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Home Energy Loans

Efficiency Vermont · Utility program

0% interest financing for low- and moderate-income households; low rates for incomes over $90,000.

Efficiency Vermont offers 0% interest home energy loans for weatherization and heating projects, and the loans can also include related health and safety measures and repairs up to 50% of the total loan amount. Lower rates are available for incomes over $90,000.

Last verified: September 8, 2026

Program details

How it works

The Vermont Agency of Commerce and Community Development lists Efficiency Vermont's Home Energy Loans as a statewide financing option for weatherization and heating projects. The page says the loans are available through the Home Energy Loans program.

The page states that the loans can also include any health and safety measures and repairs necessary to complete the underlying project, up to 50% of the total loan amount.

What the money covers

The source explicitly mentions weatherization and heating projects. It also allows related health and safety measures and repairs needed for the project, but only up to half of the total loan amount.

Amounts and matching

The page does not give a maximum loan amount. It says the program offers 0% interest financing for low- and moderate-income Vermonters and low rates for incomes over $90,000. No match requirement is stated.

How to apply

The page does not provide an application link or deadline.

Timing and deadlines

No opening or closing dates are listed.

Full eligibility details

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