Grants directory
City of Kenosha Housing Rehabilitation Loan Program (HOME)
City of Kenosha Department of City Development · City program
Deferred mortgage loan limited to home equity; no single dollar cap stated on the flyer excerpt.
The City of Kenosha offers deferred mortgage loans for eligible owner-occupied homes citywide. The loan is limited by home equity and can be used for code repairs and certain accessibility or lead-hazard work.
Program details
How it works
The City of Kenosha Housing Rehabilitation Loan Program uses HOME funds to provide a deferred mortgage loan for house rehabilitation. No loan payments are required while the applicant resides in the house, and the loan is repaid when the applicant sells or no longer resides in the house.
What the money covers
The flyer lists eligible repairs as:
- Property Maintenance Code violations
- ADA modifications
- Lead paint stabilization/abatement
The flyer also says interior and exterior inspections are required, and a lead paint inspection is required.
Amounts and repayment
- The loan is limited to the homeowner’s equity in the house, less existing mortgages.
- No payments while the applicant resides there.
How to apply
The Department of City Development administers the program and provides contact information on the flyer.
Timing and limits
The flyer requires insurance, current mortgage payments, current property taxes, and a minimum 600 credit score.
Full eligibility details
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