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Home Exterior Loan Program (HELP)

Ogden City · City program

Loan amount depends on funding, equity, and ability to pay; 4% interest, up to 10 years

Ogden City’s HELP program offers low-interest loans to homeowners for eligible exterior repairs and improvements in Ogden’s vintage neighborhoods. The page includes roofing, window, door, sprinkler, and fire-detection-related work among the eligible items when funding is available.

Last verified: September 2, 2026
Visit official program page

Program details

How it works

The Home Exterior Loan Program helps homeowners afford costly home repairs or maintenance issues to preserve and enhance existing homes in Ogden’s vintage neighborhoods. It is a loan program with a low interest rate and monthly payments.

What the money covers

When full funding is available, the page lists eligible scopes that include:

  • Electrical safety updates
  • Fire detection equipment
  • Furnace and air conditioning repairs
  • Plumbing repairs
  • Sewer and water line repairs
  • Water heater replacement
  • Driveway
  • Fencing
  • Painting
  • Small porch repairs
  • Roofing repairs and replacements
  • Sprinklers
  • Front door replacement
  • Window replacements

Amounts and repayment

  • Maximum loan amount: based on available funding, eligible scope of work, available equity, and ability to pay.
  • Loan term: up to 10 years.
  • Interest rate: 4% for a 10-year loan.
  • Minimum payment: $50 per month for qualified applicants.

How to apply

The city page provides an online application and program contact information.

Timing and deadlines

The page says the program has funding and resources available, but it does not give a fixed closing date or annual deadline.

Full eligibility details

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