with the loan due when the home is sold or the owner stops occupying it.
View program - Cost shareStatus unknown
Hazardous Fuels Removal / Survivable Space Initiative Cost Share
City of Rapid City Fire Department and Parks & Recreation Department
Up to $1,500 per parcel with state-funding supplement; or up to $2,500 per parcel (2 acres or less) / $5,000 per parcel (more than 2 acres) if no state funding is available
Rapid City offers homeowners a wildfire mitigation cost-share program for hazardous fuels removal and survivable space work. If state funding is available, the city can reimburse a share of the remaining cost, with city-funded reimbursements capped at $1,500 per parcel under the state-supplement path or $2,500 to $5,000 per parcel if no state funding is available.
View program - Cost shareStatus unknown
Mountain Pine Beetle Inspection and Tree Removal Cost Share
City of Rapid City Parks & Recreation Department and Urban Forester
$150 per tree, up to $2,000 per parcel; alternate and cut-and-chunk options also available
Rapid City has a separate cost-share program for mountain pine beetle-infested tree inspections and removal on city properties. The plan says reimbursements can reach up to $2,000 per parcel for complete removal, with other options such as cut-and-chunk or alternate reimbursement also available.
View program - Free serviceStatus unknown
Curb Side Chipping
City of Rapid City Fire Department
Free curbside chipping service
Rapid City provides curbside chipping for qualifying landowners in its high-risk wildfire area. The plan says the service is free, but only for properties in the primary wildland-urban interface area and only after the homeowner follows the program’s inspection and preparation rules.
View program
Nationwide programs
Federal and national programs South Dakota homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
View program - LoanOpenIncome restricted
USDA Rural Development Section 504 Home Repair Program
USDA Rural Development
Lifetime grant maximum $10,000; loan terms also available
Cortland County’s official resource guide points homeowners to USDA’s Section 504 repair loans and grants for fixing health and safety hazards. The guide says grants can reach $10,000 lifetime and are for homeowners age 62+ who cannot afford a loan.
View program - GrantOpen
Home Improvement and Structural Alterations (HISA) grant
Veterans Health Administration
Up to $6,800 lifetime for service-connected veterans; up to $2,000 for non-service-connected veterans.
The Veterans Health Administration’s HISA grant helps eligible veterans modify their homes for access and essential bathroom needs. The lifetime benefit is capped at $6,800 for service-connected veterans and $2,000 for non-service-connected veterans.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - RebateOpen
Alabama Power Energy Assistant heat-pump rebate for Talladega County-area customers
Alabama Power
$1,000 one-time rebate
Alabama Power offers a $1,000 rebate for eligible customers who switch from a gas furnace to a high-efficiency heat pump. This is a utility rebate, not a county-only program, but it is available to Alabama Power residential customers in Talladega County if they meet the utility’s rules.
View program - RebateOpen
Alabama Power Rebates & Incentives
Alabama Power
Up to $1,000 on a heat pump; up to $200 on a smart thermostat; free tank water heater or $500 rebate for electric conversion
Alabama Power offers limited-time rebates for qualifying residential customers, including up to $1,000 back for a high-efficiency heat pump and up to $200 back for a smart thermostat. These are energy programs, not wildfire-specific hardening grants.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
View program - Free serviceOpen
Minnesota Firewise Program homeowner kits and DIY wildfire risk assessment
Minnesota Department of Natural Resources
Free kit and assessment form; no cash payment.
The Minnesota DNR mails homeowners a free Firewise kit with a DIY home risk assessment form and brochures. It is a no-cost service for homeowners who want to reduce wildfire risk.
View program - LoanOpen
Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
View program - LoanOpen
Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
View program - LoanOpen
Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - Free serviceOpen
Wildfire Prepared Home designation program
Insurance Institute for Business & Home Safety (IBHS)
No cash payment; homeowners receive a designation/certificate after completing the standard.
IBHS offers Washington homeowners a wildfire-hardening designation program that confirms a home meets science-based wildfire mitigation standards. The state insurance commissioner points homeowners to it as a way to make properties more resistant to wildfire, but this is not a state-funded grant or rebate.
View program - GrantOpenIncome restricted
Single Family Housing Disaster Assistance Fund
USDA Rural Development / Rural Housing Service
USDA Rural Development offers grants and loans to low-income rural homeowners to repair homes damaged in certain Presidentially Declared Disaster Areas. The program is for disaster recovery, not routine upgrades, and USDA says it can help remove health and safety hazards caused by a disaster.
View program - GrantOpen
FEMA Hazard Mitigation Grant Program (HMGP)
Federal Emergency Management Agency
Typically FEMA pays 75% of eligible HMGP project costs
FEMA’s Hazard Mitigation Grant Program funds mitigation projects after a presidential major disaster declaration, usually through state, tribal, territorial, or local sponsors rather than directly to homeowners. It can help pay for home elevation, retrofits, wildfire mitigation, safe rooms, and buyouts/relocations when sponsored locally.
View program - GrantOpen
FEMA Individuals and Households Program Hazard Mitigation Measures
Federal Emergency Management Agency
Additional mitigation funds tied to FEMA disaster home-repair assistance; no separate cap stated on the page
FEMA can add hazard-mitigation money to eligible disaster home-repair assistance for homeowners after certain disasters. For wildfire-damaged homes, FEMA says it may pay for vent coverings plus non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Assistance (HMA) Grants
Federal Emergency Management Agency
Varies by underlying FEMA mitigation grant program
FEMA’s Hazard Mitigation Assistance grants fund eligible projects that reduce future disaster losses. FEMA’s materials show wildfire mitigation is an eligible activity in the main HMA programs.
View program - GrantOpen
Flood Mitigation Assistance (FMA) Program
Federal Emergency Management Agency
Varies; FEMA describes it as a pre-disaster flood mitigation grant program
FEMA’s Flood Mitigation Assistance program funds measures that reduce or eliminate long-term flood damage to buildings, including homes. It is a pre-disaster grant program.
View program - LoanOpen
SBA Mitigation Assistance
U.S. Small Business Administration
Up to 20% increase on an SBA disaster loan for mitigation
The Small Business Administration lets eligible disaster loan borrowers increase their low-interest disaster loan by up to 20% to make home improvements that reduce future damage. Homeowners can use it after a declared disaster.
View program - Insurance discountOpen
Wildfire Prepared Home Program & Certification
Insurance Institute for Business & Home Safety
Discounted application fee; possible insurance-rate benefit, not a direct cash payment
Homeowners can pay for an IBHS Wildfire Prepared Home assessment and certification that may help lower insurance rates; New Mexico OSI says residents can use the certificate with insurers and can get a discounted application fee with promo code NM GRANT.
View program - Insurance discountOpen
Homeowners Insurance Required Discount for Hurricane-Resistant Shutters, Windows, and Doors
New York State Department of Financial Services
Discount amount not stated on the official page.
New York requires homeowners insurers to provide discounts for hurricane-resistant shutters, windows, and doors. The DFS page also says insurers may offer other discounts for home safety improvements that reduce losses.
View program - Insurance discountOpen
Offering of Loss Mitigation Tools and Services and Discounts for Loss Mitigation Devices and Systems
New York State Department of Financial Services
No statewide dollar amount stated; insurers are encouraged to offer free or reduced-fee tools/services and discounts.
DFS urges New York property/casualty insurers to offer free or reduced-fee loss-mitigation tools and services, and to file actuarially appropriate discounts for devices or systems that reduce losses. The circular names items like smoke alarms, sprinkler systems, fire extinguishers, and deadbolt locks.
View program - Insurance discountOpen
Homeowners Insurance Premium Discounts for Loss-Mitigation Devices and Systems
New York State Department of Financial Services
Insurer-specific discount amount not stated.
DFS says New York insurers may offer homeowners premium discounts for loss-mitigation devices and systems such as deadbolt locks, smoke alarms, fire extinguishers, sprinkler systems, and security systems. Homeowners are told to ask their insurer what savings apply.
View program - Tax creditOpenIncome restricted
Real Property Tax Credit
New York State Department of Taxation and Finance
Refundable tax credit; amount depends on tax form rules and eligibility.
New York offers a refundable income tax credit for some low-income homeowners and renters based on real property taxes, not for hardening work. It is included only because it is a statewide homeowner tax incentive, but it does not fund disaster mitigation improvements.
View program - GrantOpen
Pennsylvania Fire Company and Emergency Medical Services Grant
Office of the State Fire Commissioner
The Commonwealth gives grants to volunteer and career fire companies, EMS agencies, and rescue squads for equipment, facilities, training, and related needs. It is not a homeowner program, but it is the main statewide grant page tied to wildfire and other emergency response readiness.
View program - Free serviceOpen
Pennsylvania FAIR Plan basic fire and crime insurance availability
Pennsylvania FAIR Plan
Guaranteed availability of basic fire and crime insurance; no incentive amount stated
Pennsylvania residents are guaranteed access to basic fire and crime insurance through the Pennsylvania FAIR Plan. This is insurance availability, not a home hardening grant or rebate, but it is a statewide insurer-linked home-protection resource.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - Free serviceOpen
PSO Home Weatherization Assistance
Public Service Company of Oklahoma (Power Forward With PSO)
Free weatherization services; dollar cap not stated in the source found.
PSO offers weatherization services for qualified customers to make homes more comfortable and energy efficient, with free weatherization services mentioned in PSO’s program materials.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - Insurance discountOpen
Louisiana Wind Mitigation Incentives / Hurricane Loss Mitigation Insurance Discounts
Louisiana Department of Insurance
Insurance premium discount; amount varies
Louisiana homeowners may qualify for insurance premium discounts for making hurricane and storm mitigation improvements that comply with state code requirements. The Department of Insurance says homeowners need an assessment to document qualifying features.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Free serviceOpen
Neighborhood Energy Saver
Duke Energy
Free home energy assessment plus free installed products valued at up to $300; the page also says customers may save up to $95 on energy bills.
Duke Energy offers eligible residential customers free home energy assessments and free energy-saving products through Neighborhood Energy Saver. The event page says customers may get up to $300 in products installed for free.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpenIncome restricted
SC Safe Home Grant Program
South Carolina Department of Insurance
South Carolina’s Safe Home grant program helps eligible homeowners harden homes against hurricane and wind damage. The official notice says homeowners are responsible for costs above the grant award, but it does not give a county-specific Florence County cap on the page snippet available.
View program - Free serviceOpen
Get Alarmed, Tennessee!
Tennessee Department of Commerce and Insurance, State Fire Marshal’s Office
Free smoke alarms; carbon monoxide detectors are also included in the 2026 expansion
The State Fire Marshal’s Office gives out free smoke alarms, and now carbon monoxide detectors too, through local fire departments. It’s aimed at high-risk homes and can help homeowners in Washington County lower the chance of a deadly residential fire.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free wildfire-preparedness education and guidance; no cash amount stated
The Mississippi Forestry Commission’s Firewise program gives homeowners and community leaders wildfire-preparedness education and guidance for reducing home ignition risk. The official page describes it as a free educational program, but it does not state a cash amount.
View program - Free serviceOpenIncome restricted
Georgia Power EASE Program
Georgia Power
Free improvements; dollar cap not stated.
Georgia Power says income-qualified customers may receive free home energy-efficiency improvements through its EASE program. The official page describes it as no-cost help for eligible Georgia Power customers, but does not publish a dollar cap.
View program - LoanOpen
Title I Manufactured Home Loan Program
U.S. Department of Housing and Urban Development
Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.
HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.
View program - LoanOpen
Title I Property Improvement Loans
U.S. Department of Housing and Urban Development
No cap stated; loans over $7,500 must be secured against the property.
HUD insures private lender loans for property improvements that substantially protect or improve a home’s basic livability or utility. The page says balances over $7,500 must be secured against the subject property.
View program - Insurance discountOpen
Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page
New Mexico Office of the Superintendent of Insurance
No cash amount stated; possible insurance-rate benefit after certification
New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.
View program - LoanOpenIncome restricted
USDA Section 504 Single Family Repair Loans and Grants
USDA
Loan and/or grant funds available; no dollar cap stated.
USDA Section 504 offers loans and grants for very-low income applicants who cannot qualify for conventional bank financing. Grant funds may be used for repairs or improvements that fix identified health or safety hazards.
View program - Insurance discountOpen
Insurance Discounts and Savings for Homeowners
New York State Department of Financial Services
No fixed amount stated; savings depend on the insurer and the qualifying mitigation measure.
New York DFS says homeowners may be eligible for insurance discounts when they install risk-reducing upgrades, and insurers must provide discounts for hurricane-resistant shutters and hurricane-resistant windows and doors. The page also lists other possible savings tied to fire, theft, water, earthquake, lightning, and roof-hardening measures.
View program - Insurance discountOpen
Wildfire Prepared Home
Insurance Institute for Business & Home Safety (IBHS)
No cash amount stated; possible insurance-rate savings.
IBHS runs a homeowner-led wildfire hardening certification program that can help homeowners qualify for insurance discounts after passing an evaluation. The program is available in New Mexico and other western and southern states, but it does not provide a cash grant.
View program - GrantOpenIncome restricted
USDA Housing Repair Loans & Grants
United States Department of Agriculture Rural Development
USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.
View program - Free serviceOpen
Firewise for communities
Minnesota Department of Natural Resources
Funding opportunities and mentorship; no fixed dollar amount stated.
The Minnesota DNR provides Firewise communities with funding opportunities and mentorship for wildfire preparedness work. The page specifically says staff can help with home site assessments, mitigation projects, education, and access improvement projects.
View program - Free serviceOpen
Cherokee Nation Wildfire Prevention Program
Cherokee Nation Secretary of Natural Resources Office
Cherokee Nation provides free wildfire-prevention outreach and home-protection education on Cherokee Nation lands. The page does not list a cash grant, rebate, or dollar amount for home-hardening work.
View program - Free serviceOpen
Firewise (Mississippi Forestry Commission educational program)
Mississippi Forestry Commission
Free educational program; no cash benefit stated
The Mississippi Forestry Commission offers Firewise, a free educational program that helps homeowners and community leaders reduce wildfire risk. It teaches defensible space, fire-resistant landscaping and building choices, and home maintenance for wildfire resilience.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - GrantOpen
Community Fire Prevention Grants
Tennessee Department of Agriculture, Division of Forestry
This Division of Forestry page is the umbrella landing page for wildfire-prevention funding and technical help for communities, groups, and organizations. It points to the currently available programs, including the Hazard Mitigation and Community Education Grant and the Community Wildfire Defense Grant.
View program - Free serviceOpen
Georgia Forestry Commission pre-suppression firebreak plowing and harrowing
Georgia Forestry Commission
Paid service with posted hourly rates; minimum one hour, then billed by the hour meter
The Georgia Forestry Commission will plow pre-suppression firebreaks for landowners, which can help reduce wildfire spread around homes and property. The service is scheduled first come, first served and is charged at the agency’s posted equipment rates after the first hour.
View program - Free serviceOpen
Fort Mountain Firewise USA community
Georgia Forestry Commission
No dollar amount stated; community wildfire-risk program
Fort Mountain in Murray County is listed by the Georgia Forestry Commission as a Firewise USA community. Firewise is a homeowner/community wildfire-risk-reduction program, but the official Georgia page does not show a cash amount for residents.
View program - Free serviceOpen
Community Wildfire Protection Plan for Murray County
Georgia Forestry Commission
No homeowner funding stated; planning/resource page
The Georgia Forestry Commission hosts Murray County’s Community Wildfire Protection Plan, which is a planning and education resource for wildfire mitigation. It is not a homeowner cash program, but it can connect residents to wildfire-risk-reduction guidance.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosed
FACNM Microgrants
Fire Adapted New Mexico
Up to $2,000 per award.
Fire Adapted New Mexico offers microgrant awards of up to $2,000 for community wildfire preparedness, on-the-ground fire risk reduction, and grant proposal development. The program is for FACNM Leaders and Members, with first-time applicants and leaders getting priority.
View program - GrantClosedIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
View program - Tax creditClosed
Louisiana Fortified Roof Tax Credit
Louisiana Department of Revenue
100% of qualified roof upgrade expenses
Louisiana offers an income tax credit for 100% of qualified expenses for roofs upgraded to FORTIFIED standards. The state announced a June 30, 2026 deadline for the credit in its 2026 notice.
View program
Get matched to programs for your exact address
Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.
Create account