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Smart-E Loans

Connecticut Green Bank / EnergizeCT · State program

$500 to $40,000 loan; summer special rates listed

Smart-E Loans provide $500 to $40,000 financing for eligible energy-efficiency improvements, with special lower rates listed for certain summer offers. The page says the loans can be added to a monthly electric bill.

Last verified: August 18, 2026
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Program details

How it works

Smart-E Loans are financing for eligible efficiency improvements. The page says the loans can be added to the monthly electric bill.

What the money covers

The page describes the loans as covering eligible energy-efficiency improvements.

Amounts and terms

  • Loan amount: $500 to $40,000
  • Loans can be added to the monthly electric bill
  • Summer special rates listed on the page:
    • 2.99% or 1.99% for battery storage
    • 2.99% or 1.99% for EV charging equipment
    • 2.99% or 1.99% for heat pumps
    • 2.99% or 1.99% for heat pump water heaters

How to apply

The page says to find a Smart-E Contractor and a Smart-E Lender.

Timing and deadlines

The page mentions a summer special offer but does not give dates.

Notes for homeowners

This is a broad efficiency loan, not a direct grant.

Full eligibility details

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