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Emergency Home Repair Program (EHRP)

Ogden City Community Development · City program

Up to $5,000 as a 0% interest deferred loan

Ogden City offers low-interest emergency repair loans of up to $5,000 to help homeowners fix sudden problems that threaten the structure of the home or the health and safety of the household. Roofing repairs are only covered when the damage comes from a catastrophe, not normal wear and tear.

Last verified: September 1, 2026
Visit official program page

Program details

How it works

Ogden City’s Emergency Home Repair Program provides loans to homeowners for unexpected emergency repairs. The city says the repairs must correct an emergency situation threatening the structure of the home or the life and health of the household.

What the money covers

The program is broad emergency repair aid, not a wildfire-only grant. The official page specifically says roofing repairs are not eligible unless the damage is the result of a catastrophe rather than normal deterioration, and the repair cost must stay within the program limit.

Amounts and repayment

  • Maximum loan amount: $5,000 per loan.
  • Loan terms: zero percent interest, deferred-payment loan, due on sale.
  • The page also notes that funding is available on a first-come, first-served basis.

How to apply

The city provides an application packet and an online application for the program. Contact information is listed on the program page for the Community Development office.

Timing and deadlines

The page does not state a fixed annual deadline. It indicates that available city funds are awarded until exhausted for the current funding cycle.

Full eligibility details

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