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Basic Property Insurance Inspection and Placement Program

Rhode Island Department of Business Regulation / participating insurers · State program

No direct payment; state-mandated insurance placement/inspection service.

Rhode Island’s insurance regulations include a state-run inspection and placement program to help qualified applicants who could not secure basic property insurance in the normal market. It is an insurance-placement service, not a direct hardening grant, but it can be relevant to homeowners working on property condition and insurability.

Opens: January 4, 2022
Last verified: July 31, 2026
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Program details

How it works

The regulation creates the Basic Property Insurance Inspection and Placement Program to make basic property insurance available to qualified applicants who have been unable to secure it in the normal market. It also requires participation from insurers licensed to write basic property insurance in Rhode Island.

What the money covers

This is not a repair reimbursement program. It is an insurance placement and inspection framework.

Amounts and matching

No cash amount is stated because the program is not a grant or rebate.

How to apply

The regulation governs the state program structure; the reviewed page does not give a homeowner-facing application portal or deadline.

Timing and deadlines

The rule is currently active, but the reviewed source does not provide a seasonal or annual deadline.

Full eligibility details

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