Grants directory
South Dakota Housing Development Authority CHIP (Community Home Improvement Program)
South Dakota Housing Development Authority · State program
Low-interest loan at 2.9%; income limit 120% of median income.
South Dakota Housing Development Authority offers CHIP, a low-interest home improvement loan for low-income homeowners. The page source says it is for repairs or improvements to the home, with a 2.9% interest rate and an income limit of 120% of median income.
Program details
How it works
South Dakota Housing Development Authority’s housing assistance resource page says CHIP, the Community Home Improvement Program, is for low-income homeowners to make repairs or improvements to their home.
What the money covers
The page does not break out wildfire-specific items, but it does say the program is for home repairs or improvements.
Amounts and rates
The source excerpt states the interest rate is 2.9%.
How to apply
The page says to call for information.
Bottom line
This is a statewide home-repair financing program that could potentially be used for hardening-related repairs, but the official source excerpt does not specify wildfire mitigation features or a maximum loan amount.
Full eligibility details
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