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Tax creditStatus unknownIncome restricted

Excess Insurance Premium Tax Credit

South Carolina Department of Insurance · State program

Tax credit available if insurance costs exceed 5% of income; exact amount not stated on the official summary page.

South Carolina offers an excess insurance premium tax credit for some coastal homeowners whose property insurance cost is more than 5% of income. The Department of Insurance says eligible homeowners may qualify for a tax credit, but the page does not state the dollar amount on the summary page.

Last verified: July 28, 2026
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Program details

How it works

The South Carolina Department of Insurance says that if the cost of insuring your home is more than 5% of your income, you may be eligible for a tax credit.

What the official page says

The coastal insurance page presents this as an insurance-related tax benefit for homeowners and also directs consumers to the state’s market-assistance resources for shopping for property insurance.

Amounts and limits

The summary page does not state the exact credit formula or maximum amount. It only states the 5% income test.

Important caveat

The official page visible in search results does not provide the full application details or the dollar amount, so only the existence of the credit and the 5% threshold can be confirmed from the official coastal insurance page.

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