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Home Repair Loans and Grants

USDA Rural Development · Federal program

Loans up to $40,000; grants up to $10,000 for applicants age 62+.

USDA Rural Development offers very low-income home repair loans and grants for eligible rural homeowners and mobile home owners in approved parks. Loans can go up to $40,000, and eligible applicants age 62 or older may receive grants up to $10,000 for health, safety, and accessibility work.

Last verified: September 8, 2026

Program details

How it works

The Vermont Agency of Commerce and Community Development lists USDA Rural Development home repair loans and grants as a statewide resource for rural homeowners and mobile home owners in approved parks in Vermont and New Hampshire.

The page says USDA-RD offers very low-income housing repair loans and grants. It distinguishes between loans and grants, with grants available to certain older applicants.

What the money covers

The page says the loans can be used for home improvement and modernization, and for health and safety repairs. It also says grants can be used for health, safety, and accessibility modifications for household members with disabilities.

Amounts and matching

The page states that loans can be up to $40,000 for eligible applicants. It also states that grants of up to $10,000 are available to eligible applicants who are 62 and older. No matching requirement is mentioned.

How to apply

The page does not provide a direct application link or deadline.

Timing and deadlines

No start or end dates are listed on the page.

Full eligibility details

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