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Manitowoc County Habitat for Humanity Home Repair Program

Manitowoc County Habitat for Humanity · Nonprofit program

0% interest loan; amount not stated

Manitowoc County Habitat for Humanity offers 0% interest home-repair loans for low-income homeowners in Manitowoc County. It focuses on small exterior repairs that help people stay safely in their homes.

Last verified: September 11, 2026

Program details

How it works

Habitat says its Home Repair Program focuses on high-impact, volunteer-friendly exterior construction projects that improve neighborhoods and help low-income homeowners stay in their homes with improved comfort and safety.

The program is not free. Habitat provides a 0% interest loan for the cost of repair materials and any paid labor. Homeowners are expected to spend sweat-equity hours helping with repairs if they are physically able.

Projects are selected based on need and are intended to be completed in one or two days.

What the money covers

The official page lists these examples of help:

  • Fixing a porch
  • Building a wheelchair ramp
  • Repairing steps
  • External weatherization, such as caulking windows
  • External painting
  • Limited landscaping when it affects structures or safety

Amounts and matching

The page does not give a dollar cap. It does say Habitat finances repair materials and paid labor at 0% interest.

How to apply

If you think you qualify, the next step is to complete and submit an application.

Timing and deadlines

No deadlines are stated on the page.

Full eligibility details

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