Grants directory
Homeowners Mitigation Credits
South Carolina Department of Insurance · State program
Insurance premium discount; amount varies by insurer and mitigation measure.
South Carolina law requires insurers to offer premium discounts for approved wind-mitigation features on homes. The amount varies by insurer and by the specific mitigation measure.
Program details
How it works
The South Carolina Department of Insurance says insurance companies offer discounts for measures that strengthen properties against wind damage. The official coastal insurance page points homeowners to mitigation credits as the state’s insurance-discount resource.
What the money covers
The page does not list every qualifying feature in the snippet shown, but it explicitly frames the benefit as a homeowners’ mitigation credit tied to wind-damage strengthening measures.
Amounts and matching
The official page does not publish a single dollar amount. It says discounts vary by carrier and mitigation measure.
How to use it
Homeowners generally need to install qualifying wind-mitigation features and then ask their insurer for the discount, using the carrier’s underwriting or inspection process.
Timing and deadlines
The Department of Insurance page is an ongoing statewide resource and does not list an application deadline.
Full eligibility details
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