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Property Insurance and Weather Related Claims regulation

Rhode Island Department of Business Regulation / insurers · State program

Insurance regulation; no direct homeowner payment stated.

Rhode Island insurance rules require certain disclosures for residential property policies, including hurricane deductible examples. This is not a hardening rebate, but it is a state insurance regulation affecting homeowner disaster risk costs.

Opens: January 4, 2022
Last verified: July 31, 2026
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Program details

How it works

The regulation applies to residential property insurance policies insuring dwelling houses issued or renewed in Rhode Island. It also contains provisions that apply to all insurance policies issued to Rhode Island residents.

What the money covers

The reviewed page is about claims and deductible disclosures, not direct payments for repairs or mitigation.

Amounts and matching

No homeowner incentive amount is stated.

How to apply

This is an insurer compliance rule rather than a homeowner application program.

Timing and deadlines

The rule is active and applies to policies issued or renewed in Rhode Island.

Full eligibility details

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