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Connecticut Insurance Department guidance on insurer-offered mitigation services and programs
Connecticut Insurance Department · State program
Connecticut allows insurers to offer homeowners loss-mitigation services and programs at no charge or at a discount, including fire-prevention-type services and connected devices. This is guidance enabling insurer programs rather than a single statewide cash grant.
Program details
How it works
The bulletin says insurers, health care centers, and fraternal benefit societies may provide or offer value-added services and programs for loss mitigation and rate or claim reduction without violating state insurance statutes, so long as the services are offered at no additional charge or at a discounted price.
What the money covers
The bulletin gives examples such as leak prevention systems, telematics devices, home sensors, fire prevention services, biometric wearables, and other connected devices.
What a homeowner should expect
This is not a single state rebate check. It is a state permission rule that can support insurer-sponsored mitigation perks or discounts.
Timing and deadlines
No deadline is stated; availability depends on whether an insurer chooses to offer a qualifying program.
Full eligibility details
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