Connecticut wildfire home hardening grants & rebates

EnergizeCT Health & Safety Revolving Loan Fund

Connecticut state energy program

$10,000 to $300,000 loan at 2.99% interest

This revolving loan fund provides financing for multifamily housing health and safety remediation that must be done with or before energy upgrades. The page says loans range from $10,000 to $300,000 at 2.99% interest for up to 20 years.

CT Electric Vehicle (EV) Charging Program

Eversource / United Illuminating

Up to $40,000 per site for Level 2; up to $250,000 per site for DCFC

This utility program offers large per-site rebates for level 2 and DC fast chargers in underserved communities. The page lists maximum rebates of $40,000 for level 2 chargers and $250,000 for DCFC installations.

Smart-E Loans

Connecticut Green Bank / EnergizeCT

$500 to $40,000 loan; summer special rates listed

Smart-E Loans provide $500 to $40,000 financing for eligible energy-efficiency improvements, with special lower rates listed for certain summer offers. The page says the loans can be added to a monthly electric bill.

Landlord Loan

Connecticut state energy program

$3,000 to $40,000 loan at 4.49% to 6.99%

The Landlord Loan offers $3,000 to $40,000 in financing for qualified improvements that make rental property more weather-tight and energy efficient. The page says owners of single- or 2–4 family homes can apply.

Connecticut Residential Energy Preparation Services (REPS)

Connecticut Department of Energy and Environmental Protection (DEEP)

Up to $31,400 per unit for LIHEAP-eligible customers; up to $16,400 for others

DEEP helps income-eligible Connecticut households remove health and safety barriers so they can receive weatherization and energy-efficiency upgrades. It can pay up to $31,400 per unit for households eligible for LIHEAP funds, or up to $16,400 for others.

Historic Homes Rehabilitation Tax Credit

Connecticut Department of Economic and Community Development

30% of eligible rehab costs, up to $30,000

Connecticut homeowners who rehab a qualifying historic home can get a state tax credit worth 30% of eligible costs, up to $30,000. It is a general rehabilitation incentive, not a wildfire-specific program.

Energy Conservation Loan

Connecticut state energy program

$400 to $25,000 loan over 10 years

Connecticut offers below-market emergency loans for non-working heating systems and leaking roofs, with loan amounts from $400 to $25,000 over 10 years. The page says applicants must be ineligible for other loan programs first.

New Start (Eversource)

Eversource

Up to $20,000 annually forgiven

Eversource’s New Start helps eliminate outstanding balances while customers make on-time monthly payments. The page says up to $20,000 annually can be forgiven through the program.

EnergizeCT Heat Loan Program

Connecticut Green Bank / EnergizeCT

Up to $15,000 at 0.99% APR

The EnergizeCT Heat Loan offers 0.99% APR financing up to $15,000 for new energy-efficiency heating systems. The page says it can be added to the electric bill.

Community Energy Boost Grant

Energize Connecticut Sponsors

Up to $5,000 per eligible community-led initiative

Energize Connecticut sponsors are offering grants of up to $5,000 for community-led outreach that increases participation in energy efficiency programs across Connecticut. Applications are open on a rolling basis through 2026-10-01.

Micro Loan

Connecticut state energy program

$500 to $3,000 loan at 0% interest for 3 years

The Micro Loan offers 0% interest financing for three years on loans from $500 to $3,000 for energy improvements. The page says the work must be recommended through HES, and some HES-IE customers may qualify for additional work in the loan.

CHEAPR E-bike Incentive Program

Connecticut state program

Up to $1,500 point-of-sale incentive

Connecticut’s e-bike incentive program offers point-of-sale incentives of up to $1,500 for new eligible e-bikes. The page says all residents 18 and older qualify for the standard voucher, with a stronger Voucher+ for certain income or community criteria.

Property tax exemption for totally disabled homeowners

Connecticut Office of Policy and Management

Up to $1,000 exemption per person

Connecticut provides a statewide property tax exemption of up to $1,000 for homeowners who are permanently and totally disabled. This is tax relief, not a home-hardening grant.

Connecticut Energy Assistance Program (CEAP)

Connecticut state energy assistance program

Typical benefits range from $100 to $600

CEAP helps Connecticut residents pay to heat their homes, with benefits paid directly to utilities or fuel suppliers. The page says typical benefits range from $100 to $600.

Affordable Connectivity Program

Federal program

Up to $30/month broadband discount; up to $75/month on tribal land; up to $100 device discount

The Affordable Connectivity Program provides monthly broadband discounts and a one-time device discount for eligible households. The page says income-eligible households can get up to $30 per month, or up to $75 on tribal land, plus up to $100 for a device.

Hazard Mitigation Grant Program (HMGP)

Connecticut Division of Emergency Management and Homeland Security (DEMHS); federally administered by FEMA

Connecticut’s HMGP is a mitigation grant program that can fund projects that reduce future disaster damage, including some homeowner projects routed through a municipality. Homeowners do not apply directly; the municipality applies on their behalf.

Connecticut State Law Premium Discount for Permanent Storm Shutters or Impact-Resistant Glass

Connecticut General Assembly / Connecticut Insurance Department oversight

Premium discount; amount not stated on the excerpted statute page

State law provides a homeowners insurance premium discount when a policyholder installs permanent storm shutters or impact-resistant glass. The statute requires the discount, but the exact discount amount is not stated on the statute page excerpt.

Connecticut Insurance Department guidance on insurer-offered mitigation services and programs

Connecticut Insurance Department

Connecticut allows insurers to offer homeowners loss-mitigation services and programs at no charge or at a discount, including fire-prevention-type services and connected devices. This is guidance enabling insurer programs rather than a single statewide cash grant.

FEMA Hazard Mitigation Grant Programs in Connecticut

Connecticut Division of Emergency Management and Homeland Security (DEMHS)

No homeowner amount stated; this is a community grant process.

Connecticut DEMHS administers the state hazard mitigation process for FEMA mitigation grants that fund projects to reduce disaster damage. The official page says the application period is open, but it is a program for communities and other eligible entities rather than direct homeowner checks.

FEMA Building Resilient Infrastructure and Communities (BRIC) in Connecticut

Connecticut Division of Emergency Management and Homeland Security (DEMHS)

No homeowner amount stated; the page describes a competitive project grant program.

Connecticut DEMHS solicits and applies for FEMA BRIC funding, which pays for mitigation projects that reduce future disaster risk. It is statewide, but the official page describes a competitive public-entity program rather than a direct homeowner grant.

Weatherization Assistance Program

Connecticut Department of Energy and Environmental Protection, in partnership with Community Renewal Team for Hartford County

No-cost weatherization and home-improvement measures; no per-home cap stated.

Income-eligible households in Hartford County can get no-cost weatherization and home-improvement measures through Connecticut’s Weatherization Assistance Program. The state says the program addresses weatherization and health-and-safety issues for low-income residents.

Home Energy Solutions – Income Eligible

Energize Connecticut / Connecticut utilities

No-cost assessment and improvements; no dollar cap stated.

Income-eligible Connecticut households can receive a no-cost home energy assessment and weatherization-style improvements through Home Energy Solutions – Income Eligible. The state says it may include insulation, windows, or heating and cooling systems.

Weatherization Assistance Program (WAP)

Connecticut Department of Energy and Environmental Protection / Energize Connecticut program sponsors

No-cost service; no cash amount stated

WAP provides no-cost retrofits and home improvement measures to reduce energy-related home fuel costs and fuel use. The page says it is available to households below 60% of State Median Income.

Operation Fuel

Operation Fuel

One-time annual grant; dollar amount not stated

Operation Fuel provides a one-time annual grant to help pay for household energy needs such as deliverable fuel oil, natural gas, electricity, kerosene, wood, propane, and pellets. The page says household income must be less than 75% of State Median Income.

Eversource Matching Payment Program

Eversource

Matches customer payment plus CEAP assistance

Eversource will match a customer’s payment plus the energy assistance credited to the account. The page says customers must receive energy assistance from CEAP.

Bill Forgiveness Plan (UI)

United Illuminating

100% dollar match of payments made; 12-month forgiveness period

United Illuminating’s Bill Forgiveness Plan helps reduce or eliminate past-due balances. The page says it is a 12-month program with a 100% dollar match of payments made until the balance reaches zero.

UI Matching Payment Program

United Illuminating

Utility matches customer payments to past-due electric bill

UI will match customer payments toward outstanding past-due electric bills. The page says customers must have electric service as their primary heat source and income below 60% of SMI.

Improving Multifamily Efficiency (LIME)

Connecticut state energy program

5- to 20-year loan at 5.00% to 6.99%

LIME provides 5- to 20-year financing for multifamily owners to improve energy efficiency, economics, and health and safety. The page says it applies to market-rate or affordable multifamily properties with 5 or more units.

Connecticut Property Assessed Clean Energy (C-PACE)

Connecticut Green Bank

Affordable long-term financing for qualifying upgrades

C-PACE offers long-term financing for qualifying clean energy and energy-efficiency upgrades that can lower energy costs and improve building comfort. The page says it is for building owners and almost every type of commercial property.

EnergizeCT Rebates

Connecticut utility companies / Energize Connecticut

Rebates available on a wide range of measures

EnergizeCT offers rebates on a wide range of energy-efficient measures for residential electric service customers. The page notes these rebates do not specifically target low- and moderate-income households.

Connecticut Residential Renewable Energy Solutions (RRES)

Connecticut energy program sponsors

Fixed 20-year solar incentive price; low-income adder $0.025/kWh

RRES lets residential solar systems sell energy and renewable energy credits at a fixed 20-year price under two incentive structures. The page also lists low-income and distressed-municipality adders, including a $0.025/kWh low-income adder.

Shared Clean Energy Facilities (SCEF) Program

Connecticut energy program sponsors

Monthly bill credit from shared clean energy subscriptions

SCEF gives subscribers a credit on their monthly bill from shared renewable energy projects. The page says low-income customers and moderate-income customers can participate, with most customers auto-enrolled and others able to apply after the opt-out phase.

Shared Clean Energy Facility (SCEF) Pilot Program

Connecticut energy program sponsors

Monthly bill credit from shared clean energy subscriptions

This two-year pilot supports shared clean energy facilities and gives subscribers bill credits. The page says eligibility depends on household income or a qualifying multifamily building setup.

Energy Storage Solutions

Eversource / United Illuminating

Up to $400/kWh for low-income households; $300/kWh for underserved communities

Energy Storage Solutions provides upfront discounts for home or business battery storage, with up to $400 per kWh for low-income households. The page says customers can be verified by approved partners such as the Green Bank or Operation Fuel.

CT Children’s Healthy Homes Program

Connecticut Children’s

No cash amount stated

CT Children’s Healthy Homes Program helps address housing-related health hazards such as lead-based paint, mold, asbestos, and injury risks. The page says to call 860-837-6234 or use the online form.

Lead Poisoning Prevention and Control Program

Connecticut Department of Public Health

No cash amount stated

This state program promotes lead poisoning prevention and wellness through education and related activities. The page gives no cash amount and says to contact DPH for more information.

Home Electrification and Appliance Rebate Program

Connecticut energy program in development

Up to $14,000; 50% or 100% of project cost depending on income

This in-development rebate program would offer point-of-sale rebates for home electrification upgrades, with up to $14,000 available. The page says income-eligible households could receive a full-cost rebate in some cases.

Home Efficiency Rebate Program

Connecticut energy program in development

$4,000 to $8,000 maximum rebate

This in-development rebate program would provide energy performance-based rebates between $4,000 and $8,000. The page says the maximum rebate is available to households with income less than 80% AMI.

CT Broadband Infrastructure Programs

Connecticut state broadband grant programs

Connecticut’s broadband infrastructure grant programs are in development and intended to connect residences and businesses to broadband service. The page does not state an amount or eligibility details.

CT Broadband Infrastructure Programs

Connecticut state broadband grant programs

Connecticut’s broadband infrastructure grant programs are in development and intended to connect residences and businesses to broadband service. The page does not state an amount or eligibility details.

Residential Energy Preparation Services

Connecticut Department of Energy and Environmental Protection (DEEP), energy conservation and load management program delivery

Connecticut offers free barrier-mitigation work for income-eligible households that were deferred by weatherization programs. The service removes barriers so the home can later receive energy efficiency improvements.

Residential Energy Preparation Services

Connecticut Department of Energy and Environmental Protection (DEEP), energy conservation and load management program delivery

Connecticut offers free barrier-mitigation work for income-eligible households that were deferred by weatherization programs. The service removes barriers so the home can later receive energy efficiency improvements.

Low-income discount rate (LIDR)

Connecticut utility companies

10% discount (Tier 1) or 50% discount (Tier 2)

LIDR is a two-tier utility discount rate: 10% for Tier 1 and 50% for Tier 2. The page says Tier 1 is based on income up to 60% of SMI and Tier 2 is based on income up to 160% of the federal poverty guideline.

Connecticut Severe Weather Mitigation and Resiliency Advisory Council recommendations report

Connecticut Insurance Department / State of Connecticut advisory council

This is not a homeowner grant program by itself; it is a state report that discusses mitigation, home hardening, and wildfire-related ideas. I am including it only because it is a current official state document, but it does not appear to be an active homeowner funding program.

Connecticut Climate Resilience Fund (DCRF)

Connecticut Department of Energy and Environmental Protection (DEEP)

State grants go to project sponsors; the official page does not give a per-homeowner amount.

DEEP’s Climate Resilience Fund provides state grants for planning, design, and matching construction funds that help communities protect homes and other assets from flooding, extreme heat, wind, and other hazards. It is not a homeowner direct-pay program, but it can fund local projects that harden residential areas.

Connecticut Severe Weather Mitigation and Resiliency Advisory Council recommendations report

Connecticut Insurance Department / State of Connecticut advisory council

This is not a homeowner grant program by itself; it is a state report that discusses mitigation, home hardening, and wildfire-related ideas. I am including it only because it is a current official state document, but it does not appear to be an active homeowner funding program.

Connecticut Climate Resilience Fund (DCRF)

Connecticut Department of Energy and Environmental Protection (DEEP)

State grants go to project sponsors; the official page does not give a per-homeowner amount.

DEEP’s Climate Resilience Fund provides state grants for planning, design, and matching construction funds that help communities protect homes and other assets from flooding, extreme heat, wind, and other hazards. It is not a homeowner direct-pay program, but it can fund local projects that harden residential areas.

Low-income discount rate (LIDR)

Connecticut utility companies

10% discount (Tier 1) or 50% discount (Tier 2)

LIDR is a two-tier utility discount rate: 10% for Tier 1 and 50% for Tier 2. The page says Tier 1 is based on income up to 60% of SMI and Tier 2 is based on income up to 160% of the federal poverty guideline.

Connecticut Hydrogen and Electric Automobile Purchase Rebate (CHEAPR)

Connecticut state program

$2,250 to $9,500 depending on vehicle type and rebate combination

CHEAPR provides purchase or lease incentives for eligible vehicles bought from licensed Connecticut dealers. The page says standard rebates currently range from $2,250 to $9,500 depending on vehicle type and program combination.

CHEAPR Rebate+

Connecticut state program

$1,125 to $9,500 depending on vehicle type and new/used status

CHEAPR Rebate+ offers higher purchase incentives for qualified individuals buying new or used electric vehicles. The page lists rebates from $1,125 to $9,500 and says used-car sales must not be private sales.

Volunteer Fire Assistance (VFA) Grants

Connecticut Department of Energy and Environmental Protection (DEEP)

Up to $2,500; 50% reimbursable matching grant

DEEP awarded 2023 Volunteer Fire Assistance grants to 46 local volunteer fire departments in Connecticut, with awards generally capped at $2,500. The grants reimburse up to 50% of eligible fire department costs to improve firefighting capability and wildfire preparedness.

Statewide property tax relief for homeowners who are elderly or disabled

Connecticut Office of Policy and Management

Up to $1,250 for married couples; up to $1,000 for single persons

Connecticut offers a statewide property tax credit for qualifying homeowners who are elderly or totally disabled. This helps lower the cost of owning a home, but it is not a home-hardening program.

Resilient Forestry Practices Grant

Connecticut Department of Energy and Environmental Protection (DEEP) Urban and Community Forestry Program

$1 million available statewide for eligible rural community projects; no per-homeowner amount stated.

DEEP’s Urban and Community Forestry Program offers grants for resilient forestry practices that improve landscape health and resilience. The official page says the program has $1 million available for rural communities, which can support vegetation work relevant to wildfire risk reduction.