Northeast Wisconsin Region Revolving Loan Fund Program (CDBG RLF)

How it works

The City of Manitowoc says this is the Northeast Wisconsin Region Revolving Loan Fund Program (CDBG RLF), made available through Community Development Block Grant revolving loan funds. It provides 0% interest loans for home repairs to income-eligible households.

Applications are accepted on a first-come, first-served basis. There is no cost to fill out an application, and all information submitted is strictly confidential.

For homeowners, the loan is a deferred payment loan: you do not repay it until you sell the house or no longer live there.

The page also notes a separate option for landlords who rent to low- to moderate-income tenants: installment loans with monthly payments. The page says to contact the program administrator for more details.

What the money covers

Eligible work for each project is determined by an initial Housing Quality Standards (HQS) inspection. The page lists these repair and improvement categories:

• Connect water and sewer lines
• Electrical upgrades
• Handicap accessibility
• Painting, siding, porch repairs
• Plumbing
• Repair or replace heating systems, water heaters, and plumbing systems
• Replace windows and doors
• Roofing
• Other general improvements

Amounts and matching

The page does not state a maximum loan amount, a minimum amount, or any matching requirement.

How to apply

If you have questions or want to begin the application process, contact the program office listed on the page. The page provides email and phone contact information for Todd Mead and Shelly Ness.

Timing and deadlines

Applications are accepted on a first-come, first-served basis. The page does not state an opening date, closing date, or deadline.