Southern Housing Region Program

How it works

The Southern Housing Region has a Community Development Block Grant for housing rehabilitation. The funds are loaned at 0% interest to eligible households for home repairs, and applications are accepted first come, first serve. There is no cost to apply, and the county says all information submitted is strictly confidential. Before applying, homeowners are told to contact MSA Professional Services at 1-800-552-6330 to verify that funds are still available.

What the money covers

For homeowners, the program provides a 0% interest, deferred-payment loan for home repairs. The county lists these types of repairs as eligible:

• Handicap accessibility
• Replace windows and doors
• Roofing
• Electrical updates
• Connect water and sewer lines
• Siding and porch repairs
• Repair/replace heating systems, water heaters, and plumbing systems

The county also says manufactured home repairs are available for owner-occupants to address health and safety issues, improve energy efficiency, and complete accessibility work that allows the homeowner to remain safely in the home.

Amounts and repayment

The official page does not state a maximum dollar amount. The loan is deferred payment, meaning it is repaid when the homeowner sells the house or no longer lives there.

Timing and availability

Applications are accepted on a first-come, first-serve basis. The page does not list an opening or closing date, so current availability is best confirmed before applying.

Geographic coverage

Eligible counties include Columbia, Dodge, Jefferson, Kenosha, Ozaukee, Racine, Rock, Sauk, Walworth, and Washington. The page also notes that Racine, Beloit, Janesville, and Kenosha are not eligible entitlement communities.