Strengthen Oklahoma Homes (SOH) Grant Program

How it works

The Strengthen Oklahoma Homes (SOH) program provides grants to Oklahoma residents for residential wind and hail mitigation on new and existing, owner-occupied, primary residence single-family homes. The program’s mitigation standard is the FORTIFIED Home – Roof™ – High Wind designation with the Hail supplement.

What the money covers

The official materials describe the program as funding home upgrades that qualify the house for the FORTIFIED designation. The public-facing materials emphasize wind and hail mitigation; they do not give a detailed line-item list of covered materials on the pages reviewed.

Amounts and matching

The Oklahoma Insurance Department says homeowners can access grants up to $10,000. The homeowner checklist page also notes that if project costs exceed the grant award, the extra amount is the homeowner’s responsibility.

How to apply

The SOH page provides the application entry point and directs homeowners to the approved evaluator and approved contractor lists, plus a homeowner checklist. The page also says the program had a 3rd statewide launch with applications opening July 13, 2026 at noon.

Insurance discount connection

Homes with a FORTIFIED Home designation in Oklahoma receive discounts on the wind portion of their homeowner’s insurance premium. The SOH materials state that homeowners can receive the discount after the work is complete.

Timing and deadlines

The SOH page notes that a prior statewide launch was closed and that the 3rd statewide launch opens July 13, 2026 at noon.