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Rock County Housing Programs – Home Owner Rehab Program

City of Edgerton / Rock County Housing Programs · City program

0% interest deferred-payment loan; no maximum dollar amount is stated on the reviewed page.

Rock County Housing Programs offer eligible homeowners a 0% interest deferred-payment loan for home repairs. The city page says the loan can cover repairs like windows and doors, roofing, siding, porch repairs, and heating/plumbing systems, but it does not list a dollar cap on the official page we found.

Last verified: August 15, 2026
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Program details

How it works

The City of Edgerton’s housing page presents a Rock County Housing Programs homeowner repair loan. The page says funds will be lent to eligible households for home repairs and that the loan is 0% interest with deferred payments, meaning you do not repay until you sell the home or no longer live there.

What the money covers

The page lists the following eligible repairs:

  • Handicap accessibility improvements
  • Replacement of windows and doors
  • Roofing
  • Electrical upgrades
  • Connection to water and sewer lines
  • Painting
  • Siding
  • Porch repairs
  • Repair or replacement of heating systems, water heaters, and plumbing systems

Amounts and matching

The page does not state a maximum dollar amount, matching requirement, or grant portion. It does say that after 30 years, the loan will be reviewed with the possibility of extending it for another 30 years.

How to apply

The page says there is no cost to fill out an application and that all information submitted is strictly confidential. It directs applicants to contact Kari Justmann at the Housing Program Office or pick up an application at City Hall.

Timing and deadlines

The page does not give a closing date or application deadline on the official page reviewed.

Important homeowner note

This is a general home repair loan program, not a wildfire-only program. Still, some covered items such as roofing, windows, doors, siding, and porch repairs can overlap with home hardening work.

Full eligibility details

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