Grants directory
Use of Credit - Extraordinary Life Events regulation
Rhode Island Department of Business Regulation / insurers · State program
Potential insurance rating relief; no direct payment stated.
Rhode Island requires insurers that use insurance scores to provide reasonable exceptions for consumers whose credit was harmed by certain extraordinary life events. This is an insurance rating protection rather than a home-hardening subsidy.
Program details
How it works
The rule applies to insurers issuing homeowners and private passenger automobile insurance to Rhode Island residents. It requires reasonable exceptions to rates, rating classifications, company or tier placement, or underwriting guidelines after specified extraordinary life events.
What the money covers
No direct hardening money is provided. The benefit is potential relief in insurance pricing or underwriting treatment.
Amounts and matching
No dollar amount is stated.
How to apply
The insured or applicant must make a written request to the insurer.
Timing and deadlines
The regulation is active; the reviewed page does not list an expiration date.
Full eligibility details
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