Grants directory

Insurance discountOpen

Connecticut Insurance Department guidance on insurer-offered mitigation services and programs

Connecticut Insurance Department · State program

Connecticut allows insurers to offer homeowners loss-mitigation services and programs at no charge or at a discount, including fire-prevention-type services and connected devices. This is guidance enabling insurer programs rather than a single statewide cash grant.

Last verified: July 28, 2026
Visit official program page

Program details

How it works

The bulletin says insurers, health care centers, and fraternal benefit societies may provide or offer value-added services and programs for loss mitigation and rate or claim reduction without violating state insurance statutes, so long as the services are offered at no additional charge or at a discounted price.

What the money covers

The bulletin gives examples such as leak prevention systems, telematics devices, home sensors, fire prevention services, biometric wearables, and other connected devices.

What a homeowner should expect

This is not a single state rebate check. It is a state permission rule that can support insurer-sponsored mitigation perks or discounts.

Timing and deadlines

No deadline is stated; availability depends on whether an insurer chooses to offer a qualifying program.

Full eligibility details

Create a free account to see full eligibility, get matched to your address, and get application help.

Create account

Get matched to programs for your exact address

Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.

Create account