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Tax creditOpenIncome restricted

Excess Premium Tax Credit

South Carolina Department of Insurance · State program

Tax credit available if home-insurance cost exceeds 5% of income; official page does not state the dollar cap.

South Carolina says some homeowners may qualify for a tax credit if the cost of insuring their home is more than 5% of income. The official coastal insurance page points to this as a statewide help option.

Last verified: August 26, 2026
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Program details

How it works

The Department of Insurance coastal insurance page says that if the cost of insuring your home is more than 5% of your income, you may be eligible for a tax credit. The page itself is a gateway to the excess premium tax credit information.

What the money covers

The available official page snippet does not spell out the full computation or filing mechanics.

Amounts and matching

The official page snippet does not state the credit amount.

How to claim

The official coastal insurance page directs homeowners to the excess premium tax credit resource for details.

Timing and deadlines

The official page does not list a deadline.

Important note

Because the summary page is thin, homeowners should verify current eligibility and filing instructions directly through the linked Department of Insurance and Department of Revenue resources before relying on the benefit.

Full eligibility details

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