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Micro Loan

Connecticut state energy program · State program

$500 to $3,000 loan at 0% interest for 3 years

The Micro Loan offers 0% interest financing for three years on loans from $500 to $3,000 for energy improvements. The page says the work must be recommended through HES, and some HES-IE customers may qualify for additional work in the loan.

Last verified: August 18, 2026
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Program details

How it works

The Micro Loan is a 0% interest loan with a 3-year repayment term. The page says it can be used for energy-related improvements such as insulation, heat pumps, and hot water heaters.

What the money covers

Examples listed on the page include:

  • insulation
  • heat pumps
  • hot water heaters

The page also says HES-IE customers may qualify for additional work to be included in the loan.

Amounts and terms

  • Loan amount: $500 to $3,000
  • Interest rate: 0%
  • Repayment term: 3 years
  • Loan payments can be made through the utility bill

How to apply

The page says the application is online.

Timing and deadlines

No deadline is stated.

Notes for homeowners

This is a small home-improvement loan for efficiency work rather than a grant.

Full eligibility details

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