For Home Sellers
An Uninsurable Home Is a Hard Home to Sell.
Deals die when buyers can’t bind insurance. In wildfire zones, your home’s insurability is part of its value—prepare it before you list, clear defensible-space disclosure requirements early, and hand the next owner a documented, coverable home.
Get My ScoreWhat kills sales in wildfire zones
Buyers’ insurance quotes come back sky-high—or not at all—right before closing
In High/Very High fire zones, California law (AB 38 / Civil Code §1102.19) requires sellers to provide defensible-space compliance documentation—or a written agreement that the buyer will obtain it within a year of closing
Inspection-period surprises become price reductions and credits
Homes that linger get stigmatized, especially after local fire activity
List a home buyers can actually insure
Pre-listing hardening is one of the few improvements that removes a closing risk, satisfies legal requirements, and adds a marketable selling point all at once.
Clear the AB 38 hurdle early
Request the local or CAL FIRE defensible-space inspection before listing, fix gaps while you still control the timeline, and avoid a last-minute buyer agreement that shifts risk mid-escrow.
A 90/60/30-day plan
A sequenced pre-listing action plan: highest-impact hardening first, verification and documentation as you approach list day.
A record that transfers
Your home’s Cindera Score and verified hardening history transfer to the buyer—a concrete answer to their insurance question.
Stand out in a risk-aware market
“Wildfire-hardened, documented, and insurable” is a differentiator buyers and their agents understand immediately.
How Cindera works
Enter your address
Get your starting Cindera Score in minutes.
Work your action plan
DIY or vetted vendors—upload photo proof as you go.
Unlock the payoffs
Grants, matching dollars, and better insurance options.
Maintain your score
Stay protected year-round with scheduled reminders.
Frequently asked questions
Listing soon? Check your home first
See your score, your defensible-space / AB 38 readiness, and your pre-listing action plan.
Get My Score