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City of Kenosha TID Rehabilitation Loan Program

City of Kenosha Department of City Development · City program

Up to $20,000 deferred loan at 1.5% or 3.5% interest.

The City of Kenosha offers up to $20,000 in deferred rehabilitation loans for owner-occupied homes in the TID service area. Interest is 1.5% or 3.5% depending on income, and repayment is deferred until you move out or sell.

Last verified: August 15, 2026
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Program details

How it works

The TID Rehabilitation Loan Program helps homeowners in the City of Kenosha’s Tax Increment District (TID) service area rehabilitate their homes. The loan is made through State Bank of the Lakes.

What the money covers

The flyer does not give a narrow repair list on the lines reviewed, but it clearly frames the loan as home rehabilitation financing for eligible repairs in the TID service area.

Amounts and repayment

  • Loan amount limit: $20,000
  • 20-year loans at 1.5% interest for households below 120% of county median income
  • 15-year loans at 3.5% interest for households above 120% of county median income
  • No payments are required while the applicant resides in the home
  • The loan is repaid when the applicant sells, leases, rents, or otherwise no longer resides at the property
  • A 3% servicing fee is added at repayment

How to apply

The program is administered by the City of Kenosha Department of City Development. The flyer provides contact information but not a full application checklist in the material reviewed.

Timing and limits

The flyer requires repair orders or an insurance cancellation notice.

Full eligibility details

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