City of Manitowoc Community Development Block Grant (CDBG) Loan Program

How it works

The City of Manitowoc says this is a Community Development Block Grant Revolving Loan Fund program that provides 0% interest loans for home repairs. Applications are accepted first come, first served, there is no cost to apply, and the information you submit is strictly confidential.

For homeowners, the loan is deferred: you do not repay it until you sell the house or no longer live there.

What the money covers

Eligible work is determined by an initial Housing Quality Standards (HQS) inspection. The city lists these repair types:

• Connect water and sewer lines
• Electrical upgrades
• Handicap accessibility
• Painting, siding, porch repairs
• Plumbing
• Repair or replace heating systems, water heaters, and plumbing systems
• Replace windows and doors
• Roofing
• Other general improvements

Amounts and matching

The official page does not state a maximum loan amount or matching requirement.

How to apply

The page says to contact the program staff to begin the application process. Contact information is listed on the city page.

Timing and deadlines

Applications are accepted on a first-come, first-served basis. The page does not state an opening or closing date.