Sauk County Community Development Block Grant for Housing Rehabilitation

How it works

Sauk County says it has a Community Development Block Grant for Housing Rehabilitation that offers 0% interest loans to eligible households for home repairs. For homeowners, the loan is deferred: you do not pay it back until you sell the house or no longer live there.

What the money covers

The official page lists these eligible repair categories for homeowners:

• Handicap accessibility
• Electrical upgrades
• Replace windows and doors
• Connect water and sewer lines
• Roofing
• Painting, siding, porch repairs
• Repair or replace heating systems, water heaters, and plumbing systems
• Other general improvements

The county also says eligible work is determined by the initial housing quality standards inspection. The page does not say the program is limited to disaster hardening, but some listed repairs overlap with home hardening work such as roofing, windows, and doors.

Amounts and matching

The page does not state a dollar maximum. It says the loans are 0% interest. It also says there are loan-related fees: a $50-$100 title search fee, a $30 mortgage recording fee, and $525 in project review fees, and that these fees are included in the loan.

How to apply

Applications are accepted first come, first served. There is no cost to apply and the information submitted is confidential. The page says there is currently a lengthy waiting list, but households may place their name on the list by contacting the program office.

Timing and deadlines

The page does not give a closing date. It says funds are released as they become available and households are contacted in order from the list.