Housing Rehabilitation Program (Chippewa County Housing Authority / CDBG Home Repair Loans)

How it works

The Housing Rehabilitation Program is a loan program designed to assist low- and moderate-income households with repairs to their homes. Funds are also available for rental properties in Chippewa County if the landlord is willing to rent to low- and moderate-income tenants. The loan is secured by a mortgage.

Owner-occupied property loans are offered at 0% interest, and payments are deferred until you no longer own or occupy the home as your primary residence. Grants are provided for the eligible remediation of lead hazards in homes built before 1978.

What the money covers

Funds are available for necessary home repairs such as:

• Plumbing
• Electrical
• Heating
• Insulation
• Doors and windows
• Roofing
• Foundations
• Siding
• Wells/septic systems
• City water/sewer connections
• Accessibility improvement

Amounts and matching

No loan will exceed $100,000. Exceptions will be considered for emergency repairs and/or the remediation of lead-based paint hazards that exceed the funding limit.

How to apply

Applications can be completed online through the Online Application Portal. For more information, the office can be reached by email or at 715-726-7933.

Timing and deadlines

The page does not list an application deadline or closing date.

What is not covered

Funds cannot be used to:

• Pay for work completed prior to loan approval
• Remodel or redecorate
• Install luxury items such as patio doors, bow windows, decks, landscaping, etc.
• Build new construction