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Homeowners Insurance Required Discount for Hurricane-Resistant Shutters, Windows, and Doors
New York State Department of Financial Services · State program
Discount amount not stated on the official page.
New York requires homeowners insurers to provide discounts for hurricane-resistant shutters, windows, and doors. The DFS page also says insurers may offer other discounts for home safety improvements that reduce losses.
Program details
How it works
The New York State Department of Financial Services says insurers must provide discounts for hurricane-resistant shutters and hurricane-resistant windows and doors. The same page advises homeowners to ask their insurer or broker about discounts for improvements or mitigation measures installed in the home.
What the money covers
The official DFS page specifically names hurricane-resistant shutters, hurricane-resistant windows, and hurricane-resistant doors. It also says many insurers offer discounts when homeowners take steps to reduce risk, and it suggests reviewing the policy or asking the insurer or broker about available savings.
Amounts and matching
The DFS consumer page does not state a dollar amount or percentage for the required discount. It also does not give a statewide matching formula.
How to apply
The page says to let your insurer or insurance broker know about recent improvements or mitigation measures. It also says to check that the materials and installation meet the insurer’s requirements before making upgrades.
Timing and deadlines
The page does not state an application deadline or end date.
Full eligibility details
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