For High-Risk Area Homeowners
High Wildfire Risk Doesn’t Have to Mean Uninsurable.
Carriers aren’t judging your ZIP code alone—they’re judging your property. Cindera shows you exactly what your home needs to qualify, helps you get it done, and proves it to insurers.
Get My ScoreSound familiar?
Non-renewal notices after years with the same carrier
Quote after quote declined because of your home’s wildfire risk score
Buying a home and discovering no carrier will bind coverage
No one can tell you what would actually change the answer
How Cindera changes the answer
California’s Safer From Wildfires framework means carriers must account for property-level mitigation. The work you do—when verified—changes how your home is priced and whether it qualifies.
A score insurers understand
Your dynamic Cindera Score reflects your home’s current wildfire readiness—and shows the exact gap between you and coverage.
The right upgrades, in the right order
Embers cause the vast majority of home losses. We prioritize vents, roof, Zone 0, and defensible space—the changes carriers weight most.
Grants that help pay for it
Cindera matches your address to grants, rebates, and city or fire-district matching dollars so you don’t pay full price.
Verified proof, not promises
Photo and video evidence with timestamps and location data—documentation carriers can trust at underwriting time.
How Cindera works
Enter your address
Get your starting Cindera Score in minutes.
Work your action plan
DIY or vetted vendors—upload photo proof as you go.
Unlock the payoffs
Grants, matching dollars, and better insurance options.
Maintain your score
Stay protected year-round with scheduled reminders.
Frequently asked questions
Find out what your home needs to qualify
Get your starting Cindera Score and a personalized action plan.
Get My Score