Columbia Homeowner Assistance Program (CHAP)

How it works

The City of Columbia’s CDBG-DR site lists the Columbia Homeowner Assistance Program (CHAP) as one of its disaster recovery programs. The site explains that the city received CDBG-DR funding to address unmet needs from the October 2015 flooding disaster and that CHAP is part of that recovery effort.

What the money covers

The city’s program materials say CHAP can provide assistance for rehabilitation, repair, or reconstruction of owner-occupied households with major damage directly related to the October 2015 disaster. The policy also says the program can provide assistance to meet elevation requirements where required.

Amounts and matching

The available source material states that the homeowner assistance program can provide up to $150,000 for eligible work when unmet needs exceed $25,000.

How to apply

The official starting point on the page is the City of Columbia CDBG Disaster Recovery website and its program policies and procedures. The page itself does not show a separate application deadline or current open/close dates for CHAP.

Timing and deadlines

This is a disaster recovery program tied to the October 2015 flood event in Columbia, South Carolina. The site notes the City received HUD approval for its CDBG Disaster Recovery Action Plan on January 24, 2017 and later received additional disaster recovery allocation under federal guidance dated August 7, 2017.

Additional context

The CDBG-DR homepage also lists related programs such as the Minor Repair Program, Small Rental Repair Program, FEMA Hazard Mitigation Grant Program, Elevation Reimbursement Program, and Small Business Disaster Recovery Program, but the detailed homeowner assistance language visible on the page is for CHAP.