Neighborhood Improvement Project (NIP)

How it works

The Neighborhood Improvement Project (NIP) assists eligible owner-occupants in repairing their homes. The city says repairs are based on municipal building code violations, lead hazard reduction, and health and safety concerns. A city inspector determines the type and quantity of repairs.

This is not a do-it-yourself remodeling program. Repairs are performed professionally by agencies contracted to meet city code requirements.

Amounts and repayment

The page describes NIP as a forgivable loan program for low-income homeowners. Successful applicants do not have to pay back the loan if they live in their homes for five years after being accepted into the program.

What the money covers

The city states that repairs are based on code violations, lead hazard reduction, and health and safety concerns. The page does not provide a fixed dollar cap in the visible text provided.

Timing and usage limits

• The program may be used one time only.
• If you have received previous service through NIP or another federally funded city home repair/home loan program, you may not be eligible.

How to apply

The page directs interested homeowners to the city’s NIP information and FAQ materials, and provides the Neighborhood Improvement Development Corporation contact number.