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Owner-Occupied Home Rehabilitation Program

City of Knoxville Housing and Neighborhood Development · City program

Low-interest and forgivable loans; amount not stated on the page

The City of Knoxville offers low-interest and forgivable loans to eligible low- and moderate-income homeowners for major repairs that bring owner-occupied homes up to city housing standards.

Last verified: August 13, 2026
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Program details

How it works

The City of Knoxville’s Owner-Occupied Housing Rehabilitation Program helps homeowners make significant repairs to their homes so they can meet the City of Knoxville’s Neighborhood Housing Standards. The city says the program provides:

  • A detailed assessment of the needed repairs
  • Financial assistance through low-interest and forgivable loans
  • Assistance working with independent contractors who perform the rehabilitation work

What the money covers

The page says the program is for repairs needed to bring a home up to the City of Knoxville’s Neighborhood Housing Standards. The landing page does not provide a full list of eligible repair items, so homeowners are directed to the brochure, homeowner rehab guide, and application for more detail.

Amounts and matching

  • The page does not state a maximum loan amount.
  • The page does not state a required homeowner match.
  • The page does state that assistance is provided through low-interest and forgivable loans.

How to apply

Interested homeowners are directed to:

  • Review the brochure
  • Review the Homeowners Rehab Guide
  • Download the application
  • Call the Housing and Neighborhood Development office at 865-215-2120

Timing and deadlines

  • No application opening or closing date is listed on the page.
  • No deadline is stated on the landing page.

Additional details

Before-and-after photos are shown on the page, indicating the program is intended for substantial home improvement rather than cosmetic work alone.

Full eligibility details

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