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Single Family Housing Disaster Assistance Fund

USDA Rural Development / Rural Housing Service · Federal program

USDA Rural Development offers grants and loans to low-income rural homeowners to repair homes damaged in certain Presidentially Declared Disaster Areas. The program is for disaster recovery, not routine upgrades, and USDA says it can help remove health and safety hazards caused by a disaster.

Last verified: July 28, 2026
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Program details

How it works

USDA Rural Development says its Single Family Housing programs, including the 502 Home Loan and 504 Home Repair programs, can help families and individuals buy, build, or repair affordable homes in rural America following a disaster.

What the money covers

USDA says the disaster assistance can help low-income recipients make essential repairs and remove health and safety hazards due to a disaster.

Amounts and matching

The official disaster-assistance page does not state a dollar limit or matching requirement.

How to apply

USDA directs homeowners to its disaster-assistance resources and related program pages. The page does not give a separate step-by-step homeowner application path for this disaster assistance fund.

Timing and deadlines

USDA says this assistance applies following a disaster and ties some communications to major disaster events, but the page does not list a universal open/close date.

Full eligibility details

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